The First Bancorp Balance Sheet 2011-2026 | FNLC

Annual Balance Sheet The First Bancorp

	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
Net Debt	-22.6 M	34.5 M	28.9 M	159 M	179 M	209 M	261 M	319 M	263 M	260 M	266 M	252 M
Long Term Debt	95.5 M	95 M	-	84 K	55.1 M	55.1 M	10.1 M	65.1 M	115 M	120 M	115 M	90.1 M	130 M	140 M	130 M
Total Non Current Liabilities	-	-	-	-	-	-	11.2 M	68.8 M	119 M	125 M	120 M	95.7 M	135 M	149 M	130 M
Total Liabilities	2.88 B	2.9 B	2.7 B	2.51 B	2.28 B	2.14 B	1.86 B	1.75 B	1.66 B	1.54 B	1.4 B	1.32 B	1.32 B	1.26 B	1.22 B
Retained Earnings	240 M	223 M	212 M	204 M	180 M	158 M	145 M	132 M	121 M	112 M	107 M	99.8 M	94 M	89.7 M	85.3 M
Total Assets	3.17 B	3.16 B	2.95 B	2.74 B	2.53 B	2.36 B	2.07 B	1.94 B	1.84 B	1.71 B	1.56 B	1.48 B	1.46 B	1.41 B	1.37 B
Cash and Cash Equivalents	27.8 M	27.6 M	31.9 M	22.7 M	20.6 M	26.2 M	14.4 M	19.1 M	19.2 M	17.4 M	14.3 M	13.1 M	16.6 M	15 M	14.1 M
Book Value	283 M	252 M	243 M	229 M	246 M	224 M	213 M	192 M	181 M	173 M	167 M	162 M	146 M	156 M	151 M
Total Shareholders Equity	283 M	252 M	243 M	229 M	246 M	224 M	213 M	192 M	181 M	173 M	167 M	162 M	146 M	156 M	151 M

All numbers in USD currency

Quarterly Balance Sheet The First Bancorp

	2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
Long Term Debt	95.5 M	95 M	70 M	95 M	95 M	70 M	70 M	-	-	25.1 M	81 K	84 K	85 K	87 K	55.1 M	55.1 M	55.1 M	55.1 M	55.1 M	55.1 M	55.1 M	55.1 M	55.1 M	10.1 M	10.1 M	10.1 M	10.1 M	65.1 M	65.1 M	65.1 M	65.1 M	115 M	115 M	115 M	115 M	120 M	120 M	120 M	120 M	115 M	115 M	115 M	115 M	90.1 M	90.1 M	90.1 M	90.1 M	130 M	130 M	130 M	130 M	140 M	140 M	140 M	140 M	130 M	130 M	130 M	130 M
Total Liabilities	2.92 B	2.93 B	2.93 B	2.9 B	2.89 B	2.84 B	2.74 B	2.7 B	2.72 B	2.64 B	2.58 B	2.51 B	2.52 B	2.4 B	2.31 B	2.28 B	2.29 B	2.22 B	2.21 B	2.14 B	2.14 B	2.14 B	2.14 B	1.86 B	1.86 B	1.86 B	1.86 B	1.75 B	1.75 B	1.75 B	1.75 B	1.66 B	1.66 B	1.66 B	1.66 B	1.54 B	1.54 B	1.54 B	1.54 B	1.4 B	1.4 B	1.4 B	1.4 B	1.32 B	1.32 B	1.32 B	1.32 B	1.32 B	1.32 B	1.32 B	1.32 B	1.26 B	1.26 B	1.26 B	1.26 B	1.22 B	1.22 B	1.22 B	1.22 B
Retained Earnings	234 M	230 M	226 M	223 M	220 M	216 M	214 M	212 M	209 M	206 M	202 M	204 M	199 M	193 M	186 M	180 M	174 M	169 M	164 M	158 M	158 M	158 M	158 M	145 M	145 M	145 M	145 M	132 M	132 M	132 M	132 M	121 M	121 M	121 M	121 M	112 M	112 M	112 M	112 M	107 M	107 M	107 M	107 M	99.8 M	99.8 M	99.8 M	99.8 M	94 M	94 M	94 M	94 M	89.7 M	89.7 M	89.7 M	89.7 M	85.3 M	85.3 M	85.3 M	85.3 M
Total Assets	3.2 B	3.2 B	3.19 B	3.16 B	3.14 B	3.08 B	2.98 B	2.95 B	2.94 B	2.87 B	2.81 B	2.74 B	2.74 B	2.63 B	2.55 B	2.53 B	2.53 B	2.45 B	2.44 B	2.36 B	2.36 B	2.36 B	2.36 B	2.07 B	2.07 B	2.07 B	2.07 B	1.94 B	1.94 B	1.94 B	1.94 B	1.84 B	1.84 B	1.84 B	1.84 B	1.71 B	1.71 B	1.71 B	1.71 B	1.56 B	1.56 B	1.56 B	1.56 B	1.48 B	1.48 B	1.48 B	1.48 B	1.46 B	1.46 B	1.46 B	1.46 B	1.41 B	1.41 B	1.41 B	1.41 B	1.37 B	1.37 B	1.37 B	1.37 B
Cash and Cash Equivalents	31.6 M	27.4 M	26.4 M	27.6 M	35.1 M	27.8 M	23.9 M	31.9 M	29.9 M	25.1 M	27.5 M	22.7 M	27.4 M	23.5 M	22.1 M	20.6 M	27.1 M	27.1 M	20 M	26.2 M	26.2 M	26.2 M	26.2 M	14.4 M	14.4 M	14.4 M	14.4 M	19.1 M	21.6 M	21.1 M	16.6 M	19.2 M	19.2 M	19.2 M	19.2 M	17.4 M	17.4 M	17.4 M	17.4 M	14.3 M	14.3 M	14.3 M	14.3 M	13.1 M	13.1 M	13.1 M	13.1 M	16.6 M	16.6 M	16.6 M	16.6 M	15 M	15 M	15 M	15 M	14.1 M	14.1 M	14.1 M	14.1 M
Book Value	275 M	265 M	260 M	252 M	257 M	245 M	243 M	243 M	227 M	232 M	228 M	229 M	220 M	228 M	234 M	246 M	239 M	234 M	228 M	224 M	224 M	224 M	224 M	213 M	213 M	213 M	213 M	192 M	192 M	192 M	192 M	181 M	181 M	181 M	181 M	173 M	173 M	173 M	173 M	167 M	167 M	167 M	167 M	162 M	162 M	162 M	162 M	146 M	146 M	146 M	146 M	156 M	156 M	156 M	156 M	151 M	151 M	151 M	151 M
Total Shareholders Equity	275 M	265 M	260 M	252 M	257 M	245 M	243 M	243 M	227 M	232 M	228 M	229 M	220 M	228 M	234 M	246 M	239 M	234 M	228 M	224 M	224 M	224 M	224 M	213 M	213 M	213 M	213 M	192 M	192 M	192 M	192 M	181 M	181 M	181 M	181 M	173 M	173 M	173 M	173 M	167 M	167 M	167 M	167 M	162 M	162 M	162 M	162 M	146 M	146 M	146 M	146 M	156 M	156 M	156 M	156 M	151 M	151 M	151 M	151 M

All numbers in USD currency

Balance Sheet is a fundamental financial report of The First Bancorp, providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.

For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.

Features of balance sheet analysis

Vertical and horizontal analysis
Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods.
Asset quality
It is important to evaluate not only the amount of assets but also their liquidity and realizability.
Accounting for off-balance sheet liabilities
Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.

Balance sheet of other industry stocks – Banks regional

Issuer	Price	% 24h	Market Cap	Country
Ameris Bancorp ABCB	$ 75.04	-0.25 %	$ 5.14 B	USA
Signature Bank SBNY	-	-	$ 4.41 B	USA
Allegiance Bancshares ABTX	-	-0.86 %	$ 1.51 B	USA
Atlantic Capital Bancshares ACBI	-	-1.48 %	$ 566 M	USA
First Midwest Bancorp, Inc. FMBI	-	-1.2 %	$ 2.26 B	USA
Broadway Financial Corporation BYFC	$ 7.79	-0.32 %	$ 65.9 M	USA
Banco BBVA Argentina S.A. BBAR	$ 13.12	1.94 %	$ 450 B	Argentina
Banco Bradesco S.A. BBDO	$ 3.21	-1.23 %	$ 13.1 M	Brasil
Ames National Corporation ATLO	$ 26.81	-0.57 %	$ 238 M	USA
Auburn National Bancorporation AUBN	$ 23.61	0.25 %	$ 82.6 M	USA
Banco Santander-Chile BSAC	$ 31.51	-	$ 3.42 T	Chile
Bridgewater Bancshares BWB	$ 17.14	-0.58 %	$ 472 M	USA
Byline Bancorp BY	$ 30.31	-1.04 %	$ 1.36 B	USA
Cadence Bancorporation CADE	-	-	$ 5.43 B	USA
C&F Financial Corporation CFFI	$ 70.7	-2.82 %	$ 229 M	USA
Brookline Bancorp BRKL	-	-	$ 974 M	USA
American National Bankshares AMNB	-	-	$ 508 M	USA
First Bancorp FBNC	$ 53.34	0.43 %	$ 2.2 B	USA
1895 Bancorp of Wisconsin BCOW	-	-6.47 %	$ 52 M	USA
CBM Bancorp CBMB	-	0.52 %	$ 61.6 M	USA
Berkshire Hills Bancorp BHLB	-	-0.65 %	$ 1.11 B	USA
Columbia Banking System COLB	$ 26.47	0.46 %	$ 6.3 B	USA
Chemung Financial Corporation CHMG	$ 51.72	-2.96 %	$ 248 M	USA
Spirit of Texas Bancshares, Inc. STXB	-	-0.23 %	$ 446 M	USA
People's United Financial, Inc. PBCT	-	-	$ 8.34 B	USA
Citizens Holding Company CIZN	-	-5.65 %	$ 49.5 M	USA
FS Bancorp FSBW	$ 38.3	-1.79 %	$ 288 M	USA
Customers Bancorp CUBI	$ 66.21	-0.32 %	$ 2.14 B	USA
Columbia Financial CLBK	$ 17.44	-0.17 %	$ 1.78 B	USA
Bank of Marin Bancorp BMRC	$ 23.94	-0.42 %	$ 382 M	USA
Comerica Incorporated CMA	-	-	$ 11.8 B	USA
Dime Community Bancshares DCOM	$ 32.38	0.59 %	$ 1.39 B	USA
Bankwell Financial Group BWFG	$ 46.9	-0.28 %	$ 363 M	USA
The Bank of Princeton BPRN	$ 33.4	-0.33 %	$ 225 M	USA
Capital City Bank Group CCBG	$ 42.13	-1.2 %	$ 716 M	USA
American River Bankshares AMRB	-	2.00 %	$ 125 M	USA
Bank of Commerce Holdings BOCH	-	-1.56 %	$ 254 M	USA
Citizens Financial Group CFG	$ 57.09	1.3 %	$ 24.7 B	USA
Hingham Institution for Savings HIFS	$ 269.56	1.09 %	$ 575 M	USA
Cullen/Frost Bankers CFR	$ 130.36	-1.24 %	$ 8.35 B	USA
CIT Group Inc. CIT	-	-1.4 %	$ 4.74 B	USA
First BanCorp. FBP	$ 20.53	-0.19 %	$ 3.38 B	Puerto-rico
ICICI Bank Limited IBN	$ 27.42	0.18 %	$ 88.6 B	India
First Foundation FFWM	$ 5.6	-0.88 %	$ 462 M	USA
Eagle Bancorp Montana EBMT	$ 20.86	-0.52 %	$ 163 M	USA
Emclaire Financial Corp EMCF	-	-4.21 %	$ 86.4 M	USA
Banco Macro S.A. BMA	$ 66.82	2.27 %	$ 14.4 M	Argentina
F.N.B. Corporation FNB	$ 16.11	0.5 %	$ 5.81 B	USA
Amerant Bancorp AMTB	$ 20.9	-0.1 %	$ 869 M	USA
First Bank FRBA	$ 15.15	-0.39 %	$ 301 M	USA

The First Bancorp Balance Sheet 2011-2026 | FNLC

Annual Balance Sheet The First Bancorp

Net Debt

Long Term Debt

Total Non Current Liabilities

Total Liabilities

Retained Earnings

Total Assets

Cash and Cash Equivalents

Book Value

Total Shareholders Equity