United Community Banks logo
United Community Banks UCBI

Annual report 2025
added 02-17-2026

report update icon

United Community Banks Income Statement 2011-2026 | UCBI

Annual Income Statement United Community Banks

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

Market Cap

- 3.33 B 3.06 B 3.53 B 3.4 B 2.7 B 2.28 B 2.08 B 2.33 B 2.01 B 1.18 B 1.06 B 997 M 596 M 298 M

Shares

121 M 120 M 118 M 107 M 87.9 M 83.2 M 79.7 M 79.7 M 73.2 M 71.9 M 65.5 M 60.6 M 58.8 M 57.9 M 39.9 M

Historical Prices

- 27.8 26 33.1 38.7 32.5 23.5 25.6 28.1 25.9 15.3 16.6 14.5 9.36 7.79

Net Income

328 M 252 M 188 M 277 M 270 M 164 M 186 M 166 M 67.8 M 101 M 71.6 M 67.6 M 273 M 33.9 M -227 M

Revenue

1.06 B 952 M 893 M 826 M 744 M 577 M 558 M 532 M 444 M 403 M 330 M 278 M 275 M 284 M 282 M

Cost of Revenue

354 M 340 M 318 M 276 M 241 M 224 M 196 M 181 M 153 M 139 M 117 M 101 M 96.2 M 96 M 100 M

Interest Expense

909 M 827 M 818 M 752 M 29.8 M 56.2 M 83.3 M 61.3 M 33.7 M 25.2 M 21.1 M 25.6 M 27.7 M 37.9 M 65.6 M

EBITDA

46 M 40.9 M 45 M 46.7 M -2.06 M -8.59 M - - - - - - - - -

Operating Expenses

- - - - - - 412 M 372 M 291 M 258 M 218 M 197 M 267 M 287 M 578 M

General and Administrative Expenses

- - - - - - 232 M 217 M 185 M 168 M 141 M 122 M 122 M 123 M 119 M

All numbers in USD currency

Quarterly Income Statement United Community Banks

2025-Q3 2025-Q2 2024-Q4 2024-Q3 2024-Q2 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Shares

122 M 121 M 119 M 120 M 120 M 119 M 120 M 116 M 115 M 106 M 107 M 107 M 107 M 89.3 M 87.2 M 87.3 M 87.3 M 86.7 M 87.1 M 78.9 M 79.3 M 79 M 79.7 M 79.7 M 79.8 M 79.2 M 79.8 M 79.7 M 79.2 M 77.6 M 73.2 M 71.8 M 71.7 K 70.9 M 71.6 M 72.2 K 72.2 M 66.2 M 66.3 M 62.5 M 60.9 K 50.2 M 60.8 M 60.7 K 60.1 M 46.2 M 59.1 M 58.1 M 58.1 M 42.4 M 57.9 M 57.8 M 57.8 M 41.6 M 57.6 M 25.4 M 41.6 M

Net Income

91.5 M 78.7 M - 47.3 M 66.6 M - 47.9 M 63.3 M 62.3 M - 81.2 M 66.8 M 48 M - 73.8 M 70.3 M 73.7 M - 47.6 M 25.1 M 31.9 M - 48.4 M 44.1 M 44.3 M - 43.7 M 39.6 M 37.7 M - 27.9 M 28.3 M 23.5 M - 25.9 M 25.3 M 22.3 M - 17.9 M 17.8 M 17.7 M - 17.6 M 16.4 M 15.4 M - 15.5 M 230 M 11.8 M - 10.6 M 6.5 M 11.5 M - -11.3 M 12 M -237 M

Revenue

277 M 260 M - 217 M 245 M - 204 M 214 M 220 M - 216 M 207 M 180 M - 192 M 188 M 189 M - 155 M 116 M 122 M - 145 M 139 M 133 M - 134 M 130 M 122 M - 109 M 108 M 105 M - 106 M 98.7 M 93.8 M - 83 M 77.4 M 71.1 M - 69 M 66.5 M 63.5 M - 65.1 M 22 M 56.1 M - 55.2 M 51.3 M 58.8 M - 34.4 M 61.4 M -122 M

Cost of Revenue

90.7 M 87 M - 83.5 M 85.8 M - 81.2 M 76.2 M 78.7 M - 67.8 M 69.2 M 71 M - 60.5 M 59.4 M 60.6 M - 59.1 M 51.8 M 51.4 M - 50.5 M 48.2 M 47.5 M - 47.1 M 45.4 M 42.9 M - 38 M 37.3 M 36.7 M - 36.5 M 33.6 M 33.1 M - 29.3 M 28 M 26.4 M - 25.7 M 24.3 M 24.4 M - 23.1 M 24.7 M 23.6 M - 22.9 M 24.3 M 25.2 M - 25.3 M 26.4 M 24.9 M

Interest Expense

234 M 226 M - 209 M 209 M - 203 M 95.5 M 68 M - 14.1 M 8.48 M 7.27 M - 6.64 M 7.43 M 9.48 M - 13.3 M 14.3 M 17.9 M - 21.3 M 21.4 M 20.9 M - 16.6 M 13.7 M 12 M - 9.06 M 8.02 M 7.4 M - 6.45 M 6.16 M 5.77 M - 5.4 M 4.82 M 5.29 M - 6.37 M 6.83 M 6.33 M - 7.17 M 7.16 M 7.54 M - 8.61 M 9.94 M 11.4 M - 15.3 M 18 M 19.6 M

EBITDA

3.31 M 3.29 M - 3.53 M 3.79 M - 4.17 M 3.42 M 12.1 M - 1.68 M 1.74 M 11.4 M - -8.08 M 929 K -681 K - 5.33 M 5.2 M 1.89 M - 18 M 12.5 M 6.37 M - 24.5 M 17.1 M 10.5 M - 20.1 M 12.9 M 6.39 M - 22.6 M 14.4 M 7.09 M - 16.8 M 10.9 M 5.16 M - 15.1 M 9.97 M 4.93 M - 20.8 M 14.6 M 7.5 M - 24.5 M 16.5 M 6.8 M - 14.7 M 9.37 M 4.74 M

All numbers in USD currency

The income statement is one of the three key financial reports of a company United Community Banks (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:

  • How much revenue the company earned
  • How much it spent on production, personnel, marketing, taxes, etc.
  • What profit remained in the end

Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.

Features
  • The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
  • Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
  • A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.

Reports on the profits and losses of other stocks in the Banks regional industry

Issuer Price % 24h Market Cap Country
Arrow Financial Corporation Arrow Financial Corporation
AROW
$ 36.56 1.39 % $ 603 M usaUSA
Signature Bank Signature Bank
SBNY
- - $ 4.41 B usaUSA
First Midwest Bancorp, Inc. First Midwest Bancorp, Inc.
FMBI
- -1.2 % $ 2.26 B usaUSA
Atlantic Capital Bancshares Atlantic Capital Bancshares
ACBI
- -1.48 % $ 566 M usaUSA
Deutsche Bank Aktiengesellschaft Deutsche Bank Aktiengesellschaft
DB
$ 30.96 0.95 % $ 22.4 B germanyGermany
American National Bankshares American National Bankshares
AMNB
- - $ 508 M usaUSA
Cadence Bancorporation Cadence Bancorporation
CADE
- - $ 5.43 B usaUSA
Auburn National Bancorporation Auburn National Bancorporation
AUBN
$ 23.9 2.06 % $ 83.5 M usaUSA
Banco BBVA Argentina S.A. Banco BBVA Argentina S.A.
BBAR
$ 14.39 0.77 % $ 450 B argentinaArgentina
Esquire Financial Holdings Esquire Financial Holdings
ESQ
$ 104.77 -0.62 % $ 845 M usaUSA
1895 Bancorp of Wisconsin 1895 Bancorp of Wisconsin
BCOW
- -6.47 % $ 52 M usaUSA
BankFinancial Corporation BankFinancial Corporation
BFIN
- - $ 151 M usaUSA
Banco Bradesco S.A. Banco Bradesco S.A.
BBDO
$ 3.39 1.04 % $ 13.1 M brasilBrasil
Popular Popular
BPOP
$ 148.19 0.37 % $ 10 B usaUSA
Brookline Bancorp Brookline Bancorp
BRKL
- - $ 974 M usaUSA
Spirit of Texas Bancshares, Inc. Spirit of Texas Bancshares, Inc.
STXB
- -0.23 % $ 446 M usaUSA
People's United Financial, Inc. People's United Financial, Inc.
PBCT
- - $ 8.34 B usaUSA
First Busey Corporation First Busey Corporation
BUSE
$ 25.9 0.5 % $ 2.18 B usaUSA
Camden National Corporation Camden National Corporation
CAC
$ 47.69 -0.58 % $ 806 M usaUSA
Regions Financial Corporation Regions Financial Corporation
RF
$ 28.13 0.43 % $ 25.1 B usaUSA
Cambridge Bancorp Cambridge Bancorp
CATC
- - $ 576 M usaUSA
CBM Bancorp CBM Bancorp
CBMB
- 0.52 % $ 61.6 M usaUSA
CBTX CBTX
CBTX
- 1.49 % $ 1.51 B usaUSA
Financial Institutions Financial Institutions
FISI
$ 33.95 -0.25 % $ 682 M usaUSA
CNB Financial Corporation CNB Financial Corporation
CCNE
$ 30.31 -0.08 % $ 745 M usaUSA
CrossFirst Bankshares CrossFirst Bankshares
CFB
- - $ 784 M usaUSA
C&F Financial Corporation C&F Financial Corporation
CFFI
$ 76.72 - $ 248 M usaUSA
First Northwest Bancorp First Northwest Bancorp
FNWB
$ 9.97 - $ 87.6 M usaUSA
Citizens Holding Company Citizens Holding Company
CIZN
- -5.65 % $ 49.5 M usaUSA
Capstar Financial Holdings Capstar Financial Holdings
CSTR
- - $ 425 M usaUSA
American River Bankshares American River Bankshares
AMRB
- 2.00 % $ 125 M usaUSA
Bank of Commerce Holdings Bank of Commerce Holdings
BOCH
- -1.56 % $ 254 M usaUSA
Comerica Incorporated Comerica Incorporated
CMA
- - $ 11.8 B usaUSA
Axos Financial Axos Financial
AX
$ 94.09 -0.85 % $ 5.35 B usaUSA
Grupo Financiero Galicia S.A. Grupo Financiero Galicia S.A.
GGAL
$ 43.34 1.45 % $ 3.54 B argentinaArgentina
Cincinnati Bancorp Cincinnati Bancorp
CNNB
- -4.28 % $ 43.3 M usaUSA
CIT Group Inc. CIT Group Inc.
CIT
- -1.4 % $ 4.74 B usaUSA
ConnectOne Bancorp ConnectOne Bancorp
CNOB
$ 28.91 -0.46 % $ 1.31 B usaUSA
Evans Bancorp Evans Bancorp
EVBN
- 2.41 % $ 218 M usaUSA
Codorus Valley Bancorp Codorus Valley Bancorp
CVLY
- - $ 231 M usaUSA
CVB Financial Corp. CVB Financial Corp.
CVBF
$ 20.22 -0.1 % $ 2.77 B usaUSA
Dime Community Bancshares Dime Community Bancshares
DCOM
- - $ 1.48 B usaUSA
Dime Community Bancshares Dime Community Bancshares
DCOMP
- - $ 796 M usaUSA
FNCB Bancorp FNCB Bancorp
FNCB
- - $ 133 M usaUSA
First Internet Bancorp First Internet Bancorp
INBK
$ 22.92 1.49 % $ 200 M usaUSA
Bryn Mawr Bank Corporation Bryn Mawr Bank Corporation
BMTC
- -1.52 % $ 888 M usaUSA
Boston Private Financial Holdings, Inc. Boston Private Financial Holdings, Inc.
BPFH
- 0.07 % $ 1.22 B usaUSA
Banco Santander México, S.A., Institución de Banca Múltiple, Grupo Financiero Santander México Banco Santander México, S.A., Institución de Banca Múltiple, Grupo Financiero Santander México
BSMX
- 2.44 % $ 153 B mexicoMexico
BancorpSouth Bank BancorpSouth Bank
BXS
- -1.07 % $ 3.12 B usaUSA
Cortland Bancorp Cortland Bancorp
CLDB
- - $ 124 M usaUSA