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TelegramAnnual report 2025
added 02-28-2026
ING Groep N.V. Retained Earnings 2011-2026 | ING
Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.Possible uses include
- reinvestment in development (R&D, equipment, marketing)
- debt repayment
- acquisition of other companies
- creation of reserves for the future
A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.
The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.
Quarterly Retained Earnings ING Groep N.V.
| 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | - | - | 35.5 B | - | 34.9 B | - | 32.1 B | - | 30.4 B | - | 29.9 B | - | 28.5 B | - | 28.3 B | - | 27.4 B | - | 27 B | - | - | - | 24.4 B | - | - | - | 22.2 B | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
All numbers in EUR currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 35.5 B | 22.2 B | 29.1 B |
Retained Earnings of other stocks in the Banks industry
| Issuer | Retained Earnings | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
 |
Credit Suisse Group AG
CS
|
23.6 B | - | -0.03 % | $ 3.27 B |  Schweiz |
 |
Grupo Aval Acciones y Valores S.A.
AVAL
|
11.3 T | $ 4.22 | 19.21 % | $ 2.93 B |  Colombia |
 |
Credicorp Ltd.
BAP
|
347 M | $ 341.02 | 2.4 % | $ 11 B |  Peru |
 |
Bank of Montreal
BMO
|
35.5 B | $ 145.88 | 1.44 % | $ 54.1 B |  Canada |
 |
The Bank of Nova Scotia
BNS
|
51.4 B | $ 74.19 | 0.98 % | $ 56 B | Canada |
 |
Банк ВТБ
VTBR
|
283 B | - | - | - |  Russia |
 |
Citigroup
C
|
215 B | $ 111.62 | 0.73 % | $ 204 B |  USA |
 |
Банк АВАНГАРД
AVAN
|
15.6 B | - | - | - | Russia |
 |
Canadian Imperial Bank of Commerce
CM
|
25.8 B | $ 100.94 | 0.5 % | $ 17.8 B | Canada |
 |
Московский Кредитный Банк
CBOM
|
104 B | - | - | - | Russia |
 |
Кузнецкий Банк
KUZB
|
327 M | - | - | - | Russia |
 |
Приморье Банк
PRMB
|
2.8 B | - | - | - | Russia |
 |
РосДорБанк
RDRB
|
561 M | - | - | - | Russia |
 |
Росбанк
ROSB
|
83.4 B | - | - | - | Russia |
 |
Сбербанк
SBER
|
6.35 T | - | - | - | Russia |
 |
TCS Group Holding PLC
TCSG
|
181 B | - | - | - | Russia |
 |
Уралсиб
USBN
|
41.8 B | - | - | - | Russia |
 |
Generations Bancorp NY
GBNY
|
21 M | - | 1.23 % | $ 34.4 M | USA |
 |
Foreign Trade Bank of Latin America
BLX
|
464 M | $ 49.72 | 0.43 % | $ 914 K |  Panama |
 |
America First Multifamily Investors, L.P.
ATAX
|
-21.1 M | - | -0.1 % | $ 424 M | USA |
|
Altabancorp
ALTA
|
269 M | - | -1.25 % | $ 834 M | USA |
 |
Great Western Bancorp, Inc.
GWB
|
-57.2 M | - | -2.02 % | $ 1.82 B | USA |
 |
Itaú Corpbanca
ITCB
|
-769 B | - | 1.18 % | $ 2.2 B |  Chile |
 |
Westpac Banking Corporation
WBK
|
26.5 B | - | -1.17 % | $ 52.7 B |  Australia |
 |
Bank of America
BAC
|
262 B | $ 50.24 | 0.52 % | $ 378 B | USA |
 |
HDFC Bank Limited
HDB
|
587 B | $ 30.82 | -0.06 % | $ 171 B |  India |
 |
OptimumBank Holdings
OPHC
|
13.8 M | - | 0.21 % | $ 34.4 M | USA |
 |
Banco Bilbao Vizcaya Argentaria, S.A.
BBVA
|
30.5 B | $ 22.05 | 5.7 % | $ 132 B |  Spain |
 |
Banco de Chile
BCH
|
655 B | $ 39.01 | 2.01 % | $ 2.17 T | Chile |
 |
Premier Financial Corp.
PFC
|
597 M | - | - | $ 1 B | USA |
 |
Barclays PLC
BCS
|
50.7 B | $ 23.32 | 1.11 % | $ 125 B |  Britain |
 |
Bank of the James Financial Group
BOTJ
|
36.7 M | $ 19.4 | 1.41 % | $ 88.5 M | USA |
 |
East West Bancorp
EWBC
|
7.31 B | $ 111.53 | 0.93 % | $ 15.5 B | USA |
 |
JPMorgan Chase & Co.
JPM
|
416 B | $ 299.23 | -0.31 % | $ 831 B | USA |
 |
Lloyds Banking Group plc
LYG
|
4.58 B | $ 5.37 | 0.75 % | $ 150 B | Britain |
 |
Mitsubishi UFJ Financial Group
MUFG
|
8.32 T | $ 17.61 | 0.66 % | $ 205 B |  Japan |
 |
Eastern Bankshares
EBC
|
2.07 B | $ 19.66 | 1.08 % | $ 3.99 B | USA |
 |
The Bank of N.T. Butterfield & Son Limited
NTB
|
494 M | $ 51.16 | 0.65 % | $ 1.43 B |  Bermuda |
 |
International Bancshares Corporation
IBOC
|
3.68 B | $ 68.89 | 0.39 % | $ 4.28 B | USA |
 |
Royal Bank of Canada
RY
|
71.8 B | $ 166.3 | 0.25 % | $ 128 B | Canada |
 |
Banco Santander, S.A.
SAN
|
56.8 B | $ 11.63 | 5.59 % | $ 65.8 B | Spain |
 |
Sumitomo Mitsui Financial Group
SMFG
|
6.08 T | $ 20.76 | 0.34 % | $ 28.4 B | Japan |
 |
UBS Group AG
UBS
|
38.8 B | $ 39.76 | 0.15 % | $ 81.8 B | Schweiz |
 |
The Toronto-Dominion Bank
TD
|
63.9 B | $ 98.82 | 1.13 % | $ 113 B | Canada |
 |
South State Corporation
SSB
|
2.61 B | $ 99.52 | 0.97 % | $ 10.1 B | USA |
 |
Wells Fargo & Company
WFC
|
229 B | $ 83.56 | 1.25 % | $ 268 B | USA |
 |
HSBC Holdings PLC
HSBC
|
141 B | $ 87.15 | 1.96 % | $ 762 B | Britain |