
United Bancorp Income Statement 2025-2009 | UBCP
Brief overview of income trends at United Bancorp
The comparison covers a five-year financial horizon. Revenue reported by United Bancorp was 17.6 million dollars at the beginning of the period and 27.6 million dollars at the end. The five-year change reached +57.1%, while CAGR stood at 9.5%. Revenue advanced gradually over the five-year period.
The five-year change in net income was +146.7%: from $3.2 million to $8 million. Net income reached a five-year high at the end of the interval.
The market value of the business moved from $43.9 million to $71.6 million, or +63%. Capitalization grew more slowly than the underlying results.
Conclusion
The five-year direction is constructive rather than unequivocally strong. The positive side is supported by net-income growth and a larger revenue base. The next reporting periods will show whether revenue, margins, and final profitability can strengthen.
Annual Income Statement United Bancorp
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap |
80.7 M | 81.4 M | 70.8 M | 75.1 M | 93.2 M | 71.6 M | 74.1 M | 55 M | 62.5 M | 61.3 M | 43.9 M | 38.4 M | 42.5 M | 30.7 M | 41.1 M | - | - |
Shares |
5.49 M | 5.54 M | 5.49 M | 5.48 M | 5.48 M | 5.47 M | 5.53 M | 4.95 M | 4.86 M | 4.91 M | 4.86 M | 4.85 M | 4.81 M | 4.78 M | 4.75 M | - | - |
Historical Prices |
14.7 | 14.7 | 12.9 | 13.7 | 17 | 14 | 12.8 | 9.86 | 10 | 10.2 | 6.83 | 5.78 | 5.95 | 4.52 | 5.99 | 8.43 | 7.54 |
Net Income |
2.04 M | 1.85 M | 2.39 M | 2.31 M | 2.46 M | 7.95 M | 6.81 M | 4.28 M | 3.55 M | 3.58 M | 3.22 M | 2.65 M | 2.61 M | 2.4 M | 3.09 M | 2.55 M | - |
Revenue |
- | - | - | - | - | 27.6 M | 24.8 M | 21.8 M | 19.3 M | 18.5 M | 17.6 M | 17.6 M | 18.2 M | 17.5 M | 19 M | - | - |
Cost of Revenue |
11.8 M | 10.1 M | 10.3 M | 10.3 M | 9.7 M | 9.31 M | 8.78 M | 7.96 M | 7.21 M | 7.02 M | 6.39 M | 6.57 M | 7.08 M | 6.85 M | 6.46 M | 6.83 M | - |
Gross Profit |
- | - | - | - | - | 27.6 M | - | - | - | - | - | - | - | - | - | - | - |
Interest Expense |
6.89 M | 6.34 M | 3.2 M | 1.38 M | 516 K | 4.73 M | 6.12 M | 3.18 M | 1.76 M | 1.78 M | 2.28 M | 2.47 M | 3.03 M | 3.86 M | 4.71 M | 6.48 M | - |
EBITDA |
1.23 M | 1.08 M | 997 K | 1.01 M | 1.14 M | 9.18 M | - | - | - | 5.99 M | 4.62 M | 3.69 M | 3.09 M | 3.06 M | - | 815 K | - |
Operating Expenses |
- | - | - | - | - | 339 K | 24 M | 20 M | 16 M | 15 M | 15 M | 17 M | 18 M | 18 M | 20 M | - | - |
General and Administrative Expenses |
- | - | - | - | - | 10.1 M | 9.46 M | 8.75 M | 7.85 M | 7.56 M | 7.02 M | 7.3 M | 7.85 M | 7.62 M | 7.77 M | - | - |
All numbers in USD currency
Quarterly Income Statement United Bancorp
| 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Shares |
5.49 M | 5.5 M | - | 5.49 M | 5.49 M | 5.57 M | 5.79 M | 5.62 M | 5.63 M | 5.5 M | 5.7 M | 5.49 M | 5.5 M | 5.48 M | 5.74 M | 5.49 M | 5.48 M | 5.46 M | 5.8 M | 5.48 M | 5.48 M | 5.47 M | 5.79 M | 5.47 M | 5.47 M | 5.46 M | 5.74 M | 5.52 M | 5.52 M | 5.52 M | 2.02 K | 5 M | 4.99 M | 4.99 M | 5.24 M | 4.88 M | 4.85 M | 4.93 M | 5.21 M | 4.94 M | 4.9 M | 4.87 M | 5.14 M | 4.86 M | 4.85 M | 4.85 M | - | 4.86 M | 4.85 M | 4.81 M | - | 4.8 M | 4.8 M | 4.81 M | - | 4.78 M | 4.78 M | 4.77 M | - | 4.78 M | 4.76 M | - |
Net Income |
1.83 M | 1.91 M | 1.99 M | 1.93 M | 1.91 M | 1.87 M | - | 1.82 M | 1.74 M | 1.99 M | - | 2.39 M | 2.28 M | 1.89 M | - | 2.3 M | 2.3 M | 1.75 M | 2.46 M | 2.9 M | 2.18 M | 1.91 M | 2.64 M | 2.06 M | 1.68 M | 1.58 M | 1.77 M | 1.78 M | 1.65 M | 1.61 M | 591 K | 1.33 M | 1.21 M | 1.15 M | 780 K | 1 M | 916 K | 850 K | 901 K | 928 K | 907 K | 845 K | 866 K | 859 K | 805 K | 694 K | 732 K | 718 K | 716 K | 485 K | 599 K | 1.08 M | 469 K | 465 K | 455 K | 451 K | 731 K | 761 K | 800 K | 801 K | 752 K | 738 K |
Revenue |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 6.15 M | 6.23 M | 6.23 M | 6.09 M | 6.67 M | 6.69 M | 6.95 M | 7.32 M | 7.15 M | 6.92 M | 6.65 M | 6.32 M | 6.06 M | 5.52 M | 5.11 M | 4.62 M | 4.59 M | 4.59 M | 4.29 M | 4.18 M | 4.24 M | 4.17 M | 4.19 M | 4.04 M | 4.06 M | 4.12 M | 4.04 M | 3.86 M | 4.01 M | 4.14 M | 4.13 M | 4.1 M | 4.25 M | 4.23 M | 4.22 M | 4.32 M | 4.59 M | 4.55 M | 4.63 M | 4.69 M | 4.89 M | 5.07 M | 5.21 M | 5.04 M |
Cost of Revenue |
2.87 M | 3 M | - | 3.05 M | 2.87 M | 2.84 M | - | 2.76 M | 2.68 M | 1.79 M | - | 2.48 M | 2.47 M | 2.86 M | - | 2.4 M | 2.38 M | 3 M | - | 2.77 M | 2.33 M | 2.3 M | - | 2.29 M | 2.3 M | 2.35 M | - | 2.15 M | 2.15 M | 2.18 M | - | 1.97 M | 1.88 M | 1.83 M | - | 1.8 M | 1.82 M | 1.77 M | - | 1.84 M | 1.7 M | 1.65 M | - | 1.59 M | 1.58 M | 1.6 M | - | 1.64 M | 1.6 M | 1.66 M | - | 1.97 M | 1.68 M | 1.73 M | - | 1.71 M | 1.65 M | 1.67 M | - | 1.63 M | 1.72 M | 1.75 M |
Interest Expense |
6.6 M | 6.51 M | 6.12 M | 6.73 M | 6.6 M | 6.25 M | - | 6.14 M | 6.2 M | 6.12 M | - | 6.57 M | 6.34 M | 1.78 M | - | 928 K | 477 K | 487 K | 516 K | 629 K | 676 K | 775 K | 674 K | 948 K | 1.43 M | 1.68 M | 1.72 M | 1.73 M | 1.47 M | 1.21 M | 1.06 M | 893 K | 707 K | 523 K | 439 K | 449 K | 438 K | 438 K | 440 K | 432 K | 437 K | 475 K | 542 K | 578 K | 582 K | 581 K | 606 K | 615 K | 620 K | 626 K | 658 K | 750 K | 795 K | 830 K | 883 K | 952 K | 994 K | 1.03 M | 1.09 M | 1.14 M | 1.22 M | 1.26 M |
EBITDA |
38 K | 411 K | - | 38 K | 38 K | 290 K | - | 38 K | 38 K | 261 K | - | - | - | 246 K | - | 768 K | 523 K | 262 K | - | 861 K | 576 K | 287 K | - | 875 K | 557 K | 289 K | - | 781 K | 512 K | 250 K | - | 712 K | 476 K | 238 K | - | 683 K | 453 K | 223 K | - | 601 K | 391 K | 192 K | - | 729 K | 479 K | 232 K | - | 726 K | 490 K | 249 K | - | 727 K | 473 K | 234 K | - | 705 K | 472 K | 237 K | - | 725 K | 484 K | 240 K |
General and Administrative Expenses |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.99 M | 4.16 M | 4.17 M | 4.16 M | 5.24 M | 3.86 M | 3.75 M | 3.58 M | 3.49 M | 3.46 M | 3.36 M | 3.33 M | 3.33 M | 3.34 M | 3.25 M | 3.14 M | 3.06 M | 3.18 M | 3.11 M | 3.18 M | 3.1 M | 3.26 M | 3.3 M | 3.49 M | 3.42 M | 3.83 M | 3.33 M | 3.41 M | 3.57 M | 3.48 M | 3.19 M | 3.23 M | 3.04 M | 3.3 M | 3.47 M | 3.29 M |
All numbers in USD currency
The income statement is one of the three key financial reports of a company United Bancorp (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:
- How much revenue the company earned
- How much it spent on production, personnel, marketing, taxes, etc.
- What profit remained in the end
Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.
Features- The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
- Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
- A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.