Washington Federal logo
Washington Federal WAFD
$ 30.96 0.0%

Quarterly report 2025-Q4
added 02-04-2026

report update icon

Washington Federal Balance Sheet 2011-2026 | WAFD

Annual Balance Sheet Washington Federal

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

Net Debt

- - - - - - 3.32 B 3.38 B 3.18 B 3.55 B 3.93 B 4.2 B 4.09 B 1.13 B 1.95 B

Long Term Debt

- - - - - - 2.25 B 2.33 B 2.22 B 2.08 B 1.83 B 1.93 B 1.93 B 1.88 B 1.96 B

Total Non Current Liabilities

- - - - - - 2.27 B 2.34 B 2.23 B 2.09 B 1.89 B 2.01 B 2.01 B - 1.54 M

Total Liabilities

23.7 B 25.1 B 20 B 18.5 B 17.5 B 16.8 B 14.4 B 13.9 B 13.2 B 12.9 B 12.6 B 12.8 B 11.1 B 10.6 B 11.5 B

Retained Earnings

2.11 B 1.98 B 1.87 B 1.69 B 1.53 B 1.42 B 1.34 B 1.19 B 1.04 B 944 M 830 M 706 M 594 M 481 M 377 M

Total Assets

26.7 B 28.1 B 22.5 B 20.8 B 19.7 B 18.8 B 16.5 B 15.9 B 15.3 B 14.9 B 14.6 B 14.8 B 13.1 B 12.5 B 13.4 B

Cash and Cash Equivalents

657 M 2.38 B 981 M 684 M 2.09 B 1.7 B 419 M 269 M 313 M 450 M 284 M 782 M 204 M 751 M 816 M

Book Value

3.04 B 3 B 2.43 B 2.27 B 2.13 B 2.01 B 2.03 B 2 B 2.01 B 1.98 B 1.96 B 1.97 B 1.94 B 1.9 B 1.91 B

Total Shareholders Equity

3.04 B 3 B 2.43 B 2.27 B 2.13 B 2.01 B 2.03 B 2 B 2.01 B 1.98 B 1.96 B 1.97 B 1.94 B 1.9 B 1.91 B

All numbers in USD currency

Quarterly Balance Sheet Washington Federal

2025-Q4 2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Total Liabilities

24.3 B 23.7 B 23.7 B 24.6 B 24.7 B 25.1 B 25.6 B 27.2 B 20.2 B 20 B 20.2 B 20 B 19.3 B 18.5 B - 18.4 B 17.8 B 17.5 B 17.4 B 17.5 B 17 B 16.8 B 16.8 B 16.8 B 14.4 B 14.4 B 14.4 B 14.4 B 14.2 B 13.9 B 13.9 B 13.9 B 13.6 B 13.2 B 13.2 B 13.2 B 12.9 B 12.9 B 12.9 B 12.9 B 12.7 B 12.6 B 12.6 B 12.6 B 12.5 B 12.8 B 12.8 B 12.8 B 12.5 B 11.1 B 11.1 B 11.1 B 11.2 B 10.6 B 10.6 B 10.6 B 11.7 B 11.5 B 11.5 B 11.5 B

Retained Earnings

2.15 B 2.11 B 2.07 B 2.03 B 2 B 1.98 B 1.94 B 1.9 B 1.91 B 1.87 B 1.84 B 1.8 B 1.75 B 1.69 B - 1.59 B 1.56 B 1.53 B 1.5 B 1.53 B 1.44 B 1.42 B 1.42 B 1.42 B 1.39 B 1.34 B 1.34 B 1.34 B 1.23 B 1.19 B 1.19 B 1.19 B 1.08 B 1.04 B 1.04 B 1.04 B 973 M 944 M 944 M 944 M 853 M 830 M 830 M 830 M 734 M 706 M 706 M 706 M 625 M 594 M 594 M 594 M 507 M 481 M 481 M 481 M 402 M 377 M 377 M 377 M

Total Assets

27.3 B 26.7 B 26.7 B 27.6 B 27.7 B 28.1 B 28.6 B 30.1 B 22.6 B 22.5 B 22.6 B 22.3 B 21.7 B 20.8 B - 20.6 B 20 B 19.7 B 19.6 B 19.7 B 19.1 B 18.8 B 18.8 B 18.8 B 16.4 B 16.5 B 16.5 B 16.5 B 16.2 B 15.9 B 15.9 B 15.9 B 15.6 B 15.3 B 15.3 B 15.3 B 14.9 B 14.9 B 14.9 B 14.9 B 14.7 B 14.6 B 14.6 B 14.6 B 14.5 B 14.8 B 14.8 B 14.8 B 14.4 B 13.1 B 13.1 B 13.1 B 13.1 B 12.5 B 12.5 B 12.5 B 13.6 B 13.4 B 13.4 B 13.4 B

Cash and Cash Equivalents

735 M 657 M 809 M 1.23 B 1.51 B 2.38 B 2.49 B 1.51 B 1.14 B 981 M 1.14 B 1.12 B 646 M 684 M 607 M 1.95 B 1.88 B 2.09 B 2.25 B 2.09 B 1.83 B 1.7 B 1.7 B 1.7 B 484 M 419 M 419 M 419 M 283 M 269 M 269 M 269 M 310 M 313 M 313 M 313 M 399 M 450 M 450 M 399 M 306 M 284 M 284 M 306 M 543 M 782 M 782 M 543 M 967 M 204 M 204 M 967 M 637 M 751 M 751 M 637 M 910 M 816 M 816 M 910 M

Book Value

3.03 B 3.04 B 3.01 B 3.03 B 3.02 B 3 B 2.96 B 2.92 B 2.45 B 2.43 B 2.39 B 2.38 B 2.32 B 2.27 B - 2.19 B 2.15 B 2.13 B 2.23 B 2.13 B 2.06 B 2.01 B 2.01 B 2.01 B 2.05 B 2.03 B 2.03 B 2.03 B 1.98 B 2 B 2 B 2 B 2.01 B 2.01 B 2.01 B 2.01 B 2 B 1.98 B 1.98 B 1.98 B 1.97 B 1.96 B 1.96 B 1.96 B 1.98 B 1.97 B 1.97 B 1.97 B 1.95 B 1.94 B 1.94 B 1.94 B 1.91 B 1.9 B 1.9 B 1.9 B 1.91 B 1.91 B 1.91 B 1.91 B

Total Shareholders Equity

3.03 B 3.04 B 3.01 B 3.03 B 3.02 B 3 B 2.96 B 2.92 B 2.45 B 2.43 B 2.39 B 2.38 B 2.32 B 2.27 B 2.22 B 2.19 B 2.15 B 2.13 B 2.23 B 2.15 B 2.06 B 2.01 B 2.06 B 2.06 B 2.03 B 2.03 B 2.05 B 2.05 B 1.98 B 2 B 1.98 B 1.98 B 2.01 B 2.01 B 2.01 B 2.01 B 2 B 1.98 B 1.98 B 2 B 1.97 B 1.96 B 1.96 B 1.97 B 1.98 B 1.97 B 1.97 B 1.98 B 1.95 B 1.94 B 1.94 B 1.95 B 1.91 B 1.9 B 1.9 B 1.91 B 1.91 B 1.91 B 1.91 B 1.91 B

All numbers in USD currency

Balance Sheet is a fundamental financial report of Washington Federal, providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.

For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.

Features of balance sheet analysis
  • Vertical and horizontal analysis
    Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods.
  • Asset quality
    It is important to evaluate not only the amount of assets but also their liquidity and realizability.
  • Accounting for off-balance sheet liabilities
    Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.

Balance sheet of other industry stocks – Banks regional

Issuer Price % 24h Market Cap Country
Ameris Bancorp Ameris Bancorp
ABCB
$ 75.23 - $ 5.15 B usaUSA
Signature Bank Signature Bank
SBNY
- - $ 4.41 B usaUSA
Allegiance Bancshares Allegiance Bancshares
ABTX
- -0.86 % $ 1.51 B usaUSA
Atlantic Capital Bancshares Atlantic Capital Bancshares
ACBI
- -1.48 % $ 566 M usaUSA
First Midwest Bancorp, Inc. First Midwest Bancorp, Inc.
FMBI
- -1.2 % $ 2.26 B usaUSA
Banco BBVA Argentina S.A. Banco BBVA Argentina S.A.
BBAR
$ 12.87 - $ 450 B argentinaArgentina
Banco Bradesco S.A. Banco Bradesco S.A.
BBDO
$ 3.25 - $ 13.1 M brasilBrasil
Bridgewater Bancshares Bridgewater Bancshares
BWB
$ 17.24 - $ 475 M usaUSA
Byline Bancorp Byline Bancorp
BY
$ 30.55 - $ 1.37 B usaUSA
Broadway Financial Corporation Broadway Financial Corporation
BYFC
$ 7.82 - $ 66.2 M usaUSA
C&F Financial Corporation C&F Financial Corporation
CFFI
$ 72.75 1.75 % $ 236 M usaUSA
Banco Santander-Chile Banco Santander-Chile
BSAC
$ 31.51 - $ 3.42 T chileChile
Columbia Banking System Columbia Banking System
COLB
$ 26.35 - $ 6.27 B usaUSA
Ames National Corporation Ames National Corporation
ATLO
$ 26.97 - $ 240 M usaUSA
Auburn National Bancorporation Auburn National Bancorporation
AUBN
$ 23.55 0.21 % $ 82.4 M usaUSA
Customers Bancorp Customers Bancorp
CUBI
$ 66.38 - $ 2.15 B usaUSA
Dime Community Bancshares Dime Community Bancshares
DCOM
$ 32.19 - $ 1.38 B usaUSA
Cadence Bancorporation Cadence Bancorporation
CADE
- - $ 5.43 B usaUSA
Brookline Bancorp Brookline Bancorp
BRKL
- - $ 974 M usaUSA
First Bancorp First Bancorp
FBNC
$ 53.11 - $ 2.19 B usaUSA
First BanCorp. First BanCorp.
FBP
$ 20.57 - $ 3.38 B puerto-ricoPuerto-rico
American National Bankshares American National Bankshares
AMNB
- - $ 508 M usaUSA
First Foundation First Foundation
FFWM
$ 5.65 - $ 466 M usaUSA
1895 Bancorp of Wisconsin 1895 Bancorp of Wisconsin
BCOW
- -6.47 % $ 52 M usaUSA
CBM Bancorp CBM Bancorp
CBMB
- 0.52 % $ 61.6 M usaUSA
F.N.B. Corporation F.N.B. Corporation
FNB
$ 16.03 - $ 5.78 B usaUSA
Berkshire Hills Bancorp Berkshire Hills Bancorp
BHLB
- -0.65 % $ 1.11 B usaUSA
First Bank First Bank
FRBA
$ 15.21 - $ 302 M usaUSA
Chemung Financial Corporation Chemung Financial Corporation
CHMG
$ 53.3 - $ 256 M usaUSA
Spirit of Texas Bancshares, Inc. Spirit of Texas Bancshares, Inc.
STXB
- -0.23 % $ 446 M usaUSA
People's United Financial, Inc. People's United Financial, Inc.
PBCT
- - $ 8.34 B usaUSA
Citizens Holding Company Citizens Holding Company
CIZN
- -5.65 % $ 49.5 M usaUSA
Columbia Financial Columbia Financial
CLBK
$ 17.47 - $ 1.78 B usaUSA
Bank of Marin Bancorp Bank of Marin Bancorp
BMRC
$ 24.04 - $ 383 M usaUSA
Grupo Financiero Galicia S.A. Grupo Financiero Galicia S.A.
GGAL
$ 40.86 - $ 3.54 B argentinaArgentina
Comerica Incorporated Comerica Incorporated
CMA
- - $ 11.8 B usaUSA
Bankwell Financial Group Bankwell Financial Group
BWFG
$ 47.03 - $ 364 M usaUSA
The Bank of Princeton The Bank of Princeton
BPRN
$ 33.51 - $ 226 M usaUSA
Capital City Bank Group Capital City Bank Group
CCBG
$ 42.64 - $ 724 M usaUSA
American River Bankshares American River Bankshares
AMRB
- 2.00 % $ 125 M usaUSA
Hingham Institution for Savings Hingham Institution for Savings
HIFS
$ 266.65 - $ 569 M usaUSA
Bank of Commerce Holdings Bank of Commerce Holdings
BOCH
- -1.56 % $ 254 M usaUSA
Citizens Financial Group Citizens Financial Group
CFG
$ 56.36 - $ 24.4 B usaUSA
Cullen/Frost Bankers Cullen/Frost Bankers
CFR
$ 132.0 - $ 8.46 B usaUSA
CIT Group Inc. CIT Group Inc.
CIT
- -1.4 % $ 4.74 B usaUSA
Intercorp Financial Services Intercorp Financial Services
IFS
$ 46.16 - $ 2.7 B -
Eagle Bancorp Montana Eagle Bancorp Montana
EBMT
$ 20.97 - $ 164 M usaUSA
Emclaire Financial Corp Emclaire Financial Corp
EMCF
- -4.21 % $ 86.4 M usaUSA
Banco Macro S.A. Banco Macro S.A.
BMA
$ 65.65 - $ 14.4 M argentinaArgentina
Amerant Bancorp Amerant Bancorp
AMTB
$ 20.92 - $ 870 M usaUSA