
Oak Valley Bancorp Income Statement 2025-2009 | OVLY
Brief overview of income trends at Oak Valley Bancorp
The conclusions below are based on five years of reported results. Oak Valley Bancorp reported revenue of 29.5 million dollars in 2015 and 49.8 million dollars by 2020. Across the full period, sales moved by +68.7%; the average annual rate was 11%. Revenue followed a strong upward trend without signs of stagnation.
The five-year change in net income was +178.9%: from $4.9 million to $13.7 million. The latest figure was the best within the selected horizon.
The market value of the business moved from 74.8 million dollars to 127 million dollars, or +69.4%. The financial trend was stronger than the market valuation.
Conclusion
The key indicators are moving favorably, but the picture is not uniformly strong. The positive side is supported by net-income growth and revenue expansion. Further direction will depend on top-line growth, operating profitability, and net income.
Annual Income Statement Oak Valley Bancorp
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap |
264 M | 205 M | 197 M | 194 M | 142 M | 127 M | 154 M | 144 M | 163 M | 114 M | 74.8 M | 82.6 M | 86.2 M | 62.1 M | 54 M | 44.3 M | - |
Shares |
8.24 M | 8.22 M | 8.19 M | 8.17 M | 8.15 M | 8.15 M | 8.1 M | 8.08 M | 8.06 M | 8.05 M | 7.99 M | 7.94 M | 7.8 M | 7.74 M | 7.71 M | 7.7 M | - |
Historical Prices |
32 | 25 | 24.1 | 23.8 | 17.4 | 16.3 | 18.8 | 17.3 | 18.2 | 11.5 | 9.31 | 8.91 | 7.2 | 6.41 | 5.81 | 5.75 | 4.1 |
Net Income |
30.8 M | 24.9 M | 23.9 M | 22.9 M | 16.3 M | 13.7 M | 12.5 M | 11.5 M | 9.09 M | 7.66 M | 4.91 M | 7.12 M | 5.89 M | 5.78 M | 5.86 M | 4.63 M | - |
Revenue |
- | - | - | - | - | 49.8 M | 46.1 M | 43.3 M | 40.2 M | 35.9 M | 29.5 M | 29.1 M | 27.6 M | 28 M | 27.9 M | - | - |
Cost of Revenue |
30.8 M | 28.6 M | 26.1 M | 23 M | 20.2 M | 18 M | 17.4 M | 16.3 M | 14.1 M | 13.6 M | 11.7 M | 11.1 M | 9.98 M | 10 M | 9.33 M | 8.46 M | - |
Gross Profit |
- | - | - | - | - | 46.1 M | - | - | - | - | - | - | - | - | - | - | - |
Interest Expense |
74.6 M | 70 M | 4.86 M | 1.12 M | 971 K | 1.15 M | 1.57 M | 1.61 M | 1.06 M | 764 K | 615 K | 647 K | 828 K | 1.14 M | 1.65 M | 2.92 M | - |
EBITDA |
1.38 M | 1.32 M | 1.33 M | 1.31 M | 1.33 M | 41.4 M | - | - | - | - | - | - | - | - | - | - | - |
Operating Expenses |
- | - | - | - | - | 5.86 M | 31 M | 30 M | 26 M | 26 M | 23 M | 19 M | 20 M | 21 M | 21 M | - | - |
General and Administrative Expenses |
- | - | - | - | - | - | 19.6 M | 18.4 M | 16.2 M | 15.8 M | 13.7 M | 12.9 M | 11.8 M | 11.6 M | 10.3 M | - | - |
All numbers in USD currency
Quarterly Income Statement Oak Valley Bancorp
| 2026-Q1 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Shares |
8.26 M | 8.25 M | 8.24 M | 8.23 M | 8.36 M | 8.22 M | 8.22 M | 8.21 M | 8.29 M | 8.2 M | 8.2 M | 8.18 M | 8.26 M | 8.17 M | 8.17 M | 8.16 M | 8.24 M | 8.15 M | 8.15 M | 8.14 M | 8.22 M | 8.13 M | 8.12 M | 8.12 M | 8.21 M | 8.1 M | 8.1 M | 8.09 M | 8.19 M | 8.08 M | 8.08 M | 8.08 M | 8.1 M | 8.06 M | 8.06 M | 8.04 M | 8.09 M | 8.03 M | 8.03 M | 8.01 M | 8.08 M | 8 M | 7.99 M | 7.97 M | 8.07 M | 7.96 M | 7.95 M | 7.88 M | 7.93 M | 7.8 M | 7.8 M | 7.78 M | 7.91 M | 7.75 M | 7.73 M | 7.72 M | 7.72 M | 7.71 M | 7.71 M | 7.72 M |
Net Income |
5.31 M | 6.69 M | 5.59 M | 5.3 M | - | 7.32 M | 5.89 M | 5.73 M | - | 7.35 M | 8.4 M | 9.22 M | - | 6.8 M | 4.26 M | 2.37 M | - | 4.55 M | 3.96 M | 4.36 M | - | 3.75 M | 2.58 M | 2.71 M | - | 3.23 M | 2.96 M | 3.1 M | - | 3.16 M | 2.59 M | 2.8 M | - | 9.09 M | 9.09 M | 9.09 M | - | 7.66 M | 7.66 M | 7.66 M | - | 4.91 M | 4.91 M | 4.91 M | - | 7.12 M | 7.12 M | 7.12 M | - | 5.89 M | 5.89 M | 5.89 M | - | 5.78 M | 5.78 M | 5.78 M | - | 5.86 M | 5.86 M | 5.86 M |
Cost of Revenue |
8.56 M | 7.86 M | 7.69 M | 7.75 M | - | 7.18 M | 7.2 M | 7.32 M | - | 6.5 M | 6.34 M | 6.44 M | - | 5.75 M | 5.66 M | 5.68 M | - | 5.2 M | 5.05 M | 4.74 M | - | 4.41 M | 3.95 M | 4.6 M | - | 4.33 M | 4.48 M | 4.4 M | - | 4.09 M | 4.08 M | 4.02 M | - | 3.53 M | 3.46 M | 3.61 M | - | 3.22 M | 3.37 M | 3.36 M | - | 2.85 M | 2.96 M | 2.98 M | - | 2.8 M | 2.7 M | 2.71 M | - | 2.45 M | 2.6 M | 2.54 M | - | 2.46 M | 2.51 M | 2.58 M | - | 2.36 M | 2.38 M | 2.33 M |
Interest Expense |
18.8 M | 19.2 M | 18.2 M | 17.8 M | - | 17.7 M | 17.3 M | 17.2 M | - | 18.9 M | 19.4 M | 453 K | - | 291 K | 244 K | 243 K | - | 247 K | 259 K | 235 K | - | 274 K | 306 K | 331 K | - | 384 K | 383 K | 422 K | - | 430 K | 359 K | 290 K | - | 274 K | 270 K | 229 K | - | 196 K | 191 K | 168 K | - | 155 K | 155 K | 151 K | - | 156 K | 162 K | 173 K | - | 194 K | 216 K | 234 K | - | 275 K | 281 K | 320 K | - | 391 K | 426 K | 462 K |
EBITDA |
391 K | - | - | 331 K | - | - | - | 330 K | - | - | - | 340 K | - | 988 K | 667 K | 333 K | - | 993 K | 668 K | 334 K | - | 870 K | 574 K | 265 K | - | 816 K | 540 K | 272 K | - | 914 K | 617 K | 306 K | - | 847 K | 560 K | 292 K | - | 948 K | 646 K | 327 K | - | 892 K | 588 K | 296 K | - | 471 K | 299 K | 304 K | - | 861 K | 577 K | 290 K | - | - | - | - | - | - | - | - |
All numbers in USD currency
The income statement is one of the three key financial reports of a company Oak Valley Bancorp (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:
- How much revenue the company earned
- How much it spent on production, personnel, marketing, taxes, etc.
- What profit remained in the end
Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.
Features- The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
- Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
- A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.