
Annual report 2025
added 02-26-2026
International Bancshares Corporation Retained Earnings 2011-2026 | IBOC
Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.Possible uses include
- reinvestment in development (R&D, equipment, marketing)
- debt repayment
- acquisition of other companies
- creation of reserves for the future
A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.
The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.
Annual Retained Earnings International Bancshares Corporation
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 3.68 B | 3.36 B | 3.03 B | 2.7 B | 2.47 B | 2.29 B | 2.2 B | 2.06 B | 1.89 B | 1.78 B | 1.68 B | 1.59 B | 1.47 B | 1.37 B | 1.3 B |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 3.68 B | 1.3 B | 2.19 B |
Quarterly Retained Earnings International Bancshares Corporation
| 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 3.57 B | 3.51 B | 3.41 B | 3.24 B | 3.18 B | 3.09 B | 2.92 B | 2.86 B | 2.76 B | - | 2.59 B | - | 2.49 B | 2.47 B | 2.41 B | 2.4 B | 2.31 B | 2.29 B | 2.29 B | 2.29 B | 2.29 B | 2.2 B | 2.2 B | 2.2 B | 2.2 B | 2.06 B | 2.06 B | 2.06 B | 2.06 B | 1.89 B | 1.89 B | 1.89 B | 1.89 B | 1.78 B | 1.78 B | 1.78 B | 1.78 B | 1.68 B | 1.68 B | 1.68 B | 1.68 B | 1.59 B | 1.59 B | 1.59 B | 1.59 B | 1.47 B | 1.47 B | 1.47 B | 1.47 B | 1.37 B | 1.37 B | 1.37 B | 1.37 B | 1.3 B | 1.3 B | 1.3 B | 1.3 B |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 3.57 B | 1.3 B | 2.07 B |
Retained Earnings of other stocks in the Banks industry
| Issuer | Retained Earnings | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
|
Credit Suisse Group AG
CS
|
23.6 B | - | -0.03 % | $ 3.27 B | ||
|
The Bank of Nova Scotia
BNS
|
51.4 B | $ 72.91 | 1.03 % | $ 56 B | ||
|
Grupo Aval Acciones y Valores S.A.
AVAL
|
11.3 T | $ 4.43 | -1.56 % | $ 2.93 B | ||
|
Canadian Imperial Bank of Commerce
CM
|
25.8 B | $ 103.16 | 0.66 % | $ 17.8 B | ||
|
Банк ВТБ
VTBR
|
283 B | - | - | - | ||
|
America First Multifamily Investors, L.P.
ATAX
|
-21.1 M | - | -0.1 % | $ 424 M | ||
|
Foreign Trade Bank of Latin America
BLX
|
464 M | $ 54.36 | 0.44 % | $ 914 K | ||
|
Банк АВАНГАРД
AVAN
|
15.6 B | - | - | - | ||
|
Московский Кредитный Банк
CBOM
|
104 B | - | - | - | ||
|
Кузнецкий Банк
KUZB
|
327 M | - | - | - | ||
|
Приморье Банк
PRMB
|
2.8 B | - | - | - | ||
|
РосДорБанк
RDRB
|
561 M | - | - | - | ||
|
Росбанк
ROSB
|
83.4 B | - | - | - | ||
|
Сбербанк
SBER
|
6.35 T | - | - | - | ||
|
TCS Group Holding PLC
TCSG
|
181 B | - | - | - | ||
|
Уралсиб
USBN
|
41.8 B | - | - | - | ||
|
Altabancorp
ALTA
|
269 M | - | -1.25 % | $ 834 M | ||
|
Generations Bancorp NY
GBNY
|
21 M | - | 1.23 % | $ 34.4 M | ||
|
Great Western Bancorp, Inc.
GWB
|
-57.2 M | - | -2.02 % | $ 1.82 B | ||
|
Itaú Corpbanca
ITCB
|
-769 B | - | 1.18 % | $ 2.2 B | ||
|
Westpac Banking Corporation
WBK
|
26.5 B | - | -1.17 % | $ 52.7 B | ||
|
Bank of the James Financial Group
BOTJ
|
50 M | $ 22.23 | -2.41 % | $ 101 M | ||
|
Mitsubishi UFJ Financial Group
MUFG
|
8.32 T | $ 18.05 | -0.55 % | $ 210 B | ||
|
Eastern Bankshares
EBC
|
2.07 B | $ 20.83 | -0.62 % | $ 4.23 B | ||
|
Bank of Montreal
BMO
|
35.5 B | $ 144.31 | 1.08 % | $ 54.1 B | ||
|
HDFC Bank Limited
HDB
|
587 B | $ 26.73 | -0.19 % | $ 148 B | ||
|
Banco de Chile
BCH
|
655 B | $ 38.54 | -0.16 % | $ 2.17 T | ||
|
JPMorgan Chase & Co.
JPM
|
416 B | $ 309.87 | -0.14 % | $ 860 B | ||
|
Royal Bank of Canada
RY
|
71.8 B | $ 171.91 | 0.66 % | $ 128 B | ||
|
South State Corporation
SSB
|
2.61 B | $ 97.66 | -1.75 % | $ 9.87 B | ||
|
East West Bancorp
EWBC
|
7.31 B | $ 115.55 | -1.01 % | $ 16 B | ||
|
OptimumBank Holdings
OPHC
|
13.8 M | - | 0.21 % | $ 34.4 M | ||
|
Banco Santander, S.A.
SAN
|
56.8 B | $ 12.2 | 0.16 % | $ 65.8 B | ||
|
Premier Financial Corp.
PFC
|
597 M | - | - | $ 1 B | ||
|
Sumitomo Mitsui Financial Group
SMFG
|
6.08 T | $ 21.16 | -0.52 % | $ 29 B | ||
|
The Toronto-Dominion Bank
TD
|
63.9 B | $ 100.71 | 0.84 % | $ 113 B | ||
|
Wells Fargo & Company
WFC
|
229 B | $ 85.4 | -0.72 % | $ 273 B | ||
|
Lloyds Banking Group plc
LYG
|
4.58 B | $ 5.49 | 0.53 % | $ 150 B | ||
|
Bank of America
BAC
|
262 B | $ 52.54 | -0.32 % | $ 395 B | ||
|
Credicorp Ltd.
BAP
|
347 M | $ 349.42 | -0.84 % | $ 11 B | ||
|
Banco Bilbao Vizcaya Argentaria, S.A.
BBVA
|
30.5 B | $ 23.06 | 1.59 % | $ 132 B | ||
|
Barclays PLC
BCS
|
50.7 B | $ 23.73 | 1.41 % | $ 125 B | ||
|
UBS Group AG
UBS
|
38.8 B | $ 41.49 | 0.24 % | $ 81.8 B | ||
|
Citigroup
C
|
215 B | $ 124.39 | -0.42 % | $ 228 B | ||
|
HSBC Holdings PLC
HSBC
|
141 B | $ 90.26 | -0.01 % | $ 762 B | ||
|
The Bank of N.T. Butterfield & Son Limited
NTB
|
494 M | $ 56.02 | -0.87 % | $ 1.43 B |