
James River Group Holdings, Ltd. Financial Ratios 2025-2011 | JRVR
Brief overview of James River Group Holdings, Ltd.'s market valuation
The review covers five available annual periods spanning 2018 to 2025.
The latest available valuation ratios are P/E 6.45x (median 29.18x), P/B 0.46x (median 0.55x), P/CF 4.27x (median 4.06x). The combined multiple level is about 17.6% below the company's historical norm, suggesting more cautious expectations.
Current earnings relative to valuation equal about 15.5% on the 1/P/E measure. This is a valuation reference, not an expected payout.
End-period return metrics are ROE 8.8%, ROA 1%, ROCE 6%. Efficiency ratios are restrained, with capital and assets producing modest returns.
PEG is 0.44x. Price is low relative to embedded growth, though the ratio depends heavily on forecast quality.
For financial institutions, P/B, ROE and ROA are particularly relevant, while EV/EBITDA and ordinary liquidity ratios have limited comparability.
Conclusion
James River Group Holdings, Ltd.'s discount may reflect genuine profitability issues rather than market inefficiency alone.
Annual Financial Ratios James River Group Holdings, Ltd.
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
P/E |
6.4 | -1.7 | -3.5 | 29.2 | -5.4 | 284.6 | 35.1 | 18.0 | 26.4 | 16.1 | 18.6 | 13.7 | - | - | - |
P/S |
0.4 | 0.2 | 0.5 | 1.4 | 1.5 | 2.1 | 1.6 | 1.4 | 1.5 | 2.3 | 2.1 | 1.4 | - | - | - |
EPS |
0.9 | -3.1 | -3.1 | 0.6 | -4.9 | 0.2 | 1.3 | 2.1 | 1.5 | 2.6 | 1.9 | 1.6 | 2.2 | - | - |
EV (Enterprise Value) |
4.23 B | 4.19 B | 4.65 B | 5.07 B | 4.86 B | 4.62 B | 5.38 B | 3.4 B | 3.05 B | 2.74 B | 2.26 B | 1.81 B | 947 M | 1.24 B | - |
EBITDA per Share |
-0.02 | -0.02 | -0.01 | 0.03 | 0.01 | 0.16 | 2.04 | 2.72 | 2.01 | 2.89 | 2.25 | - | - | - | - |
EV/EBITDA |
1048.1 | 17.8 | 22.4 | 14.5 | 19.6 | 14.9 | 16.3 | - | - | - | - | ||||
PEG |
0.44 | 0.44 | 0.12 | 5.94 | 0.13 | -16.92 | -0.86 | 0.39 | -0.62 | 0.44 | 1.15 | -0.41 | - | - | - |
P/B |
0.5 | 0.2 | 0.6 | 1.3 | 1.3 | 1.7 | 1.7 | 1.6 | 1.7 | 1.7 | 1.5 | 0.9 | - | - | - |
P/CF |
-16.3 | -0.5 | 4.3 | 4.1 | -1.0 | -5.0 | 0.9 | 4.0 | 5.5 | 7.8 | 8.3 | 4.7 | - | - | - |
ROE % |
8.81 | -17.60 | -20.14 | 5.59 | -23.82 | 0.61 | 4.92 | 9.00 | 6.27 | 10.74 | 7.86 | 6.50 | - | - | - |
ROA % |
0.98 | -1.62 | -2.03 | 0.60 | -3.49 | 0.10 | 0.76 | 2.03 | 1.58 | 3.17 | 2.60 | 2.28 | - | - | - |
ROCE % |
- | - | - | - | - | - | 6.00 | 8.84 | 7.15 | 9.91 | 7.65 | - | - | - | - |
Current Ratio |
1.2 | 1.1 | 1.1 | 1.2 | 1.2 | 1.2 | 0.6 | 0.1 | 0.1 | 0.7 | 0.9 | - | - | - | - |
DSO |
- | - | - | - | - | - | - | - | - | - | - | 245.9 | - | - | - |
All numbers in USD currency
Quarterly Financial Ratios James River Group Holdings, Ltd.
| 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
EPS |
-0.23 | - | -0.02 | 0.06 | 0.17 | - | -1.1 | 0.13 | 0.34 | - | 0.45 | 0.35 | 0.19 | - | -0.19 | 0.13 | 0.25 | - | -0.64 | 0.61 | -3.37 | - | 0.86 | 1.17 | -1.21 | 0.67 | -0.83 | 0.67 | 0.76 | 0.39 | 0.65 | 0.57 | 0.53 | 0.01 | 0.35 | 0.49 | 0.63 | 0.88 | 0.73 | 0.5 | 0.44 | 0.44 | 0.66 | 0.44 | 0.33 | 0.31 | 0.6 | 0.33 | 0.32 | - | - | - | - | - | - | - | - | - | - | - | - |
EBITDA per Share |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.01 | - | 0.01 | 0.01 | 0.01 | - | 0.01 | 0.01 | 0.01 | - | 0.01 | 0.01 | 0.01 | - | 0.01 | 0.01 | - | - | - | - | - | - | - | - | - | - | - | - | - |
ROE % |
-0.35 | 3.15 | -4.28 | -11.91 | -11.47 | -3.16 | 0.31 | 11.21 | 12.52 | 7.82 | 6.94 | 2.59 | 1.16 | 1.99 | -0.95 | -3.01 | -1.87 | -16.68 | -13.38 | -7.14 | -5.09 | 3.15 | 5.78 | -0.75 | -2.62 | 4.92 | 3.94 | 9.93 | 9.71 | 9.00 | 7.39 | 6.12 | 5.82 | 6.27 | 9.94 | 11.53 | 11.55 | 10.74 | 8.90 | 8.60 | 8.33 | 7.86 | 7.28 | 7.00 | 6.54 | 6.50 | 5.21 | 2.71 | 1.33 | - | - | - | - | - | - | - | - | - | - | - | - |
ROA % |
-0.05 | 0.31 | -0.49 | -1.30 | -1.23 | -0.34 | 0.04 | 1.21 | 1.35 | 0.86 | 0.77 | 0.31 | 0.15 | 0.25 | -0.25 | -0.66 | -0.42 | -2.14 | -1.62 | -0.60 | -0.28 | 0.50 | 0.90 | -0.12 | -0.42 | 0.76 | 0.73 | 1.85 | 1.99 | 2.03 | 1.67 | 1.42 | 1.41 | 1.58 | 2.67 | 3.20 | 3.30 | 3.17 | 2.70 | 2.71 | 2.69 | 2.60 | 2.44 | 2.39 | 2.27 | 2.28 | 1.83 | 0.95 | 0.47 | - | - | - | - | - | - | - | - | - | - | - | - |
Current Ratio |
1.2 | 1.2 | 1.1 | 1.1 | 1.1 | 1.1 | 1.2 | 1.2 | 1.1 | 1.1 | 1.2 | 1.2 | 1.2 | 1.2 | 1.1 | - | 1.2 | 1.2 | 1.2 | 1.2 | 1.1 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.3 | 1.3 | 1.3 | 1.3 | 1.3 | 1.3 | 1.3 | 1.3 | 1.4 | 1.4 | 1.4 | 1.4 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | 1.5 | - | - | - | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
Multiples are an important financial analysis tool for the company James River Group Holdings, Ltd., allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.
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