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American International Group logo
American International Group AIG
$ 82.27 3.38%
report update icon

Quarterly report 2026-Q3
added 11-04-2026

American International Group Financial Ratios 2025-2006 | AIG

Brief overview of American International Group's financial ratios

The review covers five available annual periods spanning 2019 to 2025.

The latest available valuation ratios are P/E 14.41x (median 12.26x), P/B 1.08x (median 1.03x), P/CF 13.46x (median 10.81x). On average, this basket is 17.6% above its own five-year medians. The market is pricing in elevated future expectations.

The inverse P/E implies an earnings yield of 6.9%. This is not a dividend yield, but current earnings relative to market price.

The latest available business-quality ratios are ROE 7.5%, ROA 1.9%. Low capital returns limit the ability to compound value internally.

For financial institutions, P/B, ROE and ROA are particularly relevant, while EV/EBITDA and ordinary liquidity ratios have limited comparability.

Conclusion

American International Group's profile looks stretched: price anticipates improvement that current quality ratios do not yet confirm.

Annual Financial Ratios American International Group

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
14.4 -35.2 13.7 4.6 4.4 -5.3 12.3 -6410.1 -9.7 -83.4 33.4 9.3 7.9 18.5 2.5 0.5 -0.5 -1.0 30.3 -

P/S

1.7 1.8 1.8 1.6 0.9 0.7 0.8 0.8 1.2 1.3 1.2 1.1 1.0 1.0 0.7 0.1 0.1 -13.8 2.3 -

EPS

5.5 -2.2 5.0 13.1 12.1 -6.9 3.8 -0.0 -6.5 -0.8 1.7 5.3 6.2 2.0 11.0 16.5 -90.5 -704.3 26.3 -

EV (Enterprise Value)

163 B 167 B 536 B 525 B 576 B 548 B 496 B 470 B 489 B 490 B 479 B 476 B 510 B 512 B 485 B 571 B 749 B 884 B 185 B -

EBITDA per Share

6.11 5.52 5.34 4.96 5.55 4.78 5.75 - - - - - - - - 43.8 68.1 97.8 101 -

EV/EBITDA

47.3 46.4 139.6 135.9 123.5 - 12.3 - - - - - - - - 95.6 81.3 68.6 14.1 -

PEG

2.65 490.49 - - - 0.02 0.0 -64.17 0.01 0.57 -0.49 -0.64 0.04 -0.23 -0.03 - - - - -

P/B

1.1 1.2 1.0 1.1 0.7 0.5 0.6 0.7 0.9 0.9 0.8 0.7 0.7 0.6 0.4 0.0 0.1 1.5 - -

P/CF

13.5 15.1 8.0 11.5 7.4 30.1 -22.7 630.5 -6.9 29.7 25.5 13.9 12.3 17.3 1295.6 0.3 0.2 -774.5 5.7 -

ROE %

7.53 -3.30 8.03 24.96 15.02 -8.85 4.97 -0.01 -9.26 -1.10 2.43 7.02 8.99 3.48 15.57 12.75 -11.98 -188.37 5.95 -

ROA %

1.92 -0.87 0.68 1.96 1.73 -1.01 0.64 -0.00 -1.22 -0.17 0.44 1.46 1.68 0.63 3.20 1.49 -1.00 -11.54 - -

Current Ratio

1.3 1.4 1.1 1.1 1.1 1.1 1.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.2 1.1 1.1 - -

DSO

- - - - - - - 84.6 74.9 72.4 70.9 68.0 67.8 77.9 83.6 - - - - -

All numbers in USD currency

Quarterly Financial Ratios American International Group

2026-Q3 2026-Q2 2026-Q1 2025-Q4 2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1 2010-Q4 2010-Q3 2010-Q2 2010-Q1 2009-Q4 2009-Q3 2009-Q2

EPS

1.61 1.79 1.42 1.3600000000000003 0.94 2 1.18 1.53 0.75 0.72 1.75 1.22 0.97 1.15 0.03 - 3.59 3.47 5.1 - 1.95 0.11 4.45 - 0.32 -9.15 1.99 0.99 0.74 1.26 0.75 -0.7 -1.41 1.04 1.03 -7.33 -1.91 1.22 1.21 -2.93 0.43 1.72 -0.16 -1.5 -0.18 1.35 1.81 0.5 1.54 2.13 1.1 1.34 1.47 1.85 1.49 -2.68 1.13 1.33 1.71 11.26 -1.55 0.98 -1.34 13.6 -3.97 1.14 0.41 -61.629999999999995 0.58 2.3

EBITDA per Share

- 3.38 1.58 -108 1.5 - 1.46 1.59 1.33 - 1.25 1.35 1.22 - 1.61 - 5.13 3.41 1.39 - 4.21 2.75 1.64 - 3.71 2.95 2.15 - 4.37 3.03 1.48 - 4.26 3.08 1.52 - 3.09 2.16 1.03 - 2.63 2.04 1.03 - 2.74 1.81 0.9 - 2.38 1.62 0.77 - 2.41 1.69 0.81 - 2.45 1.46 0.65 - 2.96 1.95 1.19 - 67 40.1 18.6 60.7 K - -

ROE %

8.18 7.27 7.69 7.49 7.81 7.57 -4.13 -3.34 -5.28 -1.62 10.51 8.10 14.46 15.62 19.53 19.47 22.01 15.63 15.90 8.79 9.22 -5.27 -2.78 -8.88 -7.51 -6.94 6.69 5.05 2.60 -0.63 -0.66 0.01 -9.06 -9.50 -9.42 -9.27 -2.38 0.90 1.67 -0.39 0.82 -0.04 -0.54 2.45 5.13 7.44 8.31 7.06 8.38 8.49 8.34 9.03 3.07 2.81 2.47 3.54 28.64 22.82 22.25 20.25 10.12 11.09 5.76 6.42 -13.59 -10.51 -3.85 -9.05 0.12 3.14

ROA %

2.03 1.83 1.93 1.89 1.99 1.95 -1.11 -1.32 -1.86 -1.74 0.90 0.69 1.19 1.32 1.77 1.76 2.04 1.54 1.69 0.96 1.01 -0.62 -0.34 -1.00 -0.83 -0.75 0.81 0.64 0.33 -0.05 -0.07 -0.00 -1.21 -1.31 -1.27 -1.22 -0.39 0.05 0.21 -0.06 0.07 -0.07 -0.09 0.44 0.94 1.42 1.65 1.46 1.70 1.67 1.58 1.68 0.59 0.53 0.45 0.63 5.25 4.19 4.10 3.75 1.56 2.01 1.36 1.29 -1.47 -1.18 -0.65 -1.05 0.01 0.22

Current Ratio

1.3 1.3 1.3 1.3 1.3 1.3 1.3 1.4 1.4 1.4 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.3 1.3 1.3 1.3 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.1 1.1 1.1 1.1 1.1 1.1

All numbers in USD currency

Multiples are an important financial analysis tool for the company American International Group, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.

Advantages of Using Financial Ratios
  • Simplified Data Analysis
    Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition.
  • Comparability Between Companies
    Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations.
  • Identification of Trends and Issues
    Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks.
  • Decision Support
    Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions.
  • Accelerated Assessment of Investment Attractiveness
    Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.

Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.

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