
Annual report 2025
added 03-14-2026
ING Groep N.V. Retained Earnings 2011-2026 | ING
Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.Possible uses include
- reinvestment in development (R&D, equipment, marketing)
- debt repayment
- acquisition of other companies
- creation of reserves for the future
A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.
The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.
Quarterly Retained Earnings ING Groep N.V.
| 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | - | - | 35.5 B | - | 34.9 B | - | 32.1 B | - | 30.4 B | - | 29.9 B | - | 28.5 B | - | 28.3 B | - | 27.4 B | - | 27 B | - | - | - | 24.4 B | - | - | - | 22.2 B | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
All numbers in EUR currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 35.5 B | 22.2 B | 29.1 B |
Retained Earnings of other stocks in the Banks industry
| Issuer | Retained Earnings | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
|
Credit Suisse Group AG
CS
|
23.6 B | - | -0.03 % | $ 3.27 B | ||
|
Canadian Imperial Bank of Commerce
CM
|
25.8 B | $ 96.66 | 0.02 % | $ 17.8 B | ||
|
America First Multifamily Investors, L.P.
ATAX
|
-21.1 M | - | -0.1 % | $ 424 M | ||
|
Банк ВТБ
VTBR
|
283 B | - | - | - | ||
|
Mitsubishi UFJ Financial Group
MUFG
|
8.32 T | $ 16.72 | 0.36 % | $ 195 B | ||
|
Банк АВАНГАРД
AVAN
|
15.6 B | - | - | - | ||
|
Московский Кредитный Банк
CBOM
|
104 B | - | - | - | ||
|
Кузнецкий Банк
KUZB
|
327 M | - | - | - | ||
|
Приморье Банк
PRMB
|
2.8 B | - | - | - | ||
|
РосДорБанк
RDRB
|
561 M | - | - | - | ||
|
Росбанк
ROSB
|
83.4 B | - | - | - | ||
|
Сбербанк
SBER
|
6.35 T | - | - | - | ||
|
TCS Group Holding PLC
TCSG
|
181 B | - | - | - | ||
|
Уралсиб
USBN
|
41.8 B | - | - | - | ||
|
Lloyds Banking Group plc
LYG
|
4.58 B | $ 5.03 | - | $ 150 B | ||
|
Altabancorp
ALTA
|
269 M | - | -1.25 % | $ 834 M | ||
|
Great Western Bancorp, Inc.
GWB
|
-57.2 M | - | -2.02 % | $ 1.82 B | ||
|
Itaú Corpbanca
ITCB
|
-769 B | - | 1.18 % | $ 2.2 B | ||
|
Bank of the James Financial Group
BOTJ
|
36.7 M | $ 20.92 | -0.19 % | $ 95.4 M | ||
|
Generations Bancorp NY
GBNY
|
21 M | - | 1.23 % | $ 34.4 M | ||
|
Westpac Banking Corporation
WBK
|
26.5 B | - | -1.17 % | $ 52.7 B | ||
|
Bank of America
BAC
|
262 B | $ 48.14 | 1.29 % | $ 362 B | ||
|
East West Bancorp
EWBC
|
7.31 B | $ 105.79 | 0.78 % | $ 14.7 B | ||
|
Premier Financial Corp.
PFC
|
597 M | - | - | $ 1 B | ||
|
Banco Bilbao Vizcaya Argentaria, S.A.
BBVA
|
30.5 B | $ 21.35 | -0.47 % | $ 132 B | ||
|
Citigroup
C
|
215 B | $ 113.74 | 1.87 % | $ 208 B | ||
|
Banco de Chile
BCH
|
655 B | $ 38.41 | -0.16 % | $ 2.17 T | ||
|
JPMorgan Chase & Co.
JPM
|
416 B | $ 292.4 | 0.84 % | $ 812 B | ||
|
Royal Bank of Canada
RY
|
71.8 B | $ 162.11 | 0.17 % | $ 128 B | ||
|
Grupo Aval Acciones y Valores S.A.
AVAL
|
11.3 T | $ 4.2 | -0.94 % | $ 2.93 B | ||
|
International Bancshares Corporation
IBOC
|
3.68 B | $ 67.84 | 0.34 % | $ 4.22 B | ||
|
Sumitomo Mitsui Financial Group
SMFG
|
6.08 T | $ 19.59 | 0.31 % | $ 26.8 B | ||
|
Eastern Bankshares
EBC
|
2.07 B | $ 19.14 | 0.47 % | $ 3.89 B | ||
|
Banco Santander, S.A.
SAN
|
56.8 B | $ 10.9 | -2.24 % | $ 65.8 B | ||
|
Barclays PLC
BCS
|
50.7 B | $ 20.68 | 0.05 % | $ 125 B | ||
|
OptimumBank Holdings
OPHC
|
13.8 M | - | 0.21 % | $ 34.4 M | ||
|
The Bank of N.T. Butterfield & Son Limited
NTB
|
494 M | $ 51.55 | -0.46 % | $ 1.43 B | ||
|
HDFC Bank Limited
HDB
|
587 B | $ 25.12 | -1.1 % | $ 139 B | ||
|
Foreign Trade Bank of Latin America
BLX
|
464 M | $ 50.9 | 1.01 % | $ 914 K | ||
|
South State Corporation
SSB
|
2.61 B | $ 91.07 | 0.49 % | $ 9.2 B | ||
|
Bank of Montreal
BMO
|
35.5 B | $ 136.39 | -0.53 % | $ 54.1 B | ||
|
The Bank of Nova Scotia
BNS
|
51.4 B | $ 69.39 | 0.19 % | $ 56 B | ||
|
Credicorp Ltd.
BAP
|
347 M | $ 330.24 | 0.12 % | $ 11 B | ||
|
UBS Group AG
UBS
|
38.8 B | $ 36.99 | -1.48 % | $ 81.8 B | ||
|
Wells Fargo & Company
WFC
|
229 B | $ 79.61 | 1.66 % | $ 255 B | ||
|
HSBC Holdings PLC
HSBC
|
141 B | $ 79.27 | -0.7 % | $ 762 B | ||
|
The Toronto-Dominion Bank
TD
|
63.9 B | $ 93.53 | -0.11 % | $ 113 B |