MarketCap
Facebook
X
Telegram
NBT Bancorp Income Statement 2025-2007 | NBTB
Brief overview of revenue and earnings at NBT Bancorp
The conclusions below are based on five years of reported results. According to figures from NBT Bancorp, revenue changed from $141 million to $183 million over five years. Across the full period, sales moved by +29.8%; the average annual rate was 5.4%. The company expanded at a measured pace.
Over the period, net income shifted from $104 million to $169 million (+62.1%). The final year delivered the highest net income in the period.
Over the period, capitalization shifted from 1.6 billion dollars to 2.2 billion dollars (+38.8%). The market broadly confirmed the positive direction of the business.
Financial takeaway
The five-year direction is constructive rather than unequivocally strong. The positive side is supported by revenue expansion and net-income growth. Investors should continue to monitor margins, costs, and earnings quality.
Annual Income Statement NBT Bancorp
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap |
2.17 B | 2.24 B | 1.52 B | 1.72 B | 1.67 B | 1.56 B | 1.69 B | 1.56 B | 1.61 B | 1.74 B | 1.14 B | 1.01 B | 1.03 B | 692 M | 758 M | 729 M | 727 K | - | - |
Shares |
50.7 M | 47.2 M | 44.5 M | 42.9 M | 43.4 M | 43.7 M | 43.8 M | 43.6 M | 43.5 M | 43.3 M | 43.9 M | 43.9 M | 42 M | 33.5 M | 33.7 M | 34.3 M | 33.7 K | - | - |
Historical Prices |
42.8 | 47.5 | 34.1 | 40 | 38.4 | 35.7 | 32.1 | 35.8 | 31.5 | 35.6 | 21.9 | 19.7 | 18.6 | 15.5 | 15.9 | 21.3 | 21.6 | 24.4 | 22.9 |
Net Income |
169 M | 141 M | 119 M | 152 M | 155 M | 104 M | 121 M | 113 M | 82.2 M | 78.4 M | 76.4 M | 75.1 M | 61.7 M | 54.6 M | 57.9 M | 57.4 M | 52 M | 58.4 M | - |
Revenue |
183 M | 166 M | 145 M | 151 M | 151 M | 141 M | 451 M | 426 M | 399 M | 377 M | 364 M | 355 M | 339 M | 289 M | 281 M | - | - | - | - |
Cost of Revenue |
257 M | 232 M | 194 M | 188 M | 173 M | 162 M | 157 M | 152 M | 135 M | 132 M | 126 M | 120 M | 114 M | 105 M | 99.2 M | 93.7 M | 85.6 M | 71.2 M | - |
Interest Expense |
502 M | 400 M | 145 M | 21.9 M | 18.8 M | 32.6 M | 56 M | 38.6 M | 25.9 M | 22.5 M | 20.6 M | 23.2 M | 30.6 M | 35.2 M | 39.7 M | 53.2 M | 76.9 M | 108 M | - |
EBITDA |
11.9 M | 8.44 M | 4.73 M | 2.26 M | 2.81 M | 3.4 M | - | - | - | - | - | - | - | - | - | 3.07 M | 3.25 M | 2.1 M | - |
Operating Expenses |
- | - | - | - | - | - | 356 M | 332 M | 303 M | 284 M | 275 M | 289 M | 270 M | 247 M | 240 M | - | - | - | - |
General and Administrative Expenses |
- | - | - | - | - | - | 184 M | 180 M | 162 M | 157 M | 152 M | 148 M | 140 M | 129 M | 122 M | - | - | - | - |
All numbers in USD currency
Quarterly Income Statement NBT Bancorp
| 2026-Q1 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | 2010-Q3 | 2010-Q2 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Shares |
52.1 M | 52.4 M | 50.6 M | 47.2 M | 47.2 M | 47.2 M | 47.1 M | 45.2 M | 42.9 M | 42.9 M | - | 42.8 M | 42.8 M | 43.1 M | - | 43.4 M | 43.5 M | 43.6 M | - | 43.6 M | 43.6 M | 43.8 M | - | 43.8 M | 43.8 M | 43.8 M | - | 43.7 M | 43.7 M | 43.7 M | - | 43.6 M | 43.6 M | 43.5 M | - | 43.2 M | 43.1 M | 43.3 M | - | 43.7 M | 44 M | 44.2 M | - | 43.9 M | 43.9 M | 43.8 M | - | 43.7 M | 43.9 M | 36.4 M | - | 33.6 M | 33.2 M | 33.1 M | - | 33.3 M | 34 M | 34.3 M | - | - |
Net Income |
51.1 M | 54.5 M | 22.5 M | 36.7 M | 38.1 M | 32.7 M | 33.8 M | 24.6 M | 30.1 M | 33.7 M | - | 39 M | 37.8 M | 39.1 M | - | 37.4 M | 40.3 M | 39.8 M | - | 35.1 M | 24.7 M | 10.4 M | - | 32.4 M | 30.6 M | 29.1 M | - | 29.8 M | 28.1 M | 26 M | - | 22.9 M | 21.4 M | 20.3 M | - | 20 M | 19.9 M | 18.9 M | - | 19.9 M | 19.3 M | 18.2 M | - | 10.9 M | 27.6 M | 18 M | - | 19.3 M | 16.9 M | 7.65 M | - | 14.5 M | 13.3 M | 13.6 M | - | 15.2 M | 14.7 M | 14.3 M | 14.6 M | 14.4 M |
Revenue |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 31.7 M | 32.8 M | 29.9 M | - | 29.5 M | 29.1 M | 27.3 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Cost of Revenue |
68.8 M | 66.6 M | 64.2 M | 60.7 M | 59.6 M | 55.4 M | 55.7 M | 49.2 M | 46.8 M | 48.2 M | - | 48.4 M | 46.7 M | 45.5 M | - | 44.2 M | 42.7 M | 41.6 M | - | 40.5 M | 39.7 M | 40.8 M | - | 39.4 M | 38.6 M | 39.4 M | - | 38.4 M | 37.7 M | 36.6 M | - | 33.7 M | 33.5 M | 33.6 M | - | 32.8 M | 32.9 M | 32.4 M | - | 30.2 M | 30.8 M | 30.2 M | - | 28.9 M | 31.1 M | 29.5 M | - | 29.3 M | 29.2 M | 27 M | - | 26.6 M | 25 M | 26.7 M | - | 25.1 M | 24 M | 25 M | 24.1 M | 24.2 M |
Interest Expense |
134 M | 135 M | 124 M | 107 M | 102 M | 97.2 M | 95.2 M | 94.9 M | 89.1 M | 19.1 M | - | 4.74 M | 3.9 M | 3.85 M | - | 4.54 M | 4.87 M | 5.26 M | - | 7.05 M | 7 M | 12.2 M | - | 14.3 M | 14.6 M | 13.7 M | - | 10.7 M | 9.03 M | 7.27 M | - | 6.92 M | 6.27 M | 5.94 M | - | 5.85 M | 5.6 M | 5.38 M | - | 5.26 M | 5.04 M | 5.06 M | - | 5.37 M | 5.88 M | 6.56 M | - | 7.34 M | 7.95 M | 8.23 M | - | 8.68 M | 8.9 M | 9.21 M | - | 9.42 M | 10.1 M | 10.8 M | 12.7 M | 14 M |
EBITDA |
3.35 M | 3.43 M | 3.04 M | 2.11 M | 2.06 M | 2.13 M | 2.17 M | 1.61 M | 458 K | 536 K | - | 544 K | 545 K | 636 K | - | 663 K | 682 K | 812 K | - | 856 K | 883 K | 834 K | - | 874 K | 893 K | 968 K | - | 1.05 M | 1.1 M | 914 K | - | 993 K | 1.04 M | 967 K | - | 952 K | 928 K | 1.1 M | - | 1.16 M | 1.19 M | 1.28 M | - | 1.28 M | 1.24 M | 1.31 M | - | 1.35 M | 1.35 M | 851 K | - | 870 K | 841 K | 819 K | - | 782 K | 771 K | 733 K | 767 K | 780 K |
All numbers in USD currency
The income statement is one of the three key financial reports of a company NBT Bancorp (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:
- How much revenue the company earned
- How much it spent on production, personnel, marketing, taxes, etc.
- What profit remained in the end
Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.
Features- The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
- Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
- A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.
USA
South-korea
Mexico
