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Greene County Bancorp GCBC
$ 24.5 1.28%

Quarterly report 2025-Q4
added 02-06-2026

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Greene County Bancorp Balance Sheet 2011-2026 | GCBC

Annual Balance Sheet Greene County Bancorp

2025 2024 2023 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

Net Debt

- - - - -1.16 M -10.8 M 110 M 11.1 M 28.3 M 24.9 M 3.59 M 8.13 M 13.3 M 16.3 M

Long Term Debt

- - - - - 25.5 M 13.6 M 18.2 M 22.6 M 20.3 M 18.8 M 14.5 M 4 M 7 M 12 M

Total Non Current Liabilities

- - - - - 7.6 M 13.6 M 18.2 M 22.6 M 20.3 M 18.8 M 14.5 M 4 M 7 M -

Total Liabilities

2.8 B 2.62 B 2.52 B 2.41 B 2.05 B 1.55 B 1.16 B 1.06 B 899 M 794 M 672 M 613 M 577 M 538 M 499 M

Retained Earnings

241 M 215 M 194 M 165 M 140 M 118 M 102 M 86.2 M 73.1 M 63.8 M 56.7 M 51.3 M 46.1 M 41.9 M 37.3 M

Total Assets

3.04 B 2.83 B 2.7 B 2.57 B 2.2 B 1.68 B 1.27 B 1.15 B 982 M 869 M 739 M 674 M 634 M 591 M 548 M

Cash and Cash Equivalents

183 M 190 M 196 M 69 M 150 M 40.5 M 29.5 M 26.5 M - - - - - - -

Book Value

239 M 206 M 183 M 158 M 150 M 129 M 112 M 96.2 M 83.5 M 74.3 M 66.9 M 61.2 M 56.1 M 52.7 M 48.1 M

Total Shareholders Equity

239 M 206 M 183 M 158 M 150 M 129 M 112 M 96.2 M 83.5 M 74.3 M 66.9 M 61.2 M 56.1 M 52.7 M 48.1 M

All numbers in USD currency

Quarterly Balance Sheet Greene County Bancorp

2025-Q4 2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Total Liabilities

2.89 B 2.81 B 2.8 B 2.78 B 2.75 B 2.66 B 2.62 B - 2.54 B 2.5 B 2.52 B 2.55 B 2.45 B 2.42 B 2.41 B 2.36 B 2.19 B 2.13 B 2.05 B 2.05 B 1.73 B 1.67 B 1.55 B 1.55 B 1.32 B 1.29 B 1.16 B 1.16 B 1.09 B 1.09 B 1.06 B 1.06 B 971 M 951 M 899 M 899 M 854 M 817 M 794 M 794 M 726 M 699 M 672 M 672 M 648 M 636 M 613 M 613 M 594 M 593 M 577 M 577 M 570 M 547 M 538 M 538 M 509 M 507 M 499 M 499 M

Retained Earnings

259 M 249 M 241 M 233 M 225 M 219 M 215 M - 203 M 198 M 194 M 188 M 180 M 174 M 165 M 159 M 153 M 146 M 140 M 140 M 128 M 123 M 118 M 118 M 110 M 106 M 102 M 102 M 94 M 89.9 M 86.2 M 86.2 M 79.4 M 76.2 M 73.1 M 73.1 M 68.5 M 65.9 M 63.8 M 63.8 M 60.5 M 58.5 M 56.7 M 56.7 M 54.2 M 52.7 M 51.3 M 51.3 M 48.9 M 47.5 M 46.1 M 46.1 M 43.8 M 42.9 M 41.9 M 41.9 M 39.7 M 38.5 M 37.3 M 37.3 M

Total Assets

3.15 B 3.06 B 3.04 B 3.01 B 2.97 B 2.87 B 2.83 B - 2.74 B 2.69 B 2.7 B 2.73 B 2.62 B 2.58 B 2.57 B 2.52 B 2.35 B 2.28 B 2.2 B 2.2 B 1.86 B 1.8 B 1.68 B 1.68 B 1.44 B 1.41 B 1.27 B 1.27 B 1.2 B 1.19 B 1.15 B 1.15 B 1.06 B 1.04 B 982 M 982 M 932 M 893 M 869 M 869 M 797 M 768 M 739 M 739 M 712 M 699 M 674 M 674 M 653 M 650 M 634 M 634 M 625 M 601 M 591 M 591 M 560 M 556 M 548 M 548 M

Cash and Cash Equivalents

124 M 155 M 183 M 155 M 166 M 213 M 190 M 256 M 176 M 130 M 196 M 178 M 60.8 M 66.9 M 69 M 151 M 63.5 M 113 M 150 M 150 M 57 M 76.2 M 57 M 76.2 M 34.5 M 111 M 34.5 M 111 M 31.9 M 35.1 M 26.5 M 74.6 M - - 16.3 M - - - - - - - - - - - - - - - - - - - - - - - - -

Book Value

258 M 248 M 239 M 229 M 218 M 216 M 206 M - 195 M 184 M 183 M 179 M 168 M 160 M 158 M 157 M 160 M 155 M 150 M 150 M 139 M 133 M 129 M 129 M 121 M 117 M 112 M 112 M 104 M 99.6 M 96.2 M 96.2 M 89.6 M 86.9 M 83.5 M 83.5 M 78.4 M 76.4 M 74.3 M 74.3 M 70.8 M 68.8 M 66.9 M 66.9 M 64.5 M 62.8 M 61.2 M 61.2 M 58.4 M 57 M 56.1 M 56.1 M 54.6 M 53.9 M 52.7 M 52.7 M 50.6 M 49.5 M 48.1 M 48.1 M

Total Shareholders Equity

258 M 248 M 239 M 229 M 218 M 216 M 206 M 199 M 195 M 184 M 183 M 179 M 168 M 160 M 158 M 157 M 160 M 155 M 150 M 155 M 139 M 139 M 139 M 133 M 121 M 121 M 121 M 117 M 104 M 99.6 M 104 M 99.6 M 89.6 M 86.9 M 89.6 M 86.9 M 78.4 M 76.4 M 78.4 M 76.4 M 70.8 M 68.8 M 70.8 M 68.8 M 64.5 M 62.8 M 64.5 M 62.8 M 58.4 M 57 M 58.4 M 57 M 54.6 M 53.9 M 52.7 M 52.7 M 50.6 M 49.5 M 48.1 M 48.1 M

All numbers in USD currency

Balance Sheet is a fundamental financial report of Greene County Bancorp, providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.

For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.

Features of balance sheet analysis
  • Vertical and horizontal analysis
    Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods.
  • Asset quality
    It is important to evaluate not only the amount of assets but also their liquidity and realizability.
  • Accounting for off-balance sheet liabilities
    Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.

Balance sheet of other industry stocks – Banks regional

Issuer Price % 24h Market Cap Country
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Arrow Financial Corporation Arrow Financial Corporation
AROW
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SBNY
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Brookline Bancorp Brookline Bancorp
BRKL
- - $ 974 M usaUSA
First Midwest Bancorp, Inc. First Midwest Bancorp, Inc.
FMBI
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Cambridge Bancorp Cambridge Bancorp
CATC
- - $ 576 M usaUSA
CBTX CBTX
CBTX
- 1.49 % $ 1.51 B usaUSA
Atlantic Capital Bancshares Atlantic Capital Bancshares
ACBI
- -1.48 % $ 566 M usaUSA
Citizens Holding Company Citizens Holding Company
CIZN
- -5.65 % $ 49.5 M usaUSA
BankFinancial Corporation BankFinancial Corporation
BFIN
- - $ 151 M usaUSA
1895 Bancorp of Wisconsin 1895 Bancorp of Wisconsin
BCOW
- -6.47 % $ 52 M usaUSA
Cadence Bancorporation Cadence Bancorporation
CADE
- - $ 5.43 B usaUSA
CBM Bancorp CBM Bancorp
CBMB
- 0.52 % $ 61.6 M usaUSA
Camden National Corporation Camden National Corporation
CAC
$ 52.01 3.19 % $ 879 M usaUSA
Civista Bancshares Civista Bancshares
CIVB
$ 25.54 0.83 % $ 445 M usaUSA
Equity Bancshares Equity Bancshares
EQBK
$ 46.12 1.36 % $ 844 M usaUSA
Auburn National Bancorporation Auburn National Bancorporation
AUBN
$ 23.51 - $ 82.1 M usaUSA
Popular Popular
BPOP
$ 150.22 -0.27 % $ 10.2 B usaUSA
Banco BBVA Argentina S.A. Banco BBVA Argentina S.A.
BBAR
$ 14.39 -0.07 % $ 450 B argentinaArgentina
Dime Community Bancshares Dime Community Bancshares
DCOM
- - $ 1.48 B usaUSA
Deutsche Bank Aktiengesellschaft Deutsche Bank Aktiengesellschaft
DB
$ 31.91 -0.03 % $ 22.4 B germanyGermany
CrossFirst Bankshares CrossFirst Bankshares
CFB
- - $ 784 M usaUSA
C&F Financial Corporation C&F Financial Corporation
CFFI
$ 75.81 - $ 245 M usaUSA
The First Bancorp The First Bancorp
FNLC
$ 29.43 1.48 % $ 326 M usaUSA
Enterprise Bancorp Enterprise Bancorp
EBTC
- - $ 491 M usaUSA
Banco Bradesco S.A. Banco Bradesco S.A.
BBDO
$ 3.43 -0.87 % $ 13.1 M brasilBrasil
Comerica Incorporated Comerica Incorporated
CMA
- - $ 11.8 B usaUSA
Spirit of Texas Bancshares, Inc. Spirit of Texas Bancshares, Inc.
STXB
- -0.23 % $ 446 M usaUSA
Emclaire Financial Corp Emclaire Financial Corp
EMCF
- -4.21 % $ 86.4 M usaUSA
First Busey Corporation First Busey Corporation
BUSE
$ 26.77 0.96 % $ 2.25 B usaUSA
People's United Financial, Inc. People's United Financial, Inc.
PBCT
- - $ 8.34 B usaUSA
Cincinnati Bancorp Cincinnati Bancorp
CNNB
- -4.28 % $ 43.3 M usaUSA
ESSA Bancorp ESSA Bancorp
ESSA
- - $ 196 M usaUSA
Grupo Financiero Galicia S.A. Grupo Financiero Galicia S.A.
GGAL
$ 42.23 -1.95 % $ 3.54 B argentinaArgentina
CNB Financial Corporation CNB Financial Corporation
CCNE
$ 31.5 2.26 % $ 774 M usaUSA
First BanCorp. First BanCorp.
FBP
$ 24.25 0.04 % $ 3.99 B puerto-ricoPuerto-rico
Codorus Valley Bancorp Codorus Valley Bancorp
CVLY
- - $ 231 M usaUSA
FFBW FFBW
FFBW
- - $ 68.2 M usaUSA
Capstar Financial Holdings Capstar Financial Holdings
CSTR
- - $ 425 M usaUSA
American River Bankshares American River Bankshares
AMRB
- 2.00 % $ 125 M usaUSA
Bank of Commerce Holdings Bank of Commerce Holdings
BOCH
- -1.56 % $ 254 M usaUSA
Dime Community Bancshares Dime Community Bancshares
DCOMP
- - $ 796 M usaUSA
Axos Financial Axos Financial
AX
$ 99.66 1.17 % $ 5.67 B usaUSA
First US Bancshares First US Bancshares
FUSB
$ 15.98 1.82 % $ 95.3 M usaUSA
CIT Group Inc. CIT Group Inc.
CIT
- -1.4 % $ 4.74 B usaUSA
ConnectOne Bancorp ConnectOne Bancorp
CNOB
$ 29.86 0.44 % $ 1.35 B usaUSA
Guaranty Bancshares Guaranty Bancshares
GNTY
- - $ 570 M usaUSA
Enterprise Financial Services Corp Enterprise Financial Services Corp
EFSC
$ 60.39 1.0 % $ 2.23 B usaUSA
Evans Bancorp Evans Bancorp
EVBN
- 2.41 % $ 218 M usaUSA
CVB Financial Corp. CVB Financial Corp.
CVBF
$ 20.63 1.47 % $ 2.82 B usaUSA