Metropolitan Bank Holding Corp. logo
Metropolitan Bank Holding Corp. MCB
$ 84.1 0.75%

Annual report 2025
added 02-20-2026

report update icon

Metropolitan Bank Holding Corp. Balance Sheet 2011-2026 | MCB

Annual Balance Sheet Metropolitan Bank Holding Corp.

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

Net Debt

- - - - - - 55.3 M 9.14 M -162 M 16.1 M 51.1 M - - - -

Long Term Debt

- - - - - - 212 M 210 M 66.7 M 99 M 117 M - - - -

Total Non Current Liabilities

- - - - - - 88.2 M 45.2 M 45.1 M - - - - - -

Total Liabilities

7.51 B 6.57 B 6.41 B 5.69 B 6.56 B 3.99 B 3.06 B 1.92 B 1.52 B 1.11 B 889 M - - - -

Retained Earnings

451 M 383 M 316 M 241 M 181 M 121 M 81.4 M 51.4 M 25.9 M 13.5 M 12.1 M - - - -

Total Assets

8.26 B 7.3 B 7.07 B 6.27 B 7.12 B 4.33 B 3.36 B 2.18 B 1.76 B 1.22 B 965 M - - - -

Cash and Cash Equivalents

394 M 200 M 269 M 257 M 2.36 B 864 M 391 M 233 M 261 M 82.9 M - - - - -

Book Value

743 M 730 M 659 M 576 M 557 M 341 M 299 M 265 M 237 M 109 M 76 M - - - -

Total Shareholders Equity

743 M 730 M 659 M 576 M 557 M 341 M 299 M 265 M 237 M 109 M - - - - -

All numbers in USD currency

Quarterly Balance Sheet Metropolitan Bank Holding Corp.

2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Total Liabilities

7.5 B 7.13 B 6.88 B 6.57 B 6.69 B 6.57 B 6.78 B 6.41 B 6.05 B 5.9 B 5.7 B 5.69 B 5.84 B 6.29 B 6.07 B 6.56 B 5.6 B 5.42 B 4.57 B 3.99 B 3.99 B 3.99 B 3.99 B 3.06 B 3.06 B 3.06 B 3.06 B 1.92 B 1.92 B 1.92 B 1.92 B 1.52 B 1.52 B 1.52 B 1.52 B 1.11 B 1.11 B - - - - - - - - - - - - - - - - - - - - - -

Retained Earnings

423 M 418 M 399 M 383 M 361 M 349 M 332 M 316 M 301 M 279 M 264 M 241 M 249 M 224 M 200 M 181 M 162 M 146 M 133 M 121 M 121 M 121 M 121 M 81.4 M 81.4 M 81.4 M 81.4 M 51.4 M 51.4 M 51.4 M 51.4 M 25.9 M 25.9 M 25.9 M 25.9 M 13.5 M 13.5 M - - - - - - - - - - - - - - - - - - - - - -

Total Assets

8.23 B 7.85 B 7.62 B 7.3 B 7.4 B 7.27 B 7.45 B 7.07 B 6.68 B 6.52 B 6.31 B 6.27 B 6.42 B 6.87 B 6.63 B 7.12 B 6.14 B 5.79 B 4.92 B 4.33 B 4.33 B 4.33 B 4.33 B 3.36 B 3.36 B 3.36 B 3.36 B 2.18 B 2.18 B 2.18 B 2.18 B 1.76 B 1.76 B 1.76 B 1.76 B 1.22 B 1.22 B - - - - - - - - - - - - - - - - - - - - - -

Cash and Cash Equivalents

386 M 152 M 196 M 200 M 318 M 245 M 534 M 269 M 177 M 202 M 300 M 257 M 709 M 1.34 B 1.41 B 2.36 B 1.86 B 1.72 B 1.14 B 864 M 864 M 864 M 864 M 389 M 389 M 389 M 391 M 233 M 233 M 233 M 233 M 261 M 261 M 263 M 261 M 82.9 M 82.9 M - - 65.6 M - - - 45.7 M - - - - - - - - - - - - - - -

Book Value

732 M 723 M 738 M 730 M 715 M 692 M 674 M 659 M 635 M 621 M 608 M 576 M 582 M 574 M 560 M 557 M 543 M 364 M 348 M 341 M 341 M 341 M 341 M 299 M 299 M 299 M 299 M 265 M 265 M 265 M 265 M 237 M 237 M 237 M 237 M 109 M 109 M - - - - - - - - - - - - - - - - - - - - - -

Total Shareholders Equity

732 M 723 M 738 M 730 M 715 M 692 M 674 M 659 M 635 M 621 M 608 M 576 M 582 M 574 M 560 M 557 M 543 M 364 M 348 M 341 M 341 M 341 M 341 M 299 M 299 M 299 M 299 M 264 M 265 M 265 M 265 M 237 M 237 M 237 M 237 M 109 M 109 M - - 76 M - - - 58.7 M - - - - - - - - - - - - - - -

All numbers in USD currency

Balance Sheet is a fundamental financial report of Metropolitan Bank Holding Corp., providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.

For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.

Features of balance sheet analysis
  • Vertical and horizontal analysis
    Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods.
  • Asset quality
    It is important to evaluate not only the amount of assets but also their liquidity and realizability.
  • Accounting for off-balance sheet liabilities
    Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.

Balance sheet of other industry stocks – Banks regional

Issuer Price % 24h Market Cap Country
Signature Bank Signature Bank
SBNY
- - $ 4.41 B usaUSA
Atlantic Capital Bancshares Atlantic Capital Bancshares
ACBI
- -1.48 % $ 566 M usaUSA
Allegiance Bancshares Allegiance Bancshares
ABTX
- -0.86 % $ 1.51 B usaUSA
First Midwest Bancorp, Inc. First Midwest Bancorp, Inc.
FMBI
- -1.2 % $ 2.26 B usaUSA
American National Bankshares American National Bankshares
AMNB
- - $ 508 M usaUSA
Cadence Bancorporation Cadence Bancorporation
CADE
- - $ 5.43 B usaUSA
BankFinancial Corporation BankFinancial Corporation
BFIN
- - $ 151 M usaUSA
Colony Bankcorp Colony Bankcorp
CBAN
$ 20.1 -0.05 % $ 358 M usaUSA
Bank of South Carolina Corporation Bank of South Carolina Corporation
BKSC
- -0.41 % $ 66.6 M usaUSA
Citizens Holding Company Citizens Holding Company
CIZN
- -5.65 % $ 49.5 M usaUSA
Spirit of Texas Bancshares, Inc. Spirit of Texas Bancshares, Inc.
STXB
- -0.23 % $ 446 M usaUSA
People's United Financial, Inc. People's United Financial, Inc.
PBCT
- - $ 8.34 B usaUSA
Brookline Bancorp Brookline Bancorp
BRKL
- - $ 974 M usaUSA
Cincinnati Bancorp Cincinnati Bancorp
CNNB
- -4.28 % $ 43.3 M usaUSA
Carver Bancorp Carver Bancorp
CARV
- - $ 7.31 M usaUSA
Capstar Financial Holdings Capstar Financial Holdings
CSTR
- - $ 425 M usaUSA
American River Bankshares American River Bankshares
AMRB
- 2.00 % $ 125 M usaUSA
Bank of Commerce Holdings Bank of Commerce Holdings
BOCH
- -1.56 % $ 254 M usaUSA
CIT Group Inc. CIT Group Inc.
CIT
- -1.4 % $ 4.74 B usaUSA
HarborOne Bancorp HarborOne Bancorp
HONE
- - $ 499 M usaUSA
Horizon Bancorp Horizon Bancorp
HBNC
$ 16.77 0.06 % $ 780 M usaUSA
Emclaire Financial Corp Emclaire Financial Corp
EMCF
- -4.21 % $ 86.4 M usaUSA
ESSA Bancorp ESSA Bancorp
ESSA
- - $ 196 M usaUSA
Bryn Mawr Bank Corporation Bryn Mawr Bank Corporation
BMTC
- -1.52 % $ 888 M usaUSA
Boston Private Financial Holdings, Inc. Boston Private Financial Holdings, Inc.
BPFH
- 0.07 % $ 1.22 B usaUSA
CBTX CBTX
CBTX
- 1.49 % $ 1.51 B usaUSA
Banco Santander México, S.A., Institución de Banca Múltiple, Grupo Financiero Santander México Banco Santander México, S.A., Institución de Banca Múltiple, Grupo Financiero Santander México
BSMX
- 2.44 % $ 153 B mexicoMexico
BancorpSouth Bank BancorpSouth Bank
BXS
- -1.07 % $ 3.12 B usaUSA
Cortland Bancorp Cortland Bancorp
CLDB
- - $ 124 M usaUSA
Century Bancorp, Inc. Century Bancorp, Inc.
CNBKA
- 0.06 % $ 513 M usaUSA
Meridian Bancorp, Inc. Meridian Bancorp, Inc.
EBSB
- -2.03 % $ 1.27 B usaUSA
Elmira Savings Bank Elmira Savings Bank
ESBK
- 0.13 % $ 81.9 M usaUSA
CrossFirst Bankshares CrossFirst Bankshares
CFB
- - $ 784 M usaUSA
Fauquier Bankshares, Inc. Fauquier Bankshares, Inc.
FBSS
- 0.47 % $ 81 M usaUSA
First Choice Bancorp First Choice Bancorp
FCBP
- 0.83 % $ 344 M usaUSA
1st Constitution Bancorp 1st Constitution Bancorp
FCCY
- -2.36 % $ 248 M usaUSA
First Republic Bank First Republic Bank
FRC
- - $ 654 M usaUSA
Guaranty Federal Bancshares, Inc. Guaranty Federal Bancshares, Inc.
GFED
- 0.06 % $ 138 M usaUSA
Howard Bancorp, Inc. Howard Bancorp, Inc.
HBMD
- -1.37 % $ 394 M usaUSA
TCF Financial Corporation TCF Financial Corporation
TCF
- - $ 6.9 B usaUSA
County Bancorp, Inc. County Bancorp, Inc.
ICBK
- 1.91 % $ 215 M usaUSA
Level One Bancorp, Inc. Level One Bancorp, Inc.
LEVL
- -0.94 % $ 311 M usaUSA
Mackinac Financial Corporation Mackinac Financial Corporation
MFNC
- 0.56 % $ 227 M usaUSA
Nicolet Bankshares, Inc. Nicolet Bankshares, Inc.
NCBS
- 0.35 % $ 1.01 B usaUSA
Premier Financial Bancorp, Inc. Premier Financial Bancorp, Inc.
PFBI
- -0.34 % $ 262 M usaUSA
Pacific Mercantile Bancorp Pacific Mercantile Bancorp
PMBC
- -1.16 % $ 225 M usaUSA
Reliant Bancorp, Inc. Reliant Bancorp, Inc.
RBNC
- -1.61 % $ 556 M usaUSA
Riverview Financial Corporation Riverview Financial Corporation
RIVE
- 1.44 % $ 145 M usaUSA
FFBW FFBW
FFBW
- - $ 68.2 M usaUSA
Select Bancorp, Inc. Select Bancorp, Inc.
SLCT
- - $ 325 M usaUSA