
IF Bancorp Income Statement 2025-2011 | IROQ
Brief overview of income trends at IF Bancorp
The overview follows changes across a five-year period. The revenue attributed to IF Bancorp moved from 18.9 million dollars to 23.1 million dollars between the two endpoints. The total change was +22.2%, with a CAGR of approximately 4.1%. The revenue trend is close to stagnation.
Net profit was 3.3 million dollars at the start and 4.2 million dollars at the end. The period finished with its strongest net-income result.
The market value of the business moved from 65.2 million dollars to 52.4 million dollars, or −19.6%. Capitalization grew more slowly than the underlying results.
What the figures show
The figures do not all move in the same direction. The constructive conclusion rests on improving net profitability. The main areas of concern are a softer top-line trend. Further direction will depend on top-line growth, operating profitability, and net income.
Annual Income Statement IF Bancorp
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap |
80.5 M | 59 M | 45.2 M | 44.5 M | 76 M | 52.4 M | 75.3 M | 91.5 M | 72.9 M | 69.2 M | 65.2 M | 71.8 M | 67.4 M | 57 M | 51.3 M |
Shares |
3.15 M | 3.13 M | 3.11 M | 3.07 M | 3.04 M | 3.1 M | 3.48 M | 3.66 M | 3.68 M | 3.73 M | 3.93 M | 4.14 M | 4.32 M | 4.44 M | 4.5 M |
Historical Prices |
25.6 | 18.9 | 14.5 | 14.5 | 26 | 21.9 | 22.4 | 19.4 | 18.7 | 17.5 | 17.3 | 15.7 | 15.4 | 12.7 | 10.3 |
Net Income |
4.3 M | 1.79 M | 4.66 M | 5.78 M | 5.35 M | 4.24 M | 3.56 M | 1.74 M | 3.92 M | 3.57 M | 3.27 M | 3.48 M | 3.71 M | 1.4 M | 2.83 M |
Revenue |
- | - | - | - | - | 23.1 M | 22 M | 21.6 M | 22.5 M | 21.2 M | 18.9 M | 18.7 M | 18.9 M | 17.9 M | 15.8 M |
Cost of Revenue |
13.2 M | 12 M | 12.7 M | 13.1 M | 11.9 M | 11.1 M | 10.6 M | 9.73 M | 9.47 M | 8.97 M | 8.47 M | 8.35 M | 7.89 M | 7.19 M | 6.55 M |
Interest Expense |
20.8 M | 17.7 M | 10.1 M | 2.53 M | 4.18 M | 8.69 M | 8.85 M | 5.29 M | 3.62 M | 3.31 M | 3.23 M | 3.15 M | 3.1 M | 3.78 M | 4.99 M |
EBITDA |
621 K | 671 K | 663 K | 675 K | 679 K | - | - | - | - | - | - | - | - | - | - |
Operating Expenses |
- | - | - | - | - | 26 M | 26 M | 22 M | 20 M | 19 M | 17 M | 17 M | 16 M | 20 M | 17 M |
General and Administrative Expenses |
- | - | - | - | - | 11.6 M | 11.3 M | 10.5 M | 10.2 M | 9.91 M | 9.33 M | 9.18 M | 8.74 M | 11.8 M | 7.48 M |
All numbers in USD currency
Quarterly Income Statement IF Bancorp
| 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Shares |
3.24 M | 3.24 M | 3.35 M | 3.23 M | 3.23 M | 3.22 M | 3.35 M | 3.21 M | 3.21 M | 3.2 M | 3.35 M | 3.18 M | 3.17 M | 3.11 M | 3.26 M | 3.08 M | 3.07 M | 3.05 M | 3.06 M | 3.04 M | 3.04 M | 3.03 M | 3.04 M | 3.03 M | 3.04 M | 3.3 M | 3.04 M | 3.3 M | 3.57 M | 3.62 M | 3.57 M | 3.62 M | 3.68 M | 3.67 M | 3.68 M | 3.67 M | 3.67 M | 3.72 M | 3.67 M | 3.72 M | 3.71 M | 3.77 M | 3.71 M | 3.77 M | 3.97 M | 3.97 M | 3.97 M | 3.97 M | 4.16 M | 4.23 M | 4.16 M | 4.23 M | 4.35 M | 4.45 M | 4.35 M | 4.45 M | 4.43 M | 4.43 M | - | 4.81 M |
Net Income |
1.33 M | 1.39 M | - | 1.01 M | 1.22 M | 633 K | - | 708 K | 185 K | 466 K | - | 690 K | 1.4 M | 1.97 M | 3.37 M | 1.15 M | 1.7 M | 1.89 M | 3.6 M | 1.56 M | 1.46 M | 1.33 M | 1.46 M | 1.33 M | 964 K | 1.1 M | 964 K | 1.1 M | 787 K | 934 K | 787 K | 934 K | -728 K | 975 K | -728 K | 975 K | 1.17 M | 1.3 M | 1.17 M | 1.3 M | 755 K | 799 K | 755 K | 799 K | 823 K | 771 K | 823 K | 771 K | 897 K | 742 K | 897 K | 742 K | 709 K | 1.13 M | 709 K | 1.13 M | 1.02 M | -1.38 M | 1.02 M | -1.38 M |
Cost of Revenue |
3.14 M | 3.38 M | - | 3.45 M | 3.18 M | 3.07 M | - | 3.08 M | 2.83 M | 3.02 M | - | 3.2 M | 3.08 M | 3.13 M | 6.21 M | 3.39 M | 3.19 M | 3.02 M | 6.21 M | 3.04 M | 2.98 M | 2.88 M | 2.98 M | 2.88 M | 2.71 M | 2.66 M | 2.71 M | 2.66 M | 2.71 M | 2.5 M | 2.71 M | 2.5 M | 2.56 M | 2.34 M | 2.56 M | 2.34 M | 2.43 M | 2.22 M | 2.43 M | 2.22 M | 2.25 M | 2.24 M | 2.25 M | 2.24 M | 2.04 M | 2.05 M | 2.04 M | 2.05 M | 2.07 M | 2.12 M | 2.07 M | 2.12 M | 1.89 M | 1.88 M | 1.89 M | 1.88 M | 1.75 M | 1.75 M | 1.75 M | 1.75 M |
Interest Expense |
5.97 M | 6.18 M | - | 5.22 M | 5.02 M | 4.82 M | - | 4.26 M | 4.39 M | 4.58 M | - | 3.16 M | 2.06 M | 828 K | 2.89 M | 611 K | 627 K | 679 K | 1.31 M | 902 K | 1.19 M | 1.38 M | 1.19 M | 1.38 M | 2.45 M | 2.42 M | 2.45 M | 2.42 M | 2.17 M | 1.96 M | 2.17 M | 1.96 M | 1.22 M | 1.06 M | 1.22 M | 1.06 M | 877 K | 907 K | 877 K | 907 K | 769 K | 774 K | 769 K | 774 K | 821 K | 822 K | 821 K | 822 K | 788 K | 772 K | 788 K | 772 K | 787 K | 799 K | 787 K | 799 K | 984 K | 1.04 M | 984 K | 1.04 M |
EBITDA |
- | 159 K | - | - | - | 154 K | - | - | - | 177 K | - | - | - | 166 K | 323 K | - | - | 169 K | 337 K | - | - | 169 K | 338 K | 169 K | - | 153 K | 327 K | 153 K | - | 149 K | 326 K | 149 K | - | 119 K | 244 K | 119 K | - | 106 K | 210 K | 106 K | - | 108 K | 214 K | 108 K | - | 110 K | 218 K | 110 K | - | 105 K | 204 K | 105 K | - | 115 K | 230 K | 115 K | - | 101 K | 203 K | 101 K |
All numbers in USD currency
The income statement is one of the three key financial reports of a company IF Bancorp (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:
- How much revenue the company earned
- How much it spent on production, personnel, marketing, taxes, etc.
- What profit remained in the end
Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.
Features- The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
- Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
- A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.