
Peoples Financial Services Corp. Income Statement 2025-2008 | PFIS
Brief overview of profit and loss at Peoples Financial Services Corp.
The overview follows changes across a five-year period. Revenue reported by Peoples Financial Services Corp. was $70.3 million at the beginning of the period and $90.6 million at the end. The five-year change reached +28.9%, while CAGR stood at 5.2%. Sales increased steadily, although without strong acceleration.
Net income changed from 17.6 million dollars to 25.7 million dollars (+45.8%). The period finished with its strongest net-income result.
Over the period, capitalization shifted from $341 million to $358 million (+5.1%). Investors responded cautiously to the improvement in the business.
Overall conclusion
The five-year direction is constructive rather than unequivocally strong. Key strengths include revenue expansion and a stronger final result. The key question is whether sales can be converted into sustainable profit.
Annual Income Statement Peoples Financial Services Corp.
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap |
525 M | 447 M | 293 M | 327 M | 343 M | 300 M | 358 M | 307 M | 344 M | 315 M | 278 M | 341 M | 185 M | 136 M | 89.4 M | - | - | - |
Shares |
9.99 M | 9.99 M | 7.04 M | 7.16 M | 7.17 M | 7.28 M | 7.4 M | 7.4 M | 7.4 M | 7.4 M | 7.52 M | 7.55 M | 4.73 M | 4.47 M | 3.14 M | - | - | - |
Historical Prices |
52.5 | 44.7 | 41.6 | 45.7 | 47.8 | 41.2 | 41.6 | 40.2 | 36.8 | 36.1 | 30.4 | 33.7 | 31 | 25.4 | 20.8 | 27.2 | 17.5 | 25.5 |
Net Income |
59.2 M | 8.5 M | 27.4 M | 38.1 M | 43.5 M | 29.4 M | 25.7 M | 24.9 M | 18.5 M | 19.6 M | 17.7 M | 17.6 M | 5.72 M | 10.6 M | 7.82 M | 6.48 M | 5.05 M | - |
Revenue |
- | - | - | - | - | - | 90.6 M | 85 M | 78.6 M | 74.6 M | 70.1 M | 70.3 M | 42.5 M | 40.9 M | 27.4 M | - | - | - |
Cost of Revenue |
56.3 M | 45.7 M | 35.3 M | 33.6 M | 29.7 M | 30.1 M | 31.4 M | 28.4 M | 26.7 M | 22.4 M | 21.5 M | 20.7 M | 16 M | 14.1 M | 14 M | 5.5 M | 5.53 M | - |
Interest Expense |
166 M | 116 M | 63.1 M | 15.6 M | 9.42 M | 14.3 M | 17.9 M | 13.3 M | 8.7 M | 7.25 M | 6.04 M | 6.64 M | 4.17 M | 5.36 M | 7.34 M | 19.1 M | 17 M | - |
EBITDA |
3.32 M | 3.35 M | 2.79 M | 3.09 M | 2.7 M | 2.9 M | - | - | - | - | - | - | - | - | - | 719 K | 696 K | - |
Operating Expenses |
- | - | - | - | - | - | 80 M | 70 M | 65 M | 60 M | 57 M | 54 M | 38 M | 35 M | 39 M | - | - | - |
General and Administrative Expenses |
- | - | - | - | - | - | 32 M | 29.5 M | 26.7 M | 22.4 M | 21.5 M | 20.7 M | 16 M | 14.1 M | 6.44 M | - | - | - |
All numbers in USD currency
Quarterly Income Statement Peoples Financial Services Corp.
| 2026-Q1 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Shares |
10 M | 9.99 M | 9.99 M | 10 M | 9.99 M | 9.99 M | 7.06 M | 7.06 M | 7.04 M | 7.04 M | 7.13 M | 7.15 M | 7.16 M | 7.16 M | 7.18 M | 7.18 M | 7.17 M | 7.18 M | 7.2 M | 7.21 M | 7.22 M | 7.22 M | 7.22 M | 7.22 M | 7.39 M | 7.39 M | 7.39 M | 7.39 M | 7.4 M | 7.4 M | 7.4 M | 7.4 M | 7.4 M | 7.4 M | 7.4 M | 7.4 M | 7.39 M | 7.39 M | 7.39 M | 7.39 M | 7.41 M | 7.41 M | 7.41 M | - | 7.55 M | 7.55 M | 7.55 M | - | - | - | - | - | - | - | - | - | - | - | - | - |
Net Income |
14.7 M | 15.2 M | 17 M | 15 M | - | -4.34 M | 3.28 M | 3.47 M | - | 6.75 M | 9.42 M | 7.58 M | - | 9.97 M | 9.35 M | 9.63 M | - | 9.1 M | 8.53 M | 9.48 M | 8.18 M | 8.31 M | 7.58 M | 5.28 M | 5.03 M | 7.15 M | 7.14 M | 6.41 M | 6.39 M | 6.72 M | 5.96 M | 5.85 M | 2.65 M | 5.35 M | 5.66 M | 4.8 M | 4.73 M | 5.12 M | 4.86 M | 4.88 M | 3.84 M | 4.41 M | 4.43 M | 5.04 M | 4.38 M | 5.24 M | 3.33 M | 4.7 M | -2.13 M | 2.49 M | 2.84 M | 2.52 M | 2.71 M | 2.55 M | 2.6 M | 2.73 M | - | 1.86 M | 2.36 M | 1.8 M |
Cost of Revenue |
14.5 M | 14.1 M | 13.8 M | 13.5 M | - | 13.2 M | 8.45 M | 8.84 M | - | 8.78 M | 8.48 M | 9.08 M | - | 8.47 M | 7.85 M | 8.04 M | - | 7.83 M | 7.25 M | 6.57 M | - | 7.83 M | 7.05 M | 7.86 M | - | 8.06 M | 8.04 M | 7.6 M | - | 6.95 M | 7.39 M | 6.96 M | - | 6.55 M | 7.03 M | 6.28 M | - | 5.47 M | 5.9 M | 5.33 M | - | 5.4 M | 5.61 M | 5.23 M | - | 4.75 M | 4.96 M | 5.17 M | - | 3.34 M | 3.49 M | 3.58 M | - | 1.79 M | 1.75 M | 1.73 M | - | 1.65 M | 1.63 M | 1.45 M |
Interest Expense |
42.9 M | 41.2 M | 42.2 M | 39.5 M | - | 39.2 M | 18.9 M | 19.7 M | - | 17.5 M | 14.6 M | 11.2 M | - | 4.23 M | 2.18 M | 1.94 M | - | 2.18 M | 2.47 M | 2.71 M | 3.28 M | 3.42 M | 3.34 M | 4.28 M | 4.36 M | 4.4 M | 4.6 M | 4.5 M | 3.93 M | 3.47 M | 3.12 M | 2.81 M | 2.44 M | 2.18 M | 2.13 M | 1.96 M | 1.94 M | 1.82 M | 1.76 M | 1.72 M | 1.57 M | 1.48 M | 1.45 M | 1.54 M | 1.59 M | 1.64 M | 1.73 M | 1.69 M | 1.22 M | 952 K | 961 K | 1.03 M | 1.21 M | 1.26 M | 1.41 M | 1.48 M | - | 5.44 M | 1.47 M | 5.26 M |
EBITDA |
916 K | 1.52 M | 1.68 M | 798 K | - | 1.66 M | - | 749 K | - | 29 K | 28 K | 703 K | - | 2.05 M | 97 K | 663 K | - | 1.88 M | 1.35 M | 680 K | - | 2.11 M | 1.46 M | 735 K | - | 1.88 M | 1.23 M | 596 K | - | 1.73 M | 1.14 M | 538 K | - | 1.4 M | 884 K | 451 K | - | 1.21 M | 788 K | 392 K | - | 1.18 M | 784 K | 388 K | - | 1.32 M | 947 K | 574 K | - | 611 K | 409 K | 206 K | - | 631 K | - | 202 K | - | - | 424 K | 191 K |
All numbers in USD currency
The income statement is one of the three key financial reports of a company Peoples Financial Services Corp. (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:
- How much revenue the company earned
- How much it spent on production, personnel, marketing, taxes, etc.
- What profit remained in the end
Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.
Features- The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
- Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
- A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.