
Evans Bancorp Income Statement 2024-2008 | EVBN
Brief overview of income trends at Evans Bancorp
The overview follows changes across a five-year period. The revenue attributed to Evans Bancorp moved from 70 million dollars to 655 thousand dollars between the two endpoints. The five-year change reached −99.1%, while CAGR stood at −60.7%. Sales followed a declining trajectory over the five years.
Net income changed from 17 million dollars to 12 million dollars (−29.7%). The final result improved faster than the scale of the business.
Market value was 195 million dollars at the start and 224 million dollars at the end. The share-price trend was broadly consistent with improving results.
Conclusion
The financial profile remains mixed, with strengths and risks moving in different directions. Caution is warranted because of declining net profitability and limited revenue growth. Further direction will depend on top-line growth, operating profitability, and net income.
Annual Income Statement Evans Bancorp
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap |
224 M | 161 M | 213 M | 220 M | 139 M | 195 M | 170 M | 206 M | 158 M | 106 M | 99.4 M | 96.7 M | 70.9 M | 51.7 M | - | - | - |
Shares |
5.53 M | 5.46 M | 5.5 M | 5.45 M | 5.23 M | 4.93 M | 4.85 M | 4.78 M | 4.3 M | 4.26 M | 4.2 M | 4.2 M | 4.17 M | 4.1 M | 3.61 M | 2.79 M | - |
Historical Prices |
40.6 | 29.5 | 38.7 | 40.3 | 26.7 | 37.1 | 29.2 | 36.9 | 27.2 | 21.6 | 19.8 | 16.7 | 11.7 | 8.76 | - | - | - |
Net Income |
12 M | 24.5 M | 22.4 M | 24 M | 11.2 M | 17 M | 16.4 M | 10.5 M | 8.27 M | 7.84 M | 8.19 M | 7.86 M | 8.13 M | 6.11 M | 4.84 M | 707 K | - |
Revenue |
655 K | 10.3 M | 10.5 M | 10.5 M | 10.6 M | 70 M | 61.4 M | 52.2 M | 44.4 M | 45.5 M | 41.4 M | 40.5 M | 40.6 M | 38.4 M | - | - | - |
Cost of Revenue |
30.6 M | 37 M | 38.9 M | 38.6 M | 33 M | 29.6 M | 27.4 M | 24.1 M | 21.9 M | 20.5 M | 18.8 M | 17.8 M | 17.3 M | 15.8 M | 14.8 M | 12.8 M | - |
Interest Expense |
59 M | 61.2 M | 73 M | 4.8 M | 9.05 M | 12.7 M | 9.5 M | 5.73 M | 4.71 M | 3.82 M | 3.62 M | 4.06 M | 5.6 M | 6.73 M | 6.92 M | 8.11 M | - |
EBITDA |
1.24 M | 1.56 M | 1.65 M | 1.26 M | 1.2 M | - | - | - | - | - | - | - | - | - | 1.86 M | 1.71 M | - |
Operating Expenses |
- | - | - | - | - | 61 M | 54 M | 45 M | 41 M | 38 M | 36 M | 35 M | 34 M | 36 M | - | - | - |
General and Administrative Expenses |
- | - | - | - | - | 34.2 M | 31.8 M | 28 M | 24.4 M | 22.3 M | 20.5 M | 19.6 M | 19 M | 18 M | - | - | - |
All numbers in USD currency
Quarterly Income Statement Evans Bancorp
| 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Shares |
5.53 M | 5.53 M | 5.51 M | 5.5 M | 5.48 M | 5.47 M | 5.44 M | 5.44 M | 5.51 M | 5.51 M | 5.49 M | 5.48 M | 5.46 M | 5.43 M | 5.42 M | 5.41 M | 5.38 M | 5.22 M | 4.94 M | 4.93 M | 4.92 M | 4.89 M | 4.86 M | 4.85 M | 4.82 M | 4.81 M | 4.79 M | 4.78 M | 4.77 M | 4.76 M | 4.63 M | 4.3 M | 4.29 M | 4.28 M | 4.26 M | 4.26 M | 4.24 M | 4.23 M | 4.21 M | 4.2 M | 4.18 M | 4.17 M | 4.2 M | 4.2 M | 4.18 M | 4.18 M | 4.17 M | 4.17 M | 4.15 M | 4.14 M | 4.13 M | 4.12 M | 4.11 M | 4.1 M | 4.09 M |
Net Income |
2.94 M | 2.95 M | 2.33 M | - | 3.62 M | 4.93 M | 5.8 M | - | 5.86 M | 5.73 M | 4.75 M | - | 6.98 M | 6.31 M | 4.85 M | 6.03 M | 4.54 M | 469 K | 204 K | 3.75 M | 5.16 M | 4.38 M | 3.72 M | 4.45 M | 4.8 M | 3.79 M | 3.32 M | 992 K | 3.72 M | 2.62 M | 3.15 M | 2.34 M | 2.22 M | 2 M | 1.71 M | 1.75 M | 2.51 M | 1.68 M | 1.9 M | 2.31 M | 2.29 M | 1.58 M | 2.01 M | 1.67 M | 2.45 M | 1.92 M | 1.82 M | 2.12 M | 2.14 M | 1.5 M | 2.38 M | 1.34 M | 1.93 M | 972 K | 1.88 M |
Revenue |
186 K | 176 K | 149 K | - | 3.5 M | 2.72 M | 2.43 M | - | 3.38 M | 2.57 M | 2.3 M | - | 3.19 M | 2.66 M | 2.5 M | - | 3.22 M | 2.67 M | 2.42 M | - | 3.22 M | 2.9 M | 2.44 M | - | 3.22 M | 1.95 M | 1.96 M | - | 2.17 M | 1.91 M | 2.17 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Cost of Revenue |
7.54 M | 7.33 M | 7.84 M | - | 8.74 M | 8.65 M | 9.41 M | - | 10.4 M | 9.44 M | 9.47 M | - | 9.93 M | 9.36 M | 9.04 M | - | 8.1 M | 8 M | 7.8 M | - | 7.64 M | 7.47 M | 7.16 M | - | 7.09 M | 6.48 M | 6.63 M | - | 6.34 M | 6.03 M | 5.72 M | - | 5.4 M | 5.47 M | 5.51 M | - | 5.25 M | 5.07 M | 4.79 M | - | 4.79 M | 4.56 M | 4.7 M | - | 4.64 M | 4.22 M | 4.29 M | - | 4.78 M | 4.23 M | 4.21 M | - | 4.07 M | 3.91 M | 3.9 M |
Interest Expense |
15 M | 14.3 M | 11.5 M | - | 10 M | 8.31 M | 6.04 M | - | 1.3 M | 1.04 M | 1.02 M | - | 1.14 M | 1.23 M | 1.37 M | 1.74 M | 2.12 M | 2.14 M | 3.05 M | 3.24 M | 3.22 M | 3.19 M | 3.03 M | 2.94 M | 2.6 M | 2.05 M | 1.91 M | 1.63 M | 1.48 M | 1.34 M | 1.27 M | 1.26 M | 1.17 M | 1.18 M | 1.1 M | 1 M | 960 K | 988 K | 875 K | 887 K | 898 K | 910 K | 921 K | 961 K | 975 K | 991 K | 1.13 M | 1.31 M | 1.36 M | 1.41 M | 1.52 M | 1.63 M | 1.66 M | 1.73 M | 1.72 M |
EBITDA |
952 K | 610 K | 301 K | - | 1.22 M | 869 K | 387 K | - | 1.27 M | 890 K | 497 K | - | 1.48 M | 927 K | 440 K | - | 2.11 M | 1.29 M | 538 K | - | 1.5 M | 999 K | 505 K | - | 1.35 M | 857 K | 446 K | - | 1.33 M | 875 K | 432 K | - | 1.08 M | 647 K | 359 K | - | 1.12 M | 745 K | 356 K | - | 1.08 M | 747 K | 382 K | - | 1.42 M | 1.02 M | 567 K | - | 1.18 M | 636 K | 316 K | - | 1.06 M | 662 K | 379 K |
All numbers in USD currency
The income statement is one of the three key financial reports of a company Evans Bancorp (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:
- How much revenue the company earned
- How much it spent on production, personnel, marketing, taxes, etc.
- What profit remained in the end
Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.
Features- The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
- Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
- A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.