
Triumph Bancorp Financial Ratios 2025-2011 | TBK
Brief overview of Triumph Bancorp's multiples and efficiency
Ratios are assessed across five available annual reports in the 2020–2024 interval.
The valuation comparison uses P/E 88.82x (median 21.84x), P/B 1.6x (median 1.68x), P/CF 24.41x (median 18.54x). On average, this basket is 31.7% above its own five-year medians. The market is pricing in elevated future expectations.
The inverse P/E implies an earnings yield of 1.1%. This is not a dividend yield, but current earnings relative to market price.
Current measures of operating quality are ROE 2.7%, ROA 0.4%, ROCE 6.8%. Business quality is below comfortable levels on current returns. Better margins or turnover are needed.
The PEG ratio is 2.52x; investors pay a high price per unit of expected growth.
For this sector, valuation ratios are useful only alongside capital adequacy, reserves and credit-portfolio quality.
Overall picture
Triumph Bancorp's valuation is above historical references while efficiency remains restrained, increasing sensitivity to weak reports.
Annual Financial Ratios Triumph Bancorp
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
P/E |
- | 88.8 | 34.7 | 14.6 | 19.2 | 21.8 | 16.8 | 14.7 | 20.4 | 23.2 | 8.7 | 8.0 | - | - | - |
P/S |
- | - | - | - | - | - | 3.4 | 3.1 | 4.2 | 3.6 | 2.3 | 1.5 | - | - | - |
EPS |
0.9 | 0.6 | 1.6 | 4.1 | 4.4 | 2.6 | 2.3 | 2.1 | 1.9 | 1.1 | 1.6 | 1.6 | 1.4 | 2.2 | - |
EV (Enterprise Value) |
5.19 B | 6.16 B | 5.62 B | 5.53 B | 6.88 B | 6.29 B | 5.21 B | 4.45 B | 3.71 B | 2.72 B | 1.57 B | 1.19 B | 1.04 B | 222 M | - |
EBITDA per Share |
0.63 | 0.67 | 0.59 | 0.55 | 0.49 | 0.44 | 2.5 | - | - | - | - | - | - | - | - |
EV/EBITDA |
349.0 | 397.0 | 407.3 | 416.0 | 570.4 | - | 21.9 | - | - | - | - | - | - | - | - |
PEG |
- | -11.71 | - | - | - | 2.52 | 1.73 | 1.3 | 0.31 | -0.78 | 5.23 | 0.07 | - | - | - |
P/B |
- | 1.6 | 1.6 | 1.7 | 2.5 | 1.9 | 1.5 | 1.2 | 1.9 | 1.7 | 0.9 | 0.6 | - | - | - |
P/CF |
- | 24.4 | 23.7 | 18.5 | 15.8 | 14.4 | 19.3 | 13.8 | 18.8 | 18.0 | 11.1 | 8.2 | - | - | - |
ROE % |
2.69 | 1.81 | 4.75 | 11.51 | 13.15 | 8.81 | 9.20 | 8.12 | 9.25 | 7.15 | 10.87 | 7.46 | - | - | - |
ROA % |
0.40 | 0.27 | 0.77 | 1.92 | 1.90 | 1.08 | 1.16 | 1.13 | 1.04 | 0.78 | 1.72 | 1.22 | - | - | - |
ROCE % |
- | - | - | - | - | - | 6.85 | - | - | - | - | - | - | - | - |
Current Ratio |
1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.1 | 0.0 | 0.1 | 0.1 | 0.2 | 0.2 | 0.3 | - | - | - |
All numbers in USD currency
Quarterly Financial Ratios Triumph Bancorp
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
EPS |
0.44 | 0.23 | - | 0.04 | 0.15 | -0.03 | - | 0.19 | 0.08 | 0.14 | - | 0.52 | 0.3 | 0.44 | - | 0.64 | 1.78 | 0.95 | - | 0.95 | 1.1 | 1.34 | 1.27 | 0.89 | 0.56 | -0.18 | 0.67 | 0.56 | 0.48 | 0.55 | 0.68 | 0.34 | 0.48 | 0.57 | 0.29 | 0.48 | 0.53 | 0.57 | 0.34 | 0.25 | 0.25 | 0.27 | 0.24 | 0.32 | 0.25 | 0.78 | 0.14 | 0.96 | 0.23 | 0.32 | 1.17 | 0.03 | 0.07 | -0.04 | - | - | - | - | - | - | - | - |
EBITDA per Share |
0.12 | 0.12 | - | 0.16 | 0.17 | 0.17 | - | 0.17 | 0.17 | 0.16 | - | 0.12 | 0.13 | 0.13 | - | 0.12 | 0.13 | 0.12 | - | 0.36 | 0.24 | 0.12 | - | 0.3 | 0.19 | 0.09 | - | 0.23 | 0.15 | 0.07 | - | 0.15 | 0.1 | 0.06 | - | 0.15 | 0.11 | 0.05 | - | 0.11 | 0.07 | 0.03 | - | 0.09 | 0.06 | 0.03 | - | 0.14 | 0.09 | 0.05 | - | 0.05 | - | - | - | - | - | - | - | - | - | - |
ROE % |
2.52 | 1.34 | 0.67 | 1.28 | 1.40 | 1.40 | 1.39 | 2.90 | 3.21 | 4.23 | 3.75 | 5.57 | 9.12 | 10.95 | 9.62 | 12.60 | 14.31 | 13.69 | 10.95 | 15.37 | 15.54 | 13.86 | 8.81 | 7.01 | 6.11 | 6.26 | 9.20 | 9.41 | 8.60 | 8.55 | 8.12 | 6.89 | 7.95 | 8.47 | 9.25 | 9.80 | 8.97 | 8.10 | 7.15 | 6.67 | 7.22 | 7.36 | 10.87 | 10.37 | 14.62 | 13.93 | 10.10 | 17.69 | 11.48 | 1.41 | 8.77 | 0.26 | - | - | - | - | - | - | - | - | - | - |
ROA % |
0.34 | 0.19 | 0.10 | 0.19 | 0.21 | 0.21 | 0.21 | 0.44 | 0.49 | 0.63 | 0.56 | 0.85 | 1.36 | 1.63 | 1.43 | 1.84 | 2.01 | 1.84 | 1.44 | 1.98 | 1.96 | 1.72 | 1.08 | 0.87 | 0.76 | 0.79 | 1.16 | 1.22 | 1.14 | 1.16 | 1.13 | 0.92 | 1.00 | 1.00 | 1.04 | 1.09 | 0.99 | 0.89 | 0.78 | 0.81 | 0.98 | 1.08 | 1.72 | 1.65 | 1.97 | 1.86 | 1.27 | 1.98 | 1.34 | 0.23 | 0.91 | 0.03 | - | - | - | - | - | - | - | - | - | - |
Current Ratio |
1.1 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.1 | 1.2 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.2 | 1.2 | 1.2 | 1.2 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.1 | 1.1 | - | - | - | - | - | - | - | - | - | - |
DSO |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 724.6 | 724.6 | 1333.7 | - | 478.5 | 657.3 | 811.2 | - | 993.1 | 383.1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Operating Cycle |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 724.6 | 724.6 | 1333.7 | - | 478.5 | 657.3 | 811.2 | - | 993.1 | 383.1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Cash Conversion Cycle |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 724.6 | 724.6 | 1333.7 | - | 478.5 | 657.3 | 811.2 | - | 993.1 | 383.1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
Multiples are an important financial analysis tool for the company Triumph Bancorp, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.
Advantages of Using Financial Ratios- Simplified Data Analysis
Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition. - Comparability Between Companies
Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations. - Identification of Trends and Issues
Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks. - Decision Support
Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions. - Accelerated Assessment of Investment Attractiveness
Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.
Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.