
Investors Title Company Financial Ratios 2025-2009 | ITIC
Brief overview of Investors Title Company's valuation multiples
Current figures are compared with the company's own five-year history for 2021–2025.
The valuation comparison uses P/E 12.05x (median 12.05x), P/B 1.58x (median 1.58x), P/CF 13.7x (median 13.7x). The multiple basket looks neutral against its history, differing from median levels by roughly 0%.
The inverse P/E implies an earnings yield of 8.3%. This is not a dividend yield, but current earnings relative to market price.
Returns on assets and capital are represented by ROE 13.1%, ROA 9.7%, ROCE -0.3%. Returns below zero mean resources are not producing positive profit. Recovery in operating results is the main reference point.
PEG of 0.27x shows valuation is not outpacing embedded growth. The conclusion depends on earnings durability.
For this sector, valuation ratios are useful only alongside capital adequacy, reserves and credit-portfolio quality.
Conclusion
Investors Title Company trades near its familiar ratio range. A new earnings or profitability trend is needed to change the view.
Annual Financial Ratios Investors Title Company
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
P/E |
12.0 | 13.6 | 19.6 | 11.5 | 5.4 | 6.9 | 9.6 | 14.9 | 14.3 | 12.1 | 13.7 | 15.1 | 11.2 | 12.1 | 12.5 | 12.3 | - |
P/S |
1.6 | 1.6 | 1.9 | 1.0 | 1.1 | 1.1 | 1.7 | 2.1 | 2.3 | 1.7 | 1.3 | 1.2 | 1.3 | 1.2 | 1.0 | 1.1 | - |
EPS |
18.6 | 16.5 | 11.4 | 12.6 | 35.4 | 20.8 | 16.7 | 11.6 | 13.6 | 10.2 | 6.3 | 4.8 | 7.2 | 5.3 | 3.2 | 2.8 | - |
EV (Enterprise Value) |
498 M | 480 M | 480 M | 337 M | 428 M | 339 M | 350 M | 376 M | 419 M | 283 M | 219 M | 190 M | 203 M | 172 M | 120 M | 120 M | -8.73 M |
EBITDA per Share |
1.92 | 1.76 | 1.46 | 1.21 | 1 | -0.169 | - | - | - | - | - | - | - | - | - | 0.22 | - |
EV/EBITDA |
137.4 | 144.7 | 174.0 | 146.8 | 225.7 | -802.6 | - | - | - | - | - | - | - | - | - | 235.9 | - |
PEG |
-0.1 | - | - | - | - | 0.27 | 0.22 | -1.0 | 0.43 | 0.2 | 0.41 | -0.45 | 0.33 | 0.19 | 0.81 | - | - |
P/B |
1.6 | 1.7 | 1.7 | 1.1 | 1.6 | 1.3 | 1.6 | 1.9 | 2.1 | 1.5 | 1.2 | 1.1 | 1.3 | 1.2 | 0.8 | 0.8 | - |
P/CF |
13.7 | 14.2 | 57.3 | 7.6 | 7.0 | -176.0 | 179.3 | 14.5 | 21.6 | 11.8 | 12.1 | 19.0 | 11.2 | 16.7 | 10.0 | 18.6 | - |
ROE % |
13.11 | 12.34 | 8.62 | 9.92 | 29.26 | 19.67 | 16.44 | 12.45 | 14.44 | 12.58 | 8.79 | 7.03 | 11.55 | 9.76 | 6.51 | 6.13 | - |
ROA % |
9.69 | 9.32 | 6.56 | 7.04 | 20.22 | 13.93 | 11.92 | 8.95 | 10.33 | 8.52 | 5.93 | 4.88 | 7.86 | 6.51 | 4.39 | 4.15 | - |
ROCE % |
- | - | - | - | - | -0.26 | - | - | - | - | - | - | - | - | - | - | - |
Current Ratio |
3.8 | 4.1 | 4.2 | 3.4 | 3.2 | 0.3 | 0.7 | 0.6 | 0.6 | 0.7 | 0.7 | 0.7 | 1.3 | 1.9 | 1.9 | 3.1 | - |
DSO |
- | - | - | - | - | 31.6 | 27.0 | 30.5 | 26.3 | 25.5 | 27.0 | 28.5 | 29.3 | 38.3 | 31.9 | - | - |
DPO |
190.9 | 165.8 | 187.8 | 194.4 | 227.1 | - | - | - | - | - | - | - | - | - | - | 106.2 | - |
Cash Conversion Cycle |
-190.9 | -165.8 | -187.8 | -194.4 | -227.1 | - | - | - | - | - | - | - | - | - | - | -106.2 | - |
All numbers in USD currency
Quarterly Financial Ratios Investors Title Company
| 2026-Q1 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
EPS |
3.21 | 6.47 | 6.51 | 1.68 | - | 4.94 | 4.71 | 2.4 | - | 3.75 | 4 | 0.62 | - | 4.17 | 1.2 | 3.26 | - | 7.66 | 10.44 | 7.3 | - | 8.09 | 7.66 | -3.71 | - | 4.21 | 2.91 | 3.51 | - | 5.64 | 3.68 | 2.21 | - | 3.14 | 3.01 | 2.37 | - | 4.3 | 2.36 | 0.94 | - | 2.28 | 2.06 | 0.86 | - | 1.28 | 1.66 | 0.48 | - | 2.67 | 1.94 | 1.65 | - | 1.52 | 1.6 | 0.68 | - | 1.15 | 0.75 | 0.46 |
EBITDA per Share |
0.46 | - | - | 0.51 | - | - | - | 0.42 | - | - | - | 0.34 | - | 0.89 | 0.58 | 0.28 | - | 0.69 | 0.46 | 0.23 | - | 0.7 | 0.49 | 0.24 | - | 0.69 | 0.46 | 0.23 | - | 0.65 | 0.44 | 0.21 | - | 0.56 | 0.37 | 0.18 | - | 0.53 | 0.36 | 0.18 | - | 0.33 | 0.22 | 0.11 | - | 0.29 | 0.2 | 0.1 | - | 0.21 | 0.14 | 0.07 | - | 0.17 | 0.11 | 0.05 | - | 0.17 | 0.12 | 0.06 |
ROE % |
12.48 | 13.69 | 12.68 | 9.85 | 8.60 | 11.41 | 11.04 | 8.14 | 6.36 | 9.67 | 7.84 | 7.44 | 6.95 | 12.86 | 18.08 | 23.60 | 20.93 | 28.57 | 29.96 | 17.93 | 11.44 | 15.60 | 10.84 | 6.99 | 10.49 | 15.93 | 15.51 | 14.95 | 11.49 | 14.83 | 12.58 | 11.36 | 9.04 | 14.28 | 13.87 | 11.85 | 9.33 | 12.48 | 10.13 | 8.42 | 7.25 | 9.13 | 13.00 | 17.12 | 15.91 | 27.40 | 37.00 | 32.62 | 25.61 | 28.36 | 19.80 | 9.56 | 6.93 | 9.22 | 7.96 | 5.99 | 4.75 | 2.29 | 1.50 | 0.96 |
ROA % |
9.54 | 10.51 | 9.75 | 7.58 | 6.63 | 8.76 | 8.41 | 6.17 | 4.79 | 7.17 | 5.74 | 5.33 | 4.96 | 9.29 | 13.15 | 17.13 | 15.24 | 20.65 | 21.45 | 12.73 | 8.05 | 11.07 | 7.74 | 5.13 | 7.61 | 11.96 | 11.79 | 11.42 | 8.91 | 11.29 | 9.21 | 8.17 | 6.46 | 10.01 | 9.61 | 8.12 | 6.32 | 8.44 | 6.84 | 5.68 | 4.89 | 6.20 | 8.95 | 11.87 | 11.05 | 18.87 | 25.37 | 22.29 | 17.41 | 19.25 | 13.39 | 6.41 | 4.62 | 6.16 | 5.34 | 4.03 | 3.20 | 1.55 | 1.01 | 0.65 |
Current Ratio |
4.1 | 4.3 | 4.3 | 4.2 | 4.1 | 4.4 | - | 4.4 | 4.2 | 4.2 | 4.0 | 4.0 | 3.4 | 3.5 | 3.5 | 3.4 | 3.2 | 3.7 | 3.7 | 3.6 | 3.4 | 3.4 | 3.4 | 3.4 | 3.6 | 3.6 | 3.6 | 3.6 | 3.6 | 3.6 | 3.6 | 3.6 | 3.5 | 3.5 | 3.5 | 3.5 | 3.1 | 3.1 | 3.1 | 3.1 | 3.1 | 3.1 | 3.1 | 3.1 | 3.3 | 3.3 | 3.3 | 3.3 | 3.1 | 3.1 | 3.1 | 3.1 | 3.0 | 3.0 | 3.0 | 3.0 | 3.1 | 3.1 | 3.1 | 3.1 |
DPO |
163.0 | 163.9 | 152.8 | 156.0 | - | 85.7 | 69.7 | 146.3 | - | 154.6 | 160.2 | 171.5 | - | 173.3 | 162.7 | 168.2 | - | 214.4 | 191.4 | 192.2 | - | 261.4 | 268.4 | 248.6 | - | 223.2 | 221.2 | 220.2 | - | 228.1 | 234.4 | 222.5 | - | 249.5 | 253.0 | 246.1 | - | 287.4 | 332.6 | 312.6 | - | 328.4 | 332.8 | 271.7 | - | 252.5 | 258.6 | 284.8 | - | 260.0 | 296.8 | 265.6 | - | 252.3 | 257.3 | 254.2 | - | 235.5 | 242.5 | - |
Cash Conversion Cycle |
- | -163.9 | -152.8 | -156.0 | - | - | - | -146.3 | - | -154.6 | -160.2 | -171.5 | - | -173.3 | -162.7 | -168.2 | - | -214.4 | -191.4 | -192.2 | - | -261.4 | -268.4 | -248.6 | - | -223.2 | -221.2 | -220.2 | - | -228.1 | -234.4 | -222.5 | - | -249.5 | -253.0 | -246.1 | - | -287.4 | -332.6 | -312.6 | - | -328.4 | -332.8 | -271.7 | - | -252.5 | -258.6 | -284.8 | - | -260.0 | -296.8 | -265.6 | - | -252.3 | -257.3 | -254.2 | - | -235.5 | -242.5 | - |
All numbers in USD currency
Multiples are an important financial analysis tool for the company Investors Title Company, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.
Advantages of Using Financial Ratios- Simplified Data Analysis
Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition. - Comparability Between Companies
Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations. - Identification of Trends and Issues
Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks. - Decision Support
Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions. - Accelerated Assessment of Investment Attractiveness
Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.
Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.