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Kearny Financial Corp. KRNY
$ 10.13 0.7%
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Quarterly report 2026-Q4
added 08-21-2026

Kearny Financial Corp. Financial Ratios 2026-2011 | KRNY

Brief overview of Kearny Financial Corp.'s multiples and efficiency

Current figures are compared with the company's own five-year history for 2020–2025.

Key multiples at the end of the period are P/E 14.5x (median 14.5x), P/B 0.51x (median 0.55x), P/CF 15.27x (median 10.01x). The combined ratio level is close to the company's five-year norm at a 0% deviation. No clear premium or discount is visible.

Current earnings relative to valuation equal about 6.9% on the 1/P/E measure. This is a valuation reference, not an expected payout.

End-period return metrics are ROE 3.5%, ROA 0.3%. Business quality is below comfortable levels on current returns. Better margins or turnover are needed.

On PEG (0.12x), valuation is restrained relative to growth, but one ratio cannot replace cash-flow and risk analysis.

Banks and insurers require sector-specific reading: the value and return on capital matter more than standard industrial multiples.

Valuation takeaway

Kearny Financial Corp.'s market valuation is near its own historical norm, while quality ratios provide no extreme signal.

Annual Financial Ratios Kearny Financial Corp.

2026 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

P/E

16.9 14.5 -4.4 11.8 12.1 16.9 18.3 29.9 56.3 66.8 73.7 183.8 97.8 105.1 127.7 80.1

P/S

- - - - 315.5 - 401.8 7.5 8.2 10.9 11.0 11.7 12.2 8.3 9.0 8.6

EPS

0.6 0.4 -1.4 0.6 0.9 0.8 0.6 0.5 0.2 0.2 0.2 0.1 0.1 0.1 - -

EV (Enterprise Value)

7.41 B 7.21 B 7.24 B 7.6 B 7.54 B 7.24 B 6.32 B 6.73 B 6.28 B 4.93 B 4.32 B 3.76 B 3.88 B 3.23 B 3.09 B 3.05 B

EBITDA per Share

0.06 0.07 0.08 0.09 0.08 0.07 0.01 - - - - - - - - -

EV/EBITDA

1861.0 1642.8 1531.5 1326.5 1262.5 7307.7 - - - - - - - - - -

PEG

-7.59 0.12 - - - - 0.77 0.32 7.13 2.73 0.38 -3.81 1.63 4.21 -3.83 4.01

P/B

0.8 0.5 0.5 0.6 0.9 1.0 0.8 1.1 0.9 1.2 1.0 0.9 2.0 1.5 1.3 1.3

P/CF

16.2 15.3 8.6 6.9 10.0 14.1 42.6 37.4 29.9 36.0 31.5 56.1 44.4 23.7 18.2 23.2

ROE %

4.73 3.50 -11.50 4.69 7.56 6.06 4.15 3.74 1.54 1.76 1.38 0.48 2.06 1.39 1.03 1.61

ROA %

0.47 0.34 -1.13 0.51 0.87 0.87 0.67 0.64 0.30 0.39 0.35 0.13 0.29 0.21 0.17 0.27

Current Ratio

1.1 1.1 1.1 1.1 1.1 1.2 1.2 1.2 1.2 1.3 1.3 - - - - -

DSO

- - - - 2817.3 - 3268.5 41.8 50.2 40.0 38.7 40.7 40.1 35.5 42.4 48.7

Operating Cycle

- - - - 2817.3 - 3268.5 - - - - - - - - -

Cash Conversion Cycle

- - - - 2817.3 - 3268.5 - - - - - - - - -

All numbers in USD currency

Quarterly Financial Ratios Kearny Financial Corp.

2026-Q4 2026-Q3 2026-Q2 2026-Q1 2025-Q4 2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

EPS

- 0.16 0.15 0.15 0.15 0.15 - 0.11 0.11 0.1 - 0.12 -0.22 0.16 - 0.16 0.03 0.25 0.28 0.25 0.26 0.26 0.53 0.2 0.2 0.13 0.2 0.13 0.13 0.13 0.13 0.13 0.12 0.12 0.12 0.12 0.02 0.07 0.02 0.07 0.06 0.05 0.06 0.05 0.04 0.03 0.04 0.03 0.02 0.03 0.03 0.02 0.03 0.03 - - - - - - - - - -

EBITDA per Share

- 0.05 - - - - - - - - - - - - - - - - - - - - - - - - 0.01 - - - 0.01 - - - 0.01 - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

ROE %

3.84 5.09 5.02 4.66 4.28 3.84 2.58 3.45 0.93 1.21 0.40 1.59 0.94 4.46 3.30 5.37 6.03 7.70 7.75 9.37 9.14 8.80 7.90 5.76 5.16 4.58 4.58 4.00 4.01 3.95 3.85 3.79 3.66 2.88 2.46 1.67 1.29 1.65 1.55 1.91 1.81 1.65 1.49 1.32 1.16 1.28 1.62 1.86 0.44 0.59 0.57 - - - - - - - - - - - - -

ROA %

0.38 0.51 0.50 0.46 0.42 0.37 0.25 0.34 0.08 0.12 0.04 0.17 0.10 0.48 0.36 0.60 0.71 0.95 1.01 1.30 1.29 1.26 1.14 0.86 0.81 0.74 0.75 0.66 0.66 0.66 0.66 0.66 0.66 0.53 0.47 0.33 0.27 0.36 0.36 0.45 0.45 0.41 0.38 0.35 0.32 0.31 0.09 0.07 - - 0.08 - - - - - - - - - - - - -

Current Ratio

1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.4 1.4 1.4 1.4 - - 1.2 - - - - - - - - - - - - -

DSO

- - - - - - - - - - - - - - - 2815.8 3181.6 2648.0 1218.6 2810.8 2486.2 2924.1 1353.9 3780.0 3298.3 3869.5 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Operating Cycle

- - - - - - - - - - - - - - - 2815.8 3181.6 2648.0 1218.6 2810.8 2486.2 2924.1 1353.9 3780.0 3298.3 3869.5 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Cash Conversion Cycle

- - - - - - - - - - - - - - - 2815.8 3181.6 2648.0 1218.6 2810.8 2486.2 2924.1 1353.9 3780.0 3298.3 3869.5 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

All numbers in USD currency

Multiples are an important financial analysis tool for the company Kearny Financial Corp., allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.

Advantages of Using Financial Ratios
  • Simplified Data Analysis
    Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition.
  • Comparability Between Companies
    Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations.
  • Identification of Trends and Issues
    Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks.
  • Decision Support
    Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions.
  • Accelerated Assessment of Investment Attractiveness
    Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.

Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.

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