Export financials
Ohio Valley Banc Corp. (OVBC)
The export includes the complete available history of financial statements and ratios. Numbers are provided in full, without million or billion abbreviations, in their original reporting units.
CSV downloads as a ZIP archive with one file for each report and frequency.

Ohio Valley Banc Corp. Financial Ratios 2025-2008 | OVBC
Brief overview of Ohio Valley Banc Corp.'s valuation multiples
Current figures are compared with the company's own five-year history for 2021–2025.
Market valuation is represented by P/E 12.44x (median 11.96x), P/B 1.14x (median 0.99x), P/CF 10.73x (median 10.64x). The multiple basket looks neutral against its history, differing from median levels by roughly +4%.
Current earnings relative to valuation equal about 8% on the 1/P/E measure. This is a valuation reference, not an expected payout.
Capital efficiency is characterized by ROE 9.2%, ROA 1%. Low capital returns limit the ability to compound value internally.
Current PEG of 2.9x points to a premium over forecast earnings momentum.
For this sector, valuation ratios are useful only alongside capital adequacy, reserves and credit-portfolio quality.
Overall assessment
Ohio Valley Banc Corp.'s multiples form a balanced picture without a clear discount or premium. Future appeal depends on earnings and return trends.
Annual Financial Ratios Ohio Valley Banc Corp.
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
P/E |
12.4 | 17.7 | 9.2 | 8.7 | 12.0 | 10.0 | 16.6 | 14.2 | 27.0 | 17.3 | 11.2 | 12.2 | 11.1 | 10.3 | 12.7 | 15.2 | - | - |
P/S |
- | - | - | - | - | 2.1 | 3.2 | 3.2 | 4.0 | 2.7 | 2.3 | 2.3 | 2.2 | 1.8 | 1.8 | - | - | - |
EPS |
3.3 | 2.3 | 2.6 | 2.8 | 2.5 | 2.1 | 2.1 | 2.5 | 1.6 | 1.6 | 2.1 | 2.0 | 2 | 1.8 | 1.5 | 1.3 | 1.7 | - |
EV (Enterprise Value) |
1.56 B | 1.47 B | 1.2 B | 1.15 B | 1.1 B | 1.02 B | 997 M | 1.01 B | 1.04 B | 930 M | 756 M | 760 M | 729 M | 720 M | 755 M | 801 M | -15.7 M | -18.3 M |
EBITDA per Share |
0.35 | 0.35 | 0.33 | 0.31 | 0.31 | 2.58 | - | - | - | - | - | - | - | - | - | 0.27 | - | - |
EV/EBITDA |
941.8 | 874.2 | 766.1 | 782.5 | 749.5 | -0.1 | - | - | - | - | - | - | - | - | - | 750.6 | -14.6 | - |
PEG |
-0.82 | - | - | - | - | 2.9 | -0.93 | 0.24 | 42.91 | -0.73 | 2.0 | -8.12 | 0.78 | 0.52 | 0.9 | - | - | - |
P/B |
1.1 | 1.3 | 0.8 | 0.9 | 1.0 | 0.8 | 1.3 | 1.4 | 1.9 | 1.1 | 1.1 | 1.1 | 1.1 | 1.0 | 1.0 | 1.1 | - | - |
P/CF |
10.7 | 14.9 | 5.6 | 7.2 | 10.6 | 11.4 | 19.3 | 11.0 | 15.9 | 10.2 | 11.3 | 9.2 | 7.5 | 7.0 | 4.7 | 6.3 | - | - |
ROE % |
9.16 | 7.32 | 8.77 | 10.04 | 8.30 | 7.53 | 7.73 | 10.13 | 6.87 | 6.62 | 9.48 | 9.36 | 10.09 | 9.30 | 8.12 | 7.48 | 9.99 | - |
ROA % |
0.99 | 0.73 | 0.93 | 1.10 | 0.94 | 0.86 | 0.98 | 1.16 | 0.73 | 0.72 | 1.08 | 1.04 | 1.09 | 0.92 | 0.73 | 0.60 | - | - |
Current Ratio |
1.1 | 1.1 | 1.1 | 1.1 | 1.1 | - | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1.1 | - | - |
DSO |
- | - | - | - | - | 24.5 | 18.4 | 18.3 | 17.9 | 19.0 | 15.8 | 15.5 | 17.0 | 18.3 | 25.5 | - | - | - |
All numbers in USD currency
Quarterly Financial Ratios Ohio Valley Banc Corp.
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
EPS |
0.89 | 0.91 | - | 0.64 | 0.89 | 0.94 | - | 0.58 | 0.63 | 0.58 | - | 0.47 | 0.68 | 0.82 | - | 0.77 | 0.42 | 0.87 | - | 0.63 | 0.6 | 0.74 | 0.98 | 0.48 | 0.47 | 0.21 | 0.73 | 0.45 | 0.65 | 0.65 | 0.82 | 0.37 | 0.63 | 0.71 | 0.19 | 0.35 | 0.37 | 0.69 | 0.43 | 0.08 | 0.41 | 0.69 | 0.46 | 0.4 | 0.34 | 0.88 | 0.1 | 0.67 | 0.33 | 0.87 | 0.47 | 0.26 | 0.48 | 0.79 | 0.4 | 0.27 | 0.43 | 0.65 | - | 0.22 | 0.39 | 0.51 |
EBITDA per Share |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.01 | 0.01 | 0.01 | - | 0.01 | 0.01 | 0.01 | - | 0.01 | 0.01 | 0.01 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
ROE % |
9.77 | 9.80 | 7.29 | 9.08 | 9.27 | 8.57 | 5.74 | 7.39 | 7.95 | 8.76 | 6.84 | 9.71 | 9.57 | 10.24 | 7.40 | 9.55 | 8.73 | 9.79 | 6.77 | 10.22 | 9.75 | 9.35 | 7.53 | 6.81 | 6.79 | 7.62 | 9.28 | 9.83 | 9.64 | 9.68 | 10.13 | 7.68 | 7.71 | 6.78 | 6.87 | 7.98 | 6.81 | 6.85 | 6.62 | 6.78 | 8.25 | 8.18 | 9.48 | 7.87 | 9.24 | 9.24 | 9.36 | 11.22 | 9.36 | 10.21 | 10.09 | 9.86 | 10.00 | 9.85 | 9.30 | 8.42 | 9.12 | 9.69 | 6.23 | 1.23 | 2.16 | 2.83 |
ROA % |
0.99 | 1.02 | 0.76 | 0.94 | 0.96 | 0.89 | 0.60 | 0.77 | 0.84 | 0.94 | 0.73 | 1.03 | 1.02 | 1.09 | 0.78 | 1.03 | 0.96 | 1.09 | 0.76 | 1.16 | 1.11 | 1.07 | 0.86 | 0.81 | 0.83 | 0.94 | 1.16 | 1.19 | 1.14 | 1.14 | 1.16 | 0.87 | 0.86 | 0.74 | 0.73 | 0.86 | 0.73 | 0.74 | 0.72 | 0.75 | 0.92 | 0.92 | 1.08 | 0.89 | 1.04 | 1.03 | 1.04 | 1.23 | 1.02 | 1.11 | 1.09 | 1.04 | 1.04 | 1.01 | 0.92 | 0.82 | 0.87 | 0.90 | 0.56 | 0.11 | 0.19 | 0.25 |
Current Ratio |
1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | - | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 |
All numbers in USD currency
Multiples are an important financial analysis tool for the company Ohio Valley Banc Corp., allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.
Advantages of Using Financial Ratios- Simplified Data Analysis
Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition. - Comparability Between Companies
Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations. - Identification of Trends and Issues
Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks. - Decision Support
Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions. - Accelerated Assessment of Investment Attractiveness
Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.
Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.