Evans Bancorp logo
Evans Bancorp EVBN
report update icon

Quarterly report 2024-Q3
added 05-23-2026

Evans Bancorp Income Statement 2024-2008 | EVBN

Brief overview of income trends at Evans Bancorp

The overview follows changes across a five-year period. The revenue attributed to Evans Bancorp moved from 70 million dollars to 655 thousand dollars between the two endpoints. The five-year change reached −99.1%, while CAGR stood at −60.7%. Sales followed a declining trajectory over the five years.

Net income changed from 17 million dollars to 12 million dollars (−29.7%). The final result improved faster than the scale of the business.

Market value was 195 million dollars at the start and 224 million dollars at the end. The share-price trend was broadly consistent with improving results.

Conclusion

The financial profile remains mixed, with strengths and risks moving in different directions. Caution is warranted because of declining net profitability and limited revenue growth. Further direction will depend on top-line growth, operating profitability, and net income.

Annual Income Statement Evans Bancorp

2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008

Market Cap

224 M 161 M 213 M 220 M 139 M 195 M 170 M 206 M 158 M 106 M 99.4 M 96.7 M 70.9 M 51.7 M - - -

Shares

5.53 M 5.46 M 5.5 M 5.45 M 5.23 M 4.93 M 4.85 M 4.78 M 4.3 M 4.26 M 4.2 M 4.2 M 4.17 M 4.1 M 3.61 M 2.79 M -

Historical Prices

40.6 29.5 38.7 40.3 26.7 37.1 29.2 36.9 27.2 21.6 19.8 16.7 11.7 8.76 - - -

Net Income

12 M 24.5 M 22.4 M 24 M 11.2 M 17 M 16.4 M 10.5 M 8.27 M 7.84 M 8.19 M 7.86 M 8.13 M 6.11 M 4.84 M 707 K -

Revenue

655 K 10.3 M 10.5 M 10.5 M 10.6 M 70 M 61.4 M 52.2 M 44.4 M 45.5 M 41.4 M 40.5 M 40.6 M 38.4 M - - -

Cost of Revenue

30.6 M 37 M 38.9 M 38.6 M 33 M 29.6 M 27.4 M 24.1 M 21.9 M 20.5 M 18.8 M 17.8 M 17.3 M 15.8 M 14.8 M 12.8 M -

Interest Expense

59 M 61.2 M 73 M 4.8 M 9.05 M 12.7 M 9.5 M 5.73 M 4.71 M 3.82 M 3.62 M 4.06 M 5.6 M 6.73 M 6.92 M 8.11 M -

EBITDA

1.24 M 1.56 M 1.65 M 1.26 M 1.2 M - - - - - - - - - 1.86 M 1.71 M -

Operating Expenses

- - - - - 61 M 54 M 45 M 41 M 38 M 36 M 35 M 34 M 36 M - - -

General and Administrative Expenses

- - - - - 34.2 M 31.8 M 28 M 24.4 M 22.3 M 20.5 M 19.6 M 19 M 18 M - - -

All numbers in USD currency

Quarterly Income Statement Evans Bancorp

2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Shares

5.53 M 5.53 M 5.51 M 5.5 M 5.48 M 5.47 M 5.44 M 5.44 M 5.51 M 5.51 M 5.49 M 5.48 M 5.46 M 5.43 M 5.42 M 5.41 M 5.38 M 5.22 M 4.94 M 4.93 M 4.92 M 4.89 M 4.86 M 4.85 M 4.82 M 4.81 M 4.79 M 4.78 M 4.77 M 4.76 M 4.63 M 4.3 M 4.29 M 4.28 M 4.26 M 4.26 M 4.24 M 4.23 M 4.21 M 4.2 M 4.18 M 4.17 M 4.2 M 4.2 M 4.18 M 4.18 M 4.17 M 4.17 M 4.15 M 4.14 M 4.13 M 4.12 M 4.11 M 4.1 M 4.09 M

Net Income

2.94 M 2.95 M 2.33 M - 3.62 M 4.93 M 5.8 M - 5.86 M 5.73 M 4.75 M - 6.98 M 6.31 M 4.85 M 6.03 M 4.54 M 469 K 204 K 3.75 M 5.16 M 4.38 M 3.72 M 4.45 M 4.8 M 3.79 M 3.32 M 992 K 3.72 M 2.62 M 3.15 M 2.34 M 2.22 M 2 M 1.71 M 1.75 M 2.51 M 1.68 M 1.9 M 2.31 M 2.29 M 1.58 M 2.01 M 1.67 M 2.45 M 1.92 M 1.82 M 2.12 M 2.14 M 1.5 M 2.38 M 1.34 M 1.93 M 972 K 1.88 M

Revenue

186 K 176 K 149 K - 3.5 M 2.72 M 2.43 M - 3.38 M 2.57 M 2.3 M - 3.19 M 2.66 M 2.5 M - 3.22 M 2.67 M 2.42 M - 3.22 M 2.9 M 2.44 M - 3.22 M 1.95 M 1.96 M - 2.17 M 1.91 M 2.17 M - - - - - - - - - - - - - - - - - - - - - - - -

Cost of Revenue

7.54 M 7.33 M 7.84 M - 8.74 M 8.65 M 9.41 M - 10.4 M 9.44 M 9.47 M - 9.93 M 9.36 M 9.04 M - 8.1 M 8 M 7.8 M - 7.64 M 7.47 M 7.16 M - 7.09 M 6.48 M 6.63 M - 6.34 M 6.03 M 5.72 M - 5.4 M 5.47 M 5.51 M - 5.25 M 5.07 M 4.79 M - 4.79 M 4.56 M 4.7 M - 4.64 M 4.22 M 4.29 M - 4.78 M 4.23 M 4.21 M - 4.07 M 3.91 M 3.9 M

Interest Expense

15 M 14.3 M 11.5 M - 10 M 8.31 M 6.04 M - 1.3 M 1.04 M 1.02 M - 1.14 M 1.23 M 1.37 M 1.74 M 2.12 M 2.14 M 3.05 M 3.24 M 3.22 M 3.19 M 3.03 M 2.94 M 2.6 M 2.05 M 1.91 M 1.63 M 1.48 M 1.34 M 1.27 M 1.26 M 1.17 M 1.18 M 1.1 M 1 M 960 K 988 K 875 K 887 K 898 K 910 K 921 K 961 K 975 K 991 K 1.13 M 1.31 M 1.36 M 1.41 M 1.52 M 1.63 M 1.66 M 1.73 M 1.72 M

EBITDA

952 K 610 K 301 K - 1.22 M 869 K 387 K - 1.27 M 890 K 497 K - 1.48 M 927 K 440 K - 2.11 M 1.29 M 538 K - 1.5 M 999 K 505 K - 1.35 M 857 K 446 K - 1.33 M 875 K 432 K - 1.08 M 647 K 359 K - 1.12 M 745 K 356 K - 1.08 M 747 K 382 K - 1.42 M 1.02 M 567 K - 1.18 M 636 K 316 K - 1.06 M 662 K 379 K

All numbers in USD currency

The income statement is one of the three key financial reports of a company Evans Bancorp (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:

  • How much revenue the company earned
  • How much it spent on production, personnel, marketing, taxes, etc.
  • What profit remained in the end

Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.

Features
  • The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
  • Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
  • A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.

Reports on the profits and losses of other stocks in the Banks regional industry

Issuer Price % 24h Market Cap Country
Associated Banc-Corp Associated Banc-Corp
ASB
$ 29.07 1.36 % $ 4.8 B usaUSA
BancFirst Corporation BancFirst Corporation
BANF
$ 107.35 0.35 % $ 3.58 B usaUSA
Bank First Corporation Bank First Corporation
BFC
$ 150.32 1.3 % $ 1.48 B usaUSA
Business First Bancshares Business First Bancshares
BFST
$ 30.63 0.92 % $ 900 M usaUSA
Citizens Holding Company Citizens Holding Company
CIZN
- -5.65 % $ 49.5 M usaUSA
Capstar Financial Holdings Capstar Financial Holdings
CSTR
- - $ 425 M usaUSA
Republic First Bancorp Republic First Bancorp
FRBK
- -55.86 % $ 19.7 M usaUSA
FFBW FFBW
FFBW
- - $ 68.2 M usaUSA
Blue Ridge Bankshares Blue Ridge Bankshares
BRBS
$ 3.88 1.84 % $ 340 M usaUSA
First Busey Corporation First Busey Corporation
BUSE
$ 30.0 1.21 % $ 2.52 B usaUSA
Camden National Corporation Camden National Corporation
CAC
$ 56.9 0.98 % $ 962 M usaUSA
Carter Bankshares Carter Bankshares
CARE
$ 30.07 0.47 % $ 675 M usaUSA
Meta Financial Group Meta Financial Group
CASH
$ 73.5 0.31 % $ 1.72 B usaUSA
Broadway Financial Corporation Broadway Financial Corporation
BYFC
$ 11.91 0.16 % $ 102 M usaUSA
Bridgewater Bancshares Bridgewater Bancshares
BWB
$ 20.68 0.98 % $ 570 M usaUSA
Cathay General Bancorp Cathay General Bancorp
CATY
$ 61.13 1.09 % $ 4.23 B usaUSA
CB Financial Services CB Financial Services
CBFV
$ 37.11 2.66 % $ 187 M usaUSA
Capital Bancorp Capital Bancorp
CBNK
$ 35.98 1.01 % $ 597 M usaUSA
Community Bank System Community Bank System
CBU
$ 60.74 0.02 % $ 3.2 B usaUSA
Coastal Financial Corporation Coastal Financial Corporation
CCB
$ 43.62 0.09 % $ 657 M usaUSA
CNB Financial Corporation CNB Financial Corporation
CCNE
$ 33.91 1.44 % $ 834 M usaUSA
CF Bankshares CF Bankshares
CFBK
$ 34.11 0.59 % $ 215 M usaUSA
C&F Financial Corporation C&F Financial Corporation
CFFI
$ 93.01 1.77 % $ 301 M usaUSA
Citizens Financial Group Citizens Financial Group
CFG
$ 64.73 0.19 % $ 28 B usaUSA
City Holding Company City Holding Company
CHCO
$ 140.09 0.6 % $ 2.03 B usaUSA
Civista Bancshares Civista Bancshares
CIVB
$ 27.06 1.77 % $ 471 M usaUSA
HarborOne Bancorp HarborOne Bancorp
HONE
- - $ 499 M usaUSA
HV Bancorp HV Bancorp
HVBC
- 2.06 % $ 77.4 M usaUSA
Investors Bancorp Investors Bancorp
ISBC
- -2.46 % $ 3.45 B usaUSA
ChoiceOne Financial Services ChoiceOne Financial Services
COFS
$ 32.87 1.33 % $ 458 M usaUSA
Columbia Banking System Columbia Banking System
COLB
$ 29.18 1.14 % $ 6.95 B usaUSA
Central Pacific Financial Corp. Central Pacific Financial Corp.
CPF
$ 36.84 1.43 % $ 992 M usaUSA
Flagstar Bancorp Flagstar Bancorp
FBC
- -0.08 % $ 2.02 B usaUSA
CrossFirst Bankshares CrossFirst Bankshares
CFB
- - $ 784 M usaUSA
Lakeland Bancorp Lakeland Bancorp
LBAI
- 1.45 % $ 866 M usaUSA
Luther Burbank Corporation Luther Burbank Corporation
LBC
- 0.55 % $ 466 M usaUSA
Macatawa Bank Corporation Macatawa Bank Corporation
MCBC
- - $ 508 M usaUSA
ACNB Corporation ACNB Corporation
ACNB
$ 63.44 0.91 % $ 651 M usaUSA
Eagle Bancorp Montana Eagle Bancorp Montana
EBMT
$ 21.4 0.94 % $ 167 M usaUSA
The First of Long Island Corporation The First of Long Island Corporation
FLIC
- 0.25 % $ 268 M usaUSA
Codorus Valley Bancorp Codorus Valley Bancorp
CVLY
- - $ 231 M usaUSA
Enterprise Financial Services Corp Enterprise Financial Services Corp
EFSC
$ 60.69 1.41 % $ 2.24 B usaUSA
Eagle Bancorp Eagle Bancorp
EGBN
$ 28.32 0.93 % $ 859 M usaUSA
FNCB Bancorp FNCB Bancorp
FNCB
- - $ 133 M usaUSA
Mid-Southern Bancorp Mid-Southern Bancorp
MSVB
- 1.55 % $ 30.4 M usaUSA
First Business Financial Services First Business Financial Services
FBIZ
$ 70.2 1.27 % $ 573 M usaUSA
FB Financial Corporation FB Financial Corporation
FBK
$ 52.81 0.32 % $ 2.63 B usaUSA
First Bancorp First Bancorp
FBNC
$ 62.8 0.93 % $ 2.59 B usaUSA
First BanCorp. First BanCorp.
FBP
$ 26.79 0.37 % $ 4.29 B puerto-ricoPuerto-rico