United Bancorp EBITDA 2011-2026 | UBCP

Earnings before Interest, Taxes, Depreciation, and Amortization (EBITDA), is an often used measure of a company's profitability. Financial analysts use EBITDA for a number of purposes including calculating simple valuations of a firm, estimating cash flows, and assessing debt servicing capability. The uses for EBITDA in financial analysis are numerous, but in practice should be more restrained. While EBITDA has some useful applications, it should be used with caution, as the problems with EBITDA are abundant and can lead to a number of misguided conclusions.^[1]

EBITDA is an important indicator for investors and analysts because it allows them to evaluate a company's operating profit without considering the impact of financial expenses, taxes, or non-cash depreciation and amortization. It provides better comparability between companies in different industries or with different tax conditions.

EBITDA is often used to assess a company's ability to generate cash flow and repay debts. It can also serve as a measure of a company's operational efficiency, as it shows how profitable the core business is, regardless of external factors such as interest or taxes.

However, it is important to note that EBITDA is not an official financial statement measure and can be defined and calculated differently by companies. Therefore, investors and analysts should exercise caution when using EBITDA as an evaluation tool and combine it with other financial metrics and information to get a more complete picture of a company's financial condition.

Annual EBITDA United Bancorp

2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
997 K	1.01 M	1.14 M	9.18 M	-	-	-	5.99 M	4.62 M	3.69 M	3.09 M	3.06 M	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
9.18 M	997 K	3.64 M

Quarterly EBITDA United Bancorp

2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
38 K	38 K	290 K	-	38 K	38 K	261 K	-	-	-	246 K	-	768 K	523 K	262 K	-	861 K	576 K	287 K	-	875 K	557 K	289 K	-	781 K	512 K	250 K	-	712 K	476 K	238 K	-	683 K	453 K	223 K	-	601 K	391 K	192 K	-	729 K	479 K	232 K	-	726 K	490 K	249 K	-	727 K	473 K	234 K	-	705 K	472 K	237 K	-	725 K	484 K	240 K

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
875 K	38 K	434 K

References

Brockman, C. M., & Russell, J. W. (2012). EBITDA: use it... or lose it?. International Journal of Business, Accounting and Finance, 6(2), 84-93.

EBITDA of other stocks in the Banks regional industry

Issuer	EBITDA	Price	% 24h	Market Cap	Country
First Foundation FFWM	4.37 M	$ 5.65	1.25 %	$ 319 M	USA
Ameris Bancorp ABCB	29.7 M	$ 75.23	0.07 %	$ 5.15 B	USA
Signature Bank SBNY	400 M	-	-	$ 4.41 B	USA
Allegiance Bancshares ABTX	7.55 M	-	-0.86 %	$ 1.51 B	USA
Atlantic Capital Bancshares ACBI	5.14 M	-	-1.48 %	$ 566 M	USA
First Midwest Bancorp, Inc. FMBI	27.7 M	-	-1.2 %	$ 2.26 B	USA
Banco Bradesco S.A. BBDO	571 M	$ 3.25	2.85 %	$ 13.1 M	Brasil
Banco BBVA Argentina S.A. BBAR	14 B	$ 12.87	-3.04 %	$ 450 B	Argentina
Banco Santander-Chile BSAC	1.07 T	$ 31.51	3.11 %	$ 3.42 T	Chile
Ames National Corporation ATLO	1.29 M	$ 26.97	1.18 %	$ 240 M	USA
Auburn National Bancorporation AUBN	1.7 M	$ 23.55	0.21 %	$ 82.4 M	USA
Cadence Bancorporation CADE	105 M	-	-	$ 5.43 B	USA
Brookline Bancorp BRKL	8 M	-	-	$ 974 M	USA
Bridgewater Bancshares BWB	2.47 M	$ 17.24	0.94 %	$ 475 M	USA
American National Bankshares AMNB	3.16 M	-	-	$ 508 M	USA
Byline Bancorp BY	4.55 M	$ 30.55	0.16 %	$ 1.37 B	USA
Broadway Financial Corporation BYFC	424 K	$ 7.82	-	$ 66.2 M	USA
1895 Bancorp of Wisconsin BCOW	492 K	-	-6.47 %	$ 52 M	USA
CBM Bancorp CBMB	145 K	-	0.52 %	$ 61.6 M	USA
Berkshire Hills Bancorp BHLB	10 M	-	-0.65 %	$ 1.11 B	USA
C&F Financial Corporation CFFI	3.92 M	$ 72.75	1.75 %	$ 236 M	USA
Chemung Financial Corporation CHMG	1.9 M	$ 53.3	-0.56 %	$ 256 M	USA
Spirit of Texas Bancshares, Inc. STXB	121 M	-	-0.23 %	$ 446 M	USA
People's United Financial, Inc. PBCT	974 M	-	-	$ 8.34 B	USA
Citizens Holding Company CIZN	1.44 M	-	-5.65 %	$ 49.5 M	USA
Columbia Financial CLBK	8.6 M	$ 17.47	-0.06 %	$ 1.78 B	USA
Bank of Marin Bancorp BMRC	1.3 M	$ 24.04	0.59 %	$ 383 M	USA
Comerica Incorporated CMA	96 M	-	-	$ 11.8 B	USA
Bankwell Financial Group BWFG	4.08 M	$ 47.03	0.43 %	$ 364 M	USA
Columbia Banking System COLB	141 M	$ 26.35	0.46 %	$ 6.27 B	USA
The Bank of Princeton BPRN	17.3 M	$ 33.51	-	$ 226 M	USA
Capital City Bank Group CCBG	160 K	$ 42.64	0.95 %	$ 724 M	USA
American River Bankshares AMRB	10 M	-	2.00 %	$ 125 M	USA
Bank of Commerce Holdings BOCH	21.3 M	-	-1.56 %	$ 254 M	USA
Customers Bancorp CUBI	41.8 M	$ 66.38	2.56 %	$ 2.15 B	USA
Citizens Financial Group CFG	478 M	$ 56.36	1.29 %	$ 24.4 B	USA
CIT Group Inc. CIT	1.17 B	-	-1.4 %	$ 4.74 B	USA
Cullen/Frost Bankers CFR	87.8 M	$ 132.0	-0.1 %	$ 8.46 B	USA
Dime Community Bancshares DCOM	7.4 M	$ 32.19	0.97 %	$ 1.38 B	USA
Eagle Bancorp Montana EBMT	5.32 M	$ 20.97	0.87 %	$ 164 M	USA
Grupo Financiero Galicia S.A. GGAL	62.1 B	$ 40.86	-0.63 %	$ 3.54 B	Argentina
First Bank FRBA	12.2 M	$ 15.21	0.73 %	$ 302 M	USA
Emclaire Financial Corp EMCF	1.36 M	-	-4.21 %	$ 86.4 M	USA
Banco Macro S.A. BMA	90.4 B	$ 65.65	-1.49 %	$ 14.4 M	Argentina
Amerant Bancorp AMTB	6.69 M	$ 20.92	1.26 %	$ 870 M	USA
Bank First Corporation BFC	2.4 M	$ 136.29	0.63 %	$ 1.34 B	USA
ChoiceOne Financial Services COFS	3.61 M	$ 27.55	1.1 %	$ 384 M	USA
FB Financial Corporation FBK	12.1 M	$ 51.52	0.68 %	$ 2.56 B	USA
First Bancorp FBNC	6.79 M	$ 53.11	-0.15 %	$ 2.19 B	USA
Bryn Mawr Bank Corporation BMTC	13.5 M	-	-1.52 %	$ 888 M	USA