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Chemung Financial Corporation (CHMG)
The export includes the complete available history of financial statements and ratios. Numbers are provided in full, without million or billion abbreviations, in their original reporting units.
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Chemung Financial Corporation Income Statement 2025-2008 | CHMG
Brief overview of income trends at Chemung Financial Corporation
The figures are compared over a five-year interval. Revenue at Chemung Financial Corporation moved from 70.4 million dollars in 2015 to 82.9 million dollars in 2020. Across the full period, sales moved by +17.7%; the average annual rate was 3.3%. The revenue trend is close to stagnation.
The net result moved from $9.4 million to $19.3 million, or +104.2%. Net income grew faster than revenue, indicating improved overall efficiency.
Market value was $128 million at the start and $161 million at the end. Capitalization grew more slowly than the underlying results.
Financial takeaway
The results present an uneven picture without one dominant signal. The constructive conclusion rests on a stronger final result. The main areas of concern are weak sales momentum. Further direction will depend on top-line growth, operating profitability, and net income.
Annual Income Statement Chemung Financial Corporation
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap |
257 M | 256 M | 200 M | 209 M | 218 M | 161 M | 198 M | 202 M | 219 M | 162 M | 128 M | 127 M | 163 M | 135 M | 104 M | 77.7 M | 68.5 M | - |
Shares |
4.8 M | 4.77 M | 4.73 M | 4.69 M | 4.68 M | 4.8 M | 4.87 M | 4.83 M | 4.8 M | 4.76 M | 4.72 M | 4.68 M | 4.66 M | 4.64 M | 4.38 M | 3.61 M | 3.6 M | - |
Historical Prices |
53.6 | 53.6 | 42.3 | 44.4 | 46.5 | 33.3 | 40.2 | 38.2 | 43.4 | 32 | 23.3 | 22.6 | 26.9 | 22.8 | 16.6 | 21.5 | 19 | 27 |
Net Income |
15.1 M | 23.7 M | 25 M | 28.8 M | 26.4 M | 19.3 M | 15.6 M | 19.6 M | 7.43 M | 10 M | 9.43 M | 8.16 M | 8.73 M | 11 M | 10.5 M | 10.1 M | 5.23 M | - |
Revenue |
- | - | - | - | - | 82.9 M | 79.9 M | 82.7 M | 76.8 M | 72.8 M | 70.4 M | 75.5 M | 63.5 M | 63.2 M | 61.4 M | - | - | - |
Cost of Revenue |
39 M | 35.6 M | 33.5 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Gross Profit |
- | - | - | - | - | 66.9 M | - | - | - | - | - | - | - | - | - | - | - | - |
Interest Expense |
87.2 M | 74.1 M | 38.6 M | 7.3 M | 3.42 M | 3.99 M | 6.32 M | 4.07 M | 3.07 M | 3.84 M | 3.6 M | 3.64 M | 4.03 M | 5.23 M | 6.73 M | 8.22 M | 11.3 M | - |
EBITDA |
1.9 M | 1.81 M | 2 M | 2.23 M | 2.5 M | 66.8 M | - | - | - | - | - | - | - | - | - | 2.78 M | 2.79 M | - |
Operating Expenses |
- | - | - | - | - | 631 K | 68 M | 64 M | 66 M | 63 M | 61 M | 68 M | 55 M | 53 M | 50 M | - | - | - |
General and Administrative Expenses |
- | - | - | - | - | 37.3 M | 36.7 M | 35.2 M | 33.5 M | 34.9 M | 34.8 M | 34.6 M | 30.9 M | 29.8 M | 26.8 M | - | - | - |
All numbers in USD currency
Quarterly Income Statement Chemung Financial Corporation
| 2026-Q2 | 2026-Q1 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Shares |
4.77 M | 4.82 M | 4.81 M | 4.81 M | 4.79 M | 4.77 M | 4.77 M | 4.76 M | 4.74 M | 4.73 M | 4.72 M | - | 4.69 M | 4.69 M | 4.69 M | - | 4.68 M | 4.68 M | 4.69 M | - | 4.77 M | 4.85 M | 4.9 M | - | 4.87 M | 4.87 M | 4.86 M | - | 4.83 M | 4.83 M | 4.82 M | - | 4.8 M | 4.8 M | 4.79 M | - | 4.76 M | 4.76 M | 4.75 M | - | 4.72 M | 4.72 M | 4.71 M | - | 4.68 M | 4.68 M | 4.68 M | - | 4.66 M | 4.66 M | 4.66 M | - | 4.64 M | 4.64 M | 4.64 M | - | 4.64 M | 4.63 M | 3.62 M |
Net Income |
8.81 M | 9.2 M | 7.79 M | -6.45 M | 6.02 M | 5.72 M | 4.99 M | 7.05 M | 7.65 M | 6.28 M | 7.27 M | - | 6.45 M | 8.02 M | 6.87 M | - | 6.65 M | 6.8 M | 6.53 M | - | 5.71 M | 5.83 M | 2.49 M | - | 1.96 M | 4.98 M | 4.47 M | - | 6.93 M | 2.53 M | 4.44 M | - | 3.65 M | 2.96 M | 2.98 M | - | 2.74 M | 1.62 M | 2.71 M | - | 2.45 M | 2.58 M | 2.28 M | - | -319 K | 1.93 M | 2.06 M | - | 2.18 M | 2.66 M | 2.41 M | - | 2.83 M | 2.44 M | 3.61 M | - | 3.29 M | 2.62 M | 1.67 M |
Cost of Revenue |
10.2 M | 9.58 M | 10.1 M | 9.58 M | 9.02 M | 8.57 M | 8.67 M | 8.87 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Interest Expense |
24.7 M | 23.6 M | 22.7 M | 20.8 M | 19.8 M | 18.4 M | 17.8 M | 18.1 M | 18 M | 18.6 M | 6.28 M | - | 2.01 M | 897 K | 781 K | - | 801 K | 866 K | 954 K | - | 845 K | 881 K | 1.32 M | - | 1.67 M | 1.58 M | 1.5 M | - | 1.06 M | 852 K | 769 K | - | 734 K | 734 K | 820 K | - | 985 K | 957 K | 924 K | - | 904 K | 872 K | 892 K | - | 915 K | 921 K | 921 K | - | 992 K | 1 M | 1.03 M | - | 1.22 M | 1.38 M | 1.51 M | - | 1.75 M | 1.78 M | 1.63 M |
EBITDA |
486 K | 484 K | 461 K | 474 K | 467 K | 423 K | 471 K | 465 K | - | - | 533 K | - | 1.69 M | 4 K | 579 K | - | 1.9 M | 1.31 M | 666 K | - | 2.22 M | 1.51 M | 757 K | - | 2.38 M | 1.62 M | 816 K | - | 2.62 M | 1.82 M | 889 K | - | 2.82 M | 1.95 M | 960 K | - | 3.28 M | 2.37 M | 1.11 M | - | 3.05 M | 2.06 M | 1.02 M | - | 2.76 M | 1.81 M | 886 K | - | 2.23 M | 1.51 M | 749 K | - | 2.19 M | 1.5 M | 740 K | - | 2.13 M | 1.45 M | 705 K |
All numbers in USD currency
The income statement is one of the three key financial reports of a company Chemung Financial Corporation (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:
- How much revenue the company earned
- How much it spent on production, personnel, marketing, taxes, etc.
- What profit remained in the end
Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.
Features- The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
- Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
- A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.