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Росгосстрах RGSS
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Quarterly report 2026-Q2
added 09-06-2026

Росгосстрах Financial Ratios 2025-2011 | RGSS

Brief overview of Росгосстрах's financial ratios

The comparison uses the five latest available annual observations between 2021 and 2025.

The latest available valuation ratios are P/E 12x (median 18.04x), P/B 2x (median 2x), P/CF 18.64x (median 11.1x). On average, multiples differ from their five-year medians by only 0%. Valuation is near its familiar historical range.

Current earnings relative to valuation equal about 8.3% on the 1/P/E measure. This is a valuation reference, not an expected payout.

The latest available business-quality ratios are ROE 11.8%, ROA 6.5%, ROCE 30%. Profitability remains positive and sufficient for normal operations without indicating exceptional efficiency.

On PEG (0.18x), valuation is restrained relative to growth, but one ratio cannot replace cash-flow and risk analysis.

For this sector, valuation ratios are useful only alongside capital adequacy, reserves and credit-portfolio quality.

Overall assessment

Росгосстрах trades near its familiar ratio range. A new earnings or profitability trend is needed to change the view.

Annual Financial Ratios Росгосстрах

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

Price Earnings Ratio, P/E

12 10 28.75 18.04 36.36 19.69 8.92 13.12 -3.47 -3.46 -37.11 36.86 40.97 22.06 34.01

Price Sales Ratio, P/S

1 1 1.55 0.96 0.8 1.41 0.71 1.05 2.65 0.82 1.07 1.29 1.37 1.3 1.35

Price To Book Ratio, P/B

2 2 2.31 1.65 1.77 3.12 1.3 1.78 5.21 9.72 7.12 5.55 5.8 6.37 8.03

Price Earnings To Growth Ratio, PEG

- - -4.15 0.18 -0.54 -30.92 0.35 -0.12 - -0.0 0.18 1.49 -0.96 0.42 -

Operating Cash Flow Per Share

0.01 0.02 0.03 0.0 0.06 0.04 0.02 -0.07 -0.12 -0.08 - - - 0.01 0.01

Free Cash Flow Per Share

-0.0 0.01 0.03 -0.0 0.06 0.04 0.02 -0.07 -0.12 -0.08 0.0 0.05 -0.0 0.01 0.01

Cash Per Share

0.0 0.0 0.11 0.07 0.04 0.03 0.01 0.01 0.01 0.02 0.03 0.03 0.03 0.02 0.04

Payout Ratio

0.23 - 0.0 0.41 5.0 - - - - -0.01 - - - 0.15 -

Dividend Yield

0.02 - 0.0 0.02 0.14 - - - - 0.0 - - - 0.01 -

Current Ratio

- - 2.06 0.1 2.41 2.12 1.26 1.42 1.16 0.4 1.4 1.66 1.42 1.29 2.41

Quick Ratio

- - 2.06 0.1 2.41 2.12 1.26 1.42 1.16 0.4 1.4 1.66 1.42 1.29 2.41

Cash Ratio

- - 0.13 0.1 0.26 0.17 0.2 0.16 0.8 0.25 1.07 1.23 1.08 1.02 2.16

Gross Profit Margin

- - 1 1 1 1 1 1 1 1 1 1 1 1 1

Operating Profit Margin

- - 0.09 0.1 0.03 0.08 0.08 0.08 -0.74 -0.27 -0.02 0.05 0.06 0.09 0.06

Pretax Profit Margin

0.09 0.11 0.07 0.07 0.04 0.09 0.08 0.08 -0.74 -0.27 -0.03 0.04 0.05 0.08 0.05

Net Profit Margin

0.09 0.11 0.05 0.05 0.02 0.07 0.08 0.08 -0.76 -0.24 -0.03 0.03 0.03 0.06 0.04

Effective Tax Rate

- - 0.24 0.28 0.38 0.2 -0.04 -0.05 -0.03 0.12 0.13 0.21 0.33 0.25 0.14

Return On Assets, ROA

0.07 0.08 0.03 0.04 0.01 0.04 0.05 0.04 -0.38 -0.2 -0.03 0.02 0.02 0.04 0.03

Return On Equity, ROE

0.12 0.15 0.08 0.09 0.05 0.16 0.15 0.14 -1.5 -2.81 -0.19 0.15 0.14 0.29 0.24

Return On Capital Employed, ROCE

0.3 - 0.07 0.07 0.01 0.05 0.05 0.04 -0.38 -0.25 -0.02 0.03 0.04 0.07 0.05

Net Income Per Ebt

1.0 1.0 0.76 0.72 0.62 0.8 1.04 1.05 1.03 0.88 0.87 0.79 0.67 0.75 0.86

Ebt Per Ebit

- - 0.82 0.71 1.35 1.16 0.91 1 1.01 1.01 1.35 0.9 0.85 0.86 0.72

Ebit Per Revenue

- - 0.09 0.1 0.03 0.08 0.08 0.08 -0.74 -0.27 -0.02 0.05 0.06 0.09 0.06

Debt Ratio

0.53 0.56 0.01 0.01 0.01 0.01 0.02 - - 0.02 0.01 0.03 0.06 0.07 0.13

Debt Equity Ratio

- - 0.03 0.03 0.06 0.04 0.05 - - 0.31 0.04 0.17 0.36 0.51 1.06

Long Term Debt To Capitalization

- - - 0.03 0.05 0.04 - - - 0.24 0.04 0.15 0.25 0.34 0.51

Total Debt To Capitalization

- - 0.03 0.03 0.05 0.04 0.05 - - 0.24 0.04 0.15 0.26 0.34 0.51

Interest Coverage

- - 38.67 55.66 19.47 42.44 89.71 - -182.0 -124.93 -2.85 10.14 6.76 6.91 3.57

Cash Flow To Debt Ratio

- - 11.3 0.31 10.58 9.81 4.06 - - -6.09 - - - 0.6 0.26

Company Equity Multiplier

2.12 2.25 2.5 2.58 4.13 3.91 3.04 3.15 3.97 13.92 7.47 6.44 6.23 7.07 8.26

Fixed Asset Turnover

- - 10.59 11.33 13.76 12.92 10.82 8.54 9.65 13.45 15.7 10.22 8.37 9.95 9.89

Asset Turnover

0.74 0.74 0.59 0.67 0.53 0.57 0.6 0.54 0.5 0.86 0.89 0.67 0.68 0.7 0.72

Operating Cash Flow Sales Ratio

0.05 0.1 0.2 0.01 0.27 0.19 0.11 -0.47 -0.77 -0.16 - - - 0.06 0.05

Free Cash Flow Operating Cash Flow Ratio

-0.01 0.5 0.85 -2.63 0.94 0.91 0.84 1.01 1.01 1.03 - - - 0.97 0.67

Cash Flow Coverage Ratios

- - 11.3 0.31 10.58 9.81 4.06 - - -6.09 - - - 0.6 0.26

Short Term Coverage Ratios

- - 37.02 - - - - - - - - - - - 10.12

Capital Expenditure Coverage Ratio

0.99 2.02 6.58 0.28 16.17 11.12 6.14 -69.31 -159.74 -34.55 - - - 33.02 3.05

Dividend Paid And Capex Coverage Ratio

0.73 2.02 6.58 0.28 2.1 11.12 6.14 -69.31 -159.74 -22.4 - - - 5.96 3.05

Dividend Payout Ratio

0.23 - 0.0 0.41 5.0 - - - - -0.01 - - - 0.15 -

Price To Free Cash Flows Ratio, P/FCF

-1451.43 22.02 9.24 -61.93 3.22 7.99 8.07 -2.21 -3.43 -5.02 122.97 6.91 -1156.55 21.53 42.77

Price To Operating Cash Flows Ratio, P/OCF

18.64 11.1 7.84 162.75 3.02 7.27 6.76 -2.24 -3.45 -5.16 - - - 20.88 28.76

Price Cash Flow Ratio, P/CF

18.64 11.1 7.84 162.75 3.02 7.27 6.76 -2.24 -3.45 -5.16 - - - 20.88 28.76

Enterprise Value Multiple, EV

- - 20.7 10.89 21.76 13.3 8.2 11.3 -3.6 -3.13 -50.35 22.76 20.84 13.81 18.95

Price Fair Value, P/FV

2 2 2.31 1.65 1.77 3.12 1.3 1.78 5.21 9.72 7.12 5.55 5.8 6.37 8.03

All numbers in RUB currency

Quarterly Financial Ratios Росгосстрах

2024-Q2 2023-Q2 2022-Q4 2021-Q4 2021-Q2 2020-Q4 2020-Q2 2019-Q4 2019-Q2 2018-Q4 2018-Q2 2017-Q4 2017-Q2 2016-Q4 2016-Q2 2015-Q4 2015-Q2 2014-Q4 2014-Q2 2013-Q4 2012-Q4 2012-Q2

Price Earnings Ratio, P/E

24.6 12.8 5.52 24.6 17.1 29.3 2.82 4.65 4.28 5.01 - -1.22 - -2.32 -10.3 -9.98 - 18.4 16.1 20.5 17 11

Price Sales Ratio, P/S

2.91 2.77 2.35 1.54 2.05 2.78 1.37 1.27 1.62 1.82 - 11.5 - 2.86 4.69 4.3 - 2.57 2.25 2.74 2.69 2.59

Price To Book Ratio, P/B

2.66 1.94 1.9 1.78 2.15 3.13 1.21 1.3 1.4 1.78 - 5.37 - 16.1 11.1 7.06 - 5.55 4.77 5.8 - 7.11

Price Earnings To Growth Ratio, PEG

0.109 -0.222 0.005 -0.563 0.742 -0.368 0.039 -0.545 -193 T - - - - -0.006 -9.49 - - - 0.661 - - 0.211

Operating Cash Flow Per Share

0.008 0.012 0.001 0.031 0.029 0.029 0.013 0.022 - -0.065 - -0.059 - -0.063 -0.039 - - - - - - 0.007

Free Cash Flow Per Share

0.006 0.011 -0.001 0.03 0.029 0.026 0.013 0.02 0.0 -0.066 - - - - - 0.002 - 0.024 0.024 -0.0 -0.0 0.007

Cash Per Share

0.001 0.007 0.001 0.038 0.029 0.032 0.023 0.014 0.012 0.014 - 0.011 - 0.014 0.024 0.028 - 0.028 0.035 0.025 - 0.033

Payout Ratio

0.476 - - - 7.93 - - - - - - - - - -0.081 - - - - - 0.112 0.145

Dividend Yield

0.015 - - - 0.116 - - - - - - - - - 0.002 - - - - - 0.002 0.003

Current Ratio

0.058 - 0.095 2.41 1.96 2.12 1.59 1.26 1.69 1.42 0.703 1.16 1.96 0.405 0.852 1.4 8.58 1.66 2.22 1.42 - 1.83

Quick Ratio

0.058 - 0.095 2.41 1.96 2.12 1.59 1.26 1.69 1.42 0.703 1.16 1.96 0.405 0.852 1.4 8.58 1.66 2.22 1.42 - 1.83

Cash Ratio

0.058 - 0.095 0.264 0.148 0.171 0.399 0.201 0.225 0.163 0.314 0.796 1.59 0.25 0.633 1.07 8.58 1.23 1.78 1.08 - 1.57

Days Of Payables Outstanding, DPO

- - - - - 2.43 M -130 247 -162 - - - - - - - - - - - - -

Cash Conversion Cycle

- - - - - -2.43 M 130 -247 162 - - - - - - - - - - - - -

Gross Profit Margin

1 1 1 1 1 1.0 1.04 0.965 1.05 1 - 1 - 1 1 1 - 1 1 1 1 1

Operating Profit Margin

0.919 0.918 0.927 0.915 0.933 0.039 0.025 0.117 0.042 0.091 - 0.761 - 0.816 0.973 0.876 - 0.049 0.049 0.059 0.064 0.092

Pretax Profit Margin

0.112 0.101 0.155 0.021 0.054 0.039 0.142 0.055 0.104 0.1 - -2.29 - -0.437 -0.114 -0.135 - 0.044 0.044 0.05 0.046 0.078

Net Profit Margin

0.086 0.054 0.107 0.016 0.03 0.024 0.121 0.068 0.095 0.091 - -2.36 - -0.308 -0.114 -0.108 - 0.035 0.035 0.033 0.04 0.059

Effective Tax Rate

0.233 0.469 0.129 0.238 0.446 0.395 0.144 -0.235 0.093 0.093 - -0.031 - 0.323 0.004 -0.152 - 0.212 0.212 0.333 0.138 0.251

Return On Assets, ROA

0.035 0.015 0.033 0.004 0.008 0.007 0.037 0.023 0.028 0.028 - -0.278 - -0.125 -0.026 -0.024 - 0.012 0.013 0.011 - 0.021

Return On Equity, ROE

0.092 0.038 0.086 0.018 0.031 0.027 0.107 0.07 0.082 0.089 - -1.1 - -1.73 -0.268 -0.177 - 0.075 0.074 0.071 - 0.161

Return On Capital Employed, ROCE

0.302 0.251 0.298 0.265 0.262 0.012 0.008 0.041 0.013 0.029 - 0.093 - 0.366 0.239 0.203 - 0.017 0.019 0.021 - 0.035

Net Income Per Ebt

0.767 0.531 0.689 0.762 0.554 0.605 0.856 1.23 0.907 0.907 - 1.03 - 0.705 0.998 0.795 - 0.788 0.788 0.667 0.862 0.749

Ebt Per Ebit

0.122 0.11 0.167 0.022 0.058 1 5.78 0.47 2.49 1.1 - -3.01 - -0.535 -0.117 -0.155 - 0.901 0.901 0.852 0.72 0.855

Ebit Per Revenue

0.919 0.918 0.927 0.915 0.933 0.039 0.025 0.117 0.042 0.091 - 0.761 - 0.816 0.973 0.876 - 0.049 0.049 0.059 0.064 0.092

Debt Ratio

0.009 0.011 0.013 0.013 0.011 0.011 0.014 0.016 0.006 - - - 0.022 0.022 0.006 0.006 0.01 0.027 0.036 0.058 - 0.099

Debt Equity Ratio

0.024 0.028 0.033 0.055 0.041 0.044 0.04 0.047 0.017 - - - 0.13 0.309 0.065 0.043 0.057 0.173 0.21 0.36 - 0.753

Long Term Debt To Capitalization

0.023 0.027 0.032 0.053 - 0.042 - - - - - - 0.115 0.236 0.061 0.041 0.054 0.147 0.174 0.251 - 0.425

Total Debt To Capitalization

0.023 0.027 0.032 0.053 0.04 0.042 0.038 0.045 0.017 - - - 0.115 0.236 0.061 0.041 0.054 0.147 0.174 0.265 - 0.429

Interest Coverage

- - - - - - - - 19.6 - - - - - - - - 10.1 10.1 6.76 3.57 6.91

Cash Flow To Debt Ratio

2.9 3.6 0.241 5.43 7.05 6.69 2.8 4.31 - - - - -8.09 -8.1 -17.2 - - - - - - 0.226

Company Equity Multiplier

2.64 2.57 2.58 4.13 3.88 3.91 2.93 3.04 2.92 3.15 3.46 3.97 5.95 13.9 10.4 7.47 5.75 6.44 5.9 6.23 - 7.6

Payables Turnover

- - - - - 0.0 -0.691 0.365 -0.555 - - - - - - - - - - - - -

Fixed Asset Turnover

6.07 4.87 5.32 7.18 6.44 6.56 6.14 6.08 4.44 4.95 - 2.3 - 6.35 3.93 3.87 - 5.11 4.99 4.18 - 5.05

Asset Turnover

0.317 0.273 0.313 0.279 0.271 0.289 0.301 0.337 0.295 0.312 - 0.118 - 0.404 0.227 0.22 - 0.335 0.36 0.339 - 0.361

Operating Cash Flow Sales Ratio

0.082 0.144 0.01 0.261 0.278 0.26 0.126 0.199 - -0.725 - -1.58 - -0.446 -0.474 - - - - - - 0.062

Free Cash Flow Operating Cash Flow Ratio

0.781 0.961 -1.04 0.968 0.993 0.899 0.933 0.906 - 1.01 1.03 - - - - - - - - - - 0.97

Cash Flow Coverage Ratios

2.9 3.6 0.241 5.43 7.05 6.69 2.8 4.31 - - - - -8.09 -8.1 -17.2 - - - - - - 0.226

Short Term Coverage Ratios

- - - - - - - - - - - - - - - - - - - - - 13.9

Capital Expenditure Coverage Ratio

4.56 25.6 0.491 31.7 152 9.93 15 10.6 - -76.2 -39.7 -1 -1 -1 -179 - - - - - - 33

Dividend Paid And Capex Coverage Ratio

1.39 25.6 0.491 31.7 1.16 9.93 15 10.6 - -76.2 -39.7 -1 -1 -1 -40.1 - - - - - - 5.96

Dividend Payout Ratio

0.476 - - - 7.93 - - - - - - - - - -0.081 - - - - - 0.112 0.145

Price To Free Cash Flows Ratio, P/FCF

42.2 20 -232 6.09 7.41 11.9 11.7 7.03 10.1 K -2.48 - - - - - 244 - 13.8 12.1 -2.31 K -2.76 K 43.1

Price To Operating Cash Flows Ratio, P/OCF

32.9 19.3 240 5.9 7.36 10.7 10.9 6.37 - -2.51 - -7.24 - -6.42 -9.88 - - - - - - 41.8

Price Cash Flow Ratio, P/CF

32.9 19.3 240 5.9 7.36 10.7 10.9 6.37 - -2.51 - -7.24 - -6.42 -9.88 - - - - - - 41.8

Enterprise Value Multiple, EV

- - - - - 48.4 8.65 15.8 16.7 30.5 - - - - - - - 45.5 38.9 41.7 - 27.4

Price Fair Value, P/FV

2.26 1.94 1.9 1.78 2.15 3.13 1.21 1.3 1.4 1.78 - 5.37 - 16.1 11.1 7.06 - 5.55 4.77 5.8 - 7.11

All numbers in RUB currency

Multiples are an important financial analysis tool for the company Росгосстрах, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.

Advantages of Using Financial Ratios
  • Simplified Data Analysis
    Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition.
  • Comparability Between Companies
    Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations.
  • Identification of Trends and Issues
    Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks.
  • Decision Support
    Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions.
  • Accelerated Assessment of Investment Attractiveness
    Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.

Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.

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