
Regions Financial Corporation Income Statement 2025-2006 | RF
Brief overview of revenue and earnings at Regions Financial Corporation
This overview is based on financial performance over the past five years. According to figures from Regions Financial Corporation, revenue changed from $5 billion to $5.8 billion over five years. Overall revenue changed by +16%, equal to an annualized rate of about 3%. Sales changed only slightly and remained broadly flat.
Over the period, net income shifted from 1.2 billion dollars to 1.6 billion dollars (+37%). Revenue converted into net income more efficiently.
Market value was $12 billion at the start and $15.5 billion at the end. Investors assigned a higher value to the business over time.
Conclusion
The financial profile remains mixed, with strengths and risks moving in different directions. The positive side is supported by improving net profitability. The main areas of concern are a softer top-line trend. Future reports should be judged by revenue momentum, margins, and the conversion of sales into net income.
Annual Income Statement Regions Financial Corporation
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap |
25.4 B | 21.5 B | 17.1 B | 21.6 B | 22.9 B | 19 B | 15.5 B | 16.8 B | 22.7 B | 18.1 B | 10.8 B | 12 B | 14.5 B | 10.8 B | 6.5 B | 9.06 B | 3.95 B | 12 B | 25.4 B | - |
Shares |
892 M | 916 M | 936 M | 935 M | 956 M | 959 M | 995 M | 1.09 B | 1.19 B | 1.26 B | 1.32 B | 1.38 B | 1.4 B | 1.38 B | 1.26 B | 1.23 B | 989 M | 695 M | 708 M | - |
Historical Prices |
28.5 | 23.5 | 18.3 | 23.1 | 24 | 19.8 | 12.4 | 14.5 | 16.8 | 12.9 | 6.2 | 7.74 | 8.44 | 6.01 | 4.5 | 7.38 | 3.99 | 17.3 | 35.9 | 34.3 |
Net Income |
2.16 B | 1.89 B | 2.07 B | 2.24 B | 2.52 B | 1.09 B | 1.58 B | 1.76 B | 1.26 B | 1.16 B | 1.06 B | 1.16 B | 1.12 B | 1.12 B | -215 M | -539 M | -1.03 B | -5.6 B | 1.25 B | - |
Revenue |
- | - | - | - | - | - | 5.84 B | 5.81 B | 5.67 B | 5.6 B | 5.34 B | 5.03 B | 5.14 B | 5.24 B | 5.55 B | - | - | - | - | - |
Cost of Revenue |
2.62 B | 2.53 B | 2.42 B | 2.32 B | 2.2 B | 2.1 B | 1.92 B | 1.95 B | 1.87 B | 1.84 B | 1.88 B | 1.81 B | 1.82 B | 1.76 B | 1.6 B | 1.64 B | 1.64 B | 2.36 B | 2.47 B | - |
Operating Income |
53 M | 95 M | 212 M | 56 M | 46 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Interest Expense |
4.99 B | 4.82 B | 1.58 B | 316 M | 167 M | 368 M | 851 M | 602 M | 373 M | 313 M | 268 M | 309 M | 384 M | 603 M | 842 M | 1.25 B | 1.98 B | 2.72 B | 3.68 B | - |
EBITDA |
137 M | 239 M | 448 M | 409 M | 417 M | 421 M | - | - | - | - | - | - | - | - | - | 732 M | 16 M | - | - | - |
Operating Expenses |
- | - | - | - | - | - | 4.73 B | 4.4 B | 4.09 B | 4.16 B | 4.14 B | 3.81 B | 4.08 B | 4.34 B | 6.23 B | - | - | - | - | - |
General and Administrative Expenses |
- | - | - | - | - | - | 1.96 B | 2.03 B | 2.06 B | 2.01 B | 1.99 B | 1.81 B | 1.82 B | 1.76 B | 1.82 B | - | - | - | - | - |
All numbers in USD currency
Quarterly Income Statement Regions Financial Corporation
| 2026-Q2 | 2026-Q1 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | 2010-Q3 | 2010-Q2 | 2010-Q1 | 2009-Q3 | 2009-Q2 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Shares |
854 M | 863 M | 890 M | 898 M | 906 M | 914 M | 917 M | 921 M | 939 M | 939 M | 935 M | - | 934 M | 934 M | 938 M | - | 955 M | 958 M | 961 M | - | 960 M | 960 M | 957 M | - | 988 M | 1.01 B | 1.02 B | - | 1.09 B | 1.12 B | 1.13 B | - | 1.18 B | 1.2 B | 1.21 B | - | 1.25 B | 1.26 B | 1.29 B | - | 1.32 B | 1.34 B | 1.35 B | - | 1.38 B | 1.38 B | 1.38 B | - | 1.39 B | 1.4 B | 1.41 B | - | 1.41 B | 1.41 B | 1.28 B | - | 1.26 B | 1.26 B | 1.26 B | 1.26 B | 1.2 B | 1.19 B | 1.19 B | 876 M |
Net Income |
570 M | 559 M | 569 M | 563 M | 490 M | 490 M | 501 M | 368 M | 490 M | 581 M | 612 M | - | 429 M | 583 M | 548 M | - | 651 M | 790 M | 642 M | - | 530 M | -214 M | 162 M | - | 409 M | 390 M | 394 M | - | 564 M | 375 M | 414 M | - | 311 M | 316 M | 301 M | - | 320 M | 275 M | 273 M | - | 258 M | 285 M | 234 M | - | 320 M | 296 M | 315 M | - | 293 M | 267 M | 335 M | - | 301 M | 355 M | 199 M | - | 155 M | 109 M | 69 M | -155 M | -277 M | -196 M | -377 M | -188 M |
Cost of Revenue |
697 M | 659 M | 671 M | 658 M | 625 M | 645 M | 609 M | 658 M | 589 M | 603 M | 616 M | - | 593 M | 575 M | 546 M | - | 552 M | 532 M | 546 M | - | 525 M | 527 M | 467 M | - | 481 M | 469 M | 478 M | - | 473 M | 511 M | 495 M | - | 464 M | 470 M | 461 M | - | 486 M | 480 M | 475 M | - | 470 M | 477 M | 458 M | - | 456 M | 443 M | 455 M | - | 455 M | 452 M | 447 M | - | 449 M | 434 M | 442 M | - | 383 M | 401 M | 428 M | 582 M | 560 M | 575 M | 578 M | 586 M |
Interest Expense |
1.28 B | 1.25 B | 1.26 B | 1.26 B | 1.19 B | 1.22 B | 1.19 B | 1.18 B | 1.29 B | 358 M | 224 M | - | 81 M | 47 M | 37 M | - | 41 M | 43 M | 46 M | - | 71 M | 91 M | 151 M | - | 213 M | 235 M | 223 M | - | 156 M | 136 M | 122 M | - | 97 M | 89 M | 85 M | - | 82 M | 78 M | 74 M | - | 65 M | 63 M | 71 M | - | 76 M | 77 M | 82 M | - | 87 M | 99 M | 113 M | - | 147 M | 156 M | 170 M | - | 205 M | 220 M | 235 M | 290 M | 324 M | 384 M | 469 M | 520 M |
EBITDA |
47 M | 23 M | - | - | - | - | - | - | - | - | 63 M | - | 284 M | - | 105 M | - | 293 M | - | 101 M | - | 360 M | 228 M | 100 M | - | 321 M | 212 M | 105 M | - | 355 M | 239 M | 121 M | - | 410 M | 274 M | 140 M | - | 425 M | 267 M | 130 M | - | 384 M | 252 M | 123 M | - | 391 M | 248 M | 122 M | - | 497 M | 342 M | 171 M | - | 530 M | 348 M | 171 M | - | 504 M | - | - | - | - | - | - | - |
All numbers in USD currency
The income statement is one of the three key financial reports of a company Regions Financial Corporation (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:
- How much revenue the company earned
- How much it spent on production, personnel, marketing, taxes, etc.
- What profit remained in the end
Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.
Features- The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
- Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
- A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.