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Esquire Financial Holdings ESQ
$ 109.56 1.18%

Annual report 2025
added 03-13-2026

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Esquire Financial Holdings Financial Ratios 2011-2026 | ESQ

Annual Financial Ratios Esquire Financial Holdings

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

P/E

17.4 19.7 8.9 9.8 14.1 13.1 12.3 18.8 38.7 - - - - - -

P/S

- - - - - - 3.8 4.6 5.6 - - - - - -

EPS

6.3 5.6 5.3 3.7 2.4 1.7 1.9 1.2 0.6 0.6 0.2 - - - -

EV (Enterprise Value)

2.73 B 2.39 B 1.62 B 1.35 B 1.14 B 911 M 799 M 704 M 548 M 373 M 303 M - - - -

EBITDA per Share

0.15 0.11 0.09 0.09 0.09 0.08 - - - - - - - - -

EV/EBITDA

1648.3 2.6 - - - - - - - - -

PEG

- -1.2 0.2 0.19 0.83 - - - - - -

P/B

3.1 3.6 1.8 1.8 1.8 1.3 1.6 1.8 1.7 - - - - - -

P/CF

14.8 20.4 8.6 7.2 8.4 10.6 12.2 18.5 37.2 - - - - - -

ROE %

17.55 18.41 20.65 18.03 12.47 10.01 12.73 9.41 4.37 - - - - - -

ROA %

2.15 2.31 2.54 2.04 1.52 1.35 1.77 1.32 0.68 - - - - - -

Current Ratio

1.1 1.1 1.1 1.1 1.1 1.2 0.1 0.1 0.1 - - - - - -

DSO

- - - - - - 25.8 39.5 40.8 - - - - - -

All numbers in USD currency

Quarterly Financial Ratios Esquire Financial Holdings

2025-Q3 2025-Q2 2024-Q4 2024-Q3 2024-Q2 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

EPS

1.74 1.48 - 1.45 1.34 - 1.27 1.18 1.58 - 1.01 0.83 0.7 - 0.34 0.6 0.56 - 0.49 0.34 0.35 - 0.52 0.47 0.4 - 0.23 0.3 0.27 - 0.16 0.2 0.16 - 0.15 0.15 - - - - - - - - - - - - - - - - - - - - -

EBITDA per Share

- - - - - - - - 0.02 - 0.07 0.05 0.02 - 0.07 0.04 0.02 - 0.06 0.04 0.02 - 0.05 0.03 0.01 - 0.04 0.03 0.01 - 0.04 0.04 0.02 - 0.03 0.02 - - - - - - - - - - - - - - - - - - - - -

ROE %

19.31 19.10 15.01 20.31 20.52 17.53 22.72 22.61 21.88 13.28 15.12 11.76 10.74 8.41 11.27 12.29 10.96 6.93 10.37 10.94 12.06 9.25 11.06 9.44 8.71 6.32 7.69 7.24 6.08 3.58 5.00 5.05 5.25 2.85 2.85 1.43 - - - - - - - - - - - - - - - - - - - - -

ROA %

2.50 2.46 1.91 2.58 2.57 2.13 2.70 2.61 2.47 1.49 1.71 1.36 1.30 1.07 1.45 1.61 1.46 0.93 1.41 1.50 1.67 1.29 1.54 1.32 1.22 0.88 1.10 1.06 0.92 0.56 0.73 0.69 0.68 0.35 0.35 0.18 - - - - - - - - - - - - - - - - - - - - -

Current Ratio

1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.1 1.1 1.1 - - - - - - - - - - - - - - - - - - - - -

All numbers in USD currency

Multiples are an important financial analysis tool for the company Esquire Financial Holdings, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.

Advantages of Using Financial Ratios
  • Simplified Data Analysis
    Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition.
  • Comparability Between Companies
    Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations.
  • Identification of Trends and Issues
    Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks.
  • Decision Support
    Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions.
  • Accelerated Assessment of Investment Attractiveness
    Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.

Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.

Financial Ratios of other stocks in the Banks regional industry

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Allegiance Bancshares Allegiance Bancshares
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Mizuho Financial Group Mizuho Financial Group
MFG
$ 8.04 3.01 % $ 20.4 B japanJapan
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Citizens Holding Company Citizens Holding Company
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BankFinancial Corporation BankFinancial Corporation
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- - $ 151 M usaUSA
ESSA Bancorp ESSA Bancorp
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- - $ 196 M usaUSA
Bank of South Carolina Corporation Bank of South Carolina Corporation
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- -0.41 % $ 66.6 M usaUSA
Midland States Bancorp Midland States Bancorp
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First Guaranty Bancshares First Guaranty Bancshares
FGBI
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Cadence Bancorporation Cadence Bancorporation
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Brookline Bancorp Brookline Bancorp
BRKL
- - $ 974 M usaUSA
First Financial Northwest First Financial Northwest
FFNW
- -1.23 % $ 206 M usaUSA
Bogota Financial Corp. Bogota Financial Corp.
BSBK
$ 8.36 0.64 % $ 107 M usaUSA
Northeast Bank Northeast Bank
NBN
$ 111.54 1.21 % $ 988 M usaUSA
Byline Bancorp Byline Bancorp
BY
$ 31.64 1.67 % $ 1.42 B usaUSA
Banco BBVA Argentina S.A. Banco BBVA Argentina S.A.
BBAR
$ 14.49 2.77 % $ 450 B argentinaArgentina
Fulton Financial Corporation Fulton Financial Corporation
FULT
$ 20.25 1.2 % $ 3.68 B usaUSA
CBTX CBTX
CBTX
- 1.49 % $ 1.51 B usaUSA
Northfield Bancorp (Staten Island, NY) Northfield Bancorp (Staten Island, NY)
NFBK
$ 13.59 0.89 % $ 545 M usaUSA
Community Bank System Community Bank System
CBU
$ 58.12 1.43 % $ 3.06 B usaUSA
Glen Burnie Bancorp Glen Burnie Bancorp
GLBZ
- - $ 12.5 M usaUSA
Coastal Financial Corporation Coastal Financial Corporation
CCB
$ 78.26 1.84 % $ 1.18 B usaUSA
Northrim BanCorp Northrim BanCorp
NRIM
$ 23.14 1.38 % $ 511 M usaUSA
CrossFirst Bankshares CrossFirst Bankshares
CFB
- - $ 784 M usaUSA
First Capital First Capital
FCAP
$ 48.12 - $ 161 M usaUSA
FFBW FFBW
FFBW
- - $ 68.2 M usaUSA
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STXB
- -0.23 % $ 446 M usaUSA
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PBCT
- - $ 8.34 B usaUSA
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HFBL
$ 16.51 -0.3 % $ 50.4 M usaUSA
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CFFI
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HMST
- 1.84 % $ 262 M usaUSA
Capitol Federal Financial Capitol Federal Financial
CFFN
$ 7.19 1.05 % $ 935 M usaUSA
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INDB
$ 75.52 0.67 % $ 3.49 B usaUSA
Old Second Bancorp Old Second Bancorp
OSBC
$ 20.0 1.32 % $ 978 M usaUSA
American River Bankshares American River Bankshares
AMRB
- 2.00 % $ 125 M usaUSA
Bank of Commerce Holdings Bank of Commerce Holdings
BOCH
- -1.56 % $ 254 M usaUSA
Bank OZK Bank OZK
OZK
$ 45.25 1.23 % $ 5.85 B usaUSA
Customers Bancorp Customers Bancorp
CUBI
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CIT Group Inc. CIT Group Inc.
CIT
- -1.4 % $ 4.74 B usaUSA
HMN Financial HMN Financial
HMNF
- -2.13 % $ 122 M usaUSA
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CLBK
$ 17.65 1.09 % $ 1.8 B usaUSA
PCB Bancorp PCB Bancorp
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$ 22.67 2.05 % $ 324 M usaUSA
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PEBO
$ 32.47 1.0 % $ 1.14 B usaUSA