
MVB Financial Corp. Income Statement 2025-2009 | MVBF
Brief overview of revenue and earnings at MVB Financial Corp.
The figures are compared over a five-year interval. The revenue attributed to MVB Financial Corp. moved from $51.2 million to $121 million between the two endpoints. The cumulative result was +136.4%, corresponding to roughly 18.8% per year. The company expanded its sales base at a healthy rate.
The five-year change in net income was +1198.3%: from $2.1 million to $27 million. Net profit ended the five years at a local peak.
The market value of the business moved from 113 million dollars to 244 million dollars, or +116%. The financial trend was stronger than the market valuation.
Overall conclusion
Financial performance is improving but still needs confirmation. The constructive conclusion rests on net-income growth and a larger revenue base. The key question is whether sales can be converted into sustainable profit.
Annual Income Statement MVB Financial Corp.
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap |
245 M | 239 M | 229 M | 283 M | 471 M | 262 M | 244 M | 186 M | 205 M | 107 M | 105 M | 113 M | 131 M | 69.5 M | - | - | - |
Shares |
12.8 M | 12.9 M | 12.7 M | 12.3 M | 11.8 M | 11.8 M | 11.7 M | 11 M | 10.3 M | 8.25 M | 8.05 M | 7.94 M | 7.69 M | 5.79 M | - | 1.6 M | - |
Historical Prices |
19.2 | 18.5 | 18 | 23 | 40 | 22.2 | 19.4 | 16.2 | 18.5 | 12.1 | 12.3 | 13.3 | 15.8 | 11.1 | - | ||
Net Income |
26.9 K | 20.2 K | 31 K | 14.4 K | 9.96 M | 37.4 M | 27 M | 12 M | 7.58 M | 12.9 M | 6.82 M | 2.08 M | 4.02 M | 4.17 M | 2.7 M | 2.24 M | - |
Revenue |
- | - | - | - | - | - | 121 M | 87.1 M | 81.8 M | 82.8 M | 71.4 M | 51.2 M | 46.3 M | 24.7 M | 17.8 M | - | - |
Cost of Revenue |
71 M | 68 M | 63.4 M | 62.5 M | 60.2 M | 61.6 M | 56.2 M | 46.2 M | 44.1 M | 45.2 M | 36.1 M | 27.8 M | 27.1 M | 9.27 M | 6.72 M | 4.8 M | - |
Interest Expense |
28.4 M | 24.9 M | 66.5 M | 14.2 M | 6.27 M | 11.6 M | 23 M | 17.7 M | 12.3 M | 11.1 M | 9.22 M | 7.51 M | 5.19 M | 4.93 M | 4.9 M | 5.47 M | - |
EBITDA |
2.6 M | 3.93 M | 5 M | 5.32 M | 4.2 M | 3.29 M | - | - | - | - | - | - | - | - | - | - | - |
Operating Expenses |
- | - | - | - | - | - | 112 M | 93 M | 85 M | 84 M | 70 M | 55 M | 50 M | 24 M | 19 M | - | - |
General and Administrative Expenses |
- | - | - | - | - | - | 66.7 M | 55.4 M | 54.2 M | 54.2 M | 47.8 M | 34.7 M | 29.2 M | 10.4 M | 9.04 M | - | - |
All numbers in USD currency
Quarterly Income Statement MVB Financial Corp.
| 2026-Q1 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Shares |
12.8 M | 12.6 M | 12.9 M | 12.9 M | 12.9 M | 12.9 M | 12.9 M | 12.8 M | 12.8 M | 12.7 M | 12.7 M | 12.6 M | 12.6 M | 12.2 M | 12.2 M | 12.1 M | 12.1 M | 11.9 M | 11.6 M | 11.5 M | 11.5 M | 11.9 M | 12 M | 11.9 M | 11.9 M | 11.7 M | 11.6 M | 11.6 M | 11.6 M | 11.4 M | 10.6 M | 10.5 M | 10.4 M | 10.4 M | 10.3 M | 10 M | 10 M | 8.08 M | 8.08 M | 8.06 M | 8.06 M | 8.02 M | 7.99 M | 7.98 M | 7.98 M | 8.03 M | 7.9 M | 7.61 M | 7.65 M | 6.91 M | 6.89 M | 5.85 M | 2.88 M | 2.2 M | 2.18 M | 2.18 M | 2.23 M | 2.19 M | 2.19 M | 2.03 M |
Net Income |
5.18 M | 17.1 M | 2 M | 3.56 M | - | 2.16 M | 4.15 M | 4.5 M | - | 3.87 M | 8 M | 11.2 M | - | 2.56 M | 2.79 M | 2.67 M | 9.96 M | 11.8 M | 9.16 M | 8.06 M | 11.8 M | 6.49 M | 18 M | 1.05 M | 4.1 M | 4.33 M | 15.4 M | 3.19 M | 3 M | 3.58 M | 2.83 M | 2.59 M | 1.42 M | 2.32 M | 2.26 M | 1.57 M | 2.31 M | 2.31 M | 6.5 M | 1.8 M | 1.4 M | 1.41 M | 1.9 M | 2.1 M | -585 K | 537 K | 969 K | 1.16 M | - | 757 K | 1.48 M | 1.19 M | - | 1.05 M | 817 K | 861 K | - | 673 K | 636 K | 666 K |
Revenue |
- | - | - | - | - | - | - | - | - | - | - | - | - | 666 K | 1.69 M | 1.14 M | - | 14.6 M | 11 M | 6.47 M | - | 1.79 M | 1.59 M | 1.82 M | - | 620 K | 811 K | 569 K | - | 617 K | 610 K | 381 K | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Cost of Revenue |
16.2 M | 21.4 M | 15.8 M | 16.4 M | - | 16.7 M | 15.9 M | 16.5 M | - | 16 M | 15.7 M | 16.7 M | - | 15.9 M | 16.6 M | 15.7 M | - | 16.5 M | 13.7 M | 11.9 M | - | 10.5 M | 22.7 M | 16.2 M | - | 15.4 M | 13.3 M | 11.7 M | - | 11.5 M | 12.5 M | 10.5 M | - | 11.2 M | 11.8 M | 9.96 M | - | 12.4 M | 11.7 M | 10.3 M | - | 9.28 M | 9.29 M | 9.73 M | - | 7.6 M | 7.93 M | 6.8 M | - | 7.22 M | 7.44 M | 6.22 M | - | 2.13 M | 2.16 M | 1.96 M | - | 1.72 M | 1.67 M | 1.42 M |
Interest Expense |
28.5 M | 26.6 M | 25.8 M | 26.7 M | - | 26.6 M | 27.6 M | 30.1 M | - | 29.9 M | 17.4 M | 12 M | - | 4.06 M | 1.43 M | 1.41 M | 21.5 M | 1.39 M | 1.78 M | 1.56 M | 17.7 M | 2.62 M | 3.32 M | 4.53 M | 15.9 M | 6 M | 5.94 M | 5.65 M | 14.4 M | 4.65 M | 4.29 M | 3.59 M | 11.7 M | 3.22 M | 2.92 M | 2.76 M | 10.8 M | 2.79 M | 2.84 M | 2.69 M | 9.88 M | 2.4 M | 2.27 M | 2.09 M | 7.41 M | 2.04 M | 1.97 M | 1.51 M | - | 1.42 M | 1.34 M | 1.31 M | - | 1.22 M | 1.23 M | 1.22 M | - | 1.23 M | 1.24 M | 1.2 M |
EBITDA |
423 K | - | - | 776 K | - | - | - | 1.1 M | - | - | - | 1.42 M | - | 3.24 M | 1.78 M | 851 K | - | 2.8 M | 2.02 M | 1 M | - | 761 K | 1.71 M | 908 K | - | 2.35 M | 1.52 M | 759 K | - | 2.21 M | 1.48 M | 741 K | - | 1.98 M | 1.29 M | 617 K | - | 2.55 M | 1.66 M | 800 K | - | 1.44 M | 932 K | 454 K | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Operating Expenses |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 24.1 M | 24.1 M | 20.8 M | - | 21.3 M | 21.9 M | 19.6 M | - | 22.6 M | 21.9 M | 19.3 M | - | 17.8 M | 17.4 M | 17.7 M | - | 15 M | 15 M | 12.9 M | - | - | - | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
The income statement is one of the three key financial reports of a company MVB Financial Corp. (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:
- How much revenue the company earned
- How much it spent on production, personnel, marketing, taxes, etc.
- What profit remained in the end
Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.
Features- The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
- Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
- A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.