
Investors Bancorp Income Statement 2021-2011 | ISBC
Brief overview of income trends at Investors Bancorp
The overview follows changes across a five-year period. According to figures from Investors Bancorp, revenue changed from $677 million to $32.1 million over five years. The total change was −95.3%, with a CAGR of approximately −45.7%. The negative rate indicates weakening core operations.
The net result moved from 192 million dollars to 313 million dollars, or +63.1%. Net profit ended the five years at a local peak.
Market value was $3.5 billion at the start and $3.6 billion at the end. Market value lagged the financial performance.
Summary assessment
The five-year picture requires weighing both strengths and weaknesses. The strongest signals are a stronger final result. Caution is warranted because of weak sales momentum. Investors should continue to monitor margins, costs, and earnings quality.
Annual Income Statement Investors Bancorp
| 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap |
3.57 B | 2.4 B | 2.87 B | 2.6 B | 3.47 B | 3.49 B | 3.39 B | 3.14 B | 2.26 B | 1.52 B | 1.61 B |
Shares |
235 M | 236 M | 262 M | 282 M | 290 M | 298 M | 330 M | 344 M | 280 M | 274 M | 275 M |
Historical Prices |
15.2 | 10.2 | 11 | 9.22 | 12 | 11.7 | 10.3 | 9.12 | 8.07 | 5.55 | 4.21 |
Net Income |
313 M | 222 M | 195 M | 203 M | 127 M | 192 M | 182 M | 132 M | 112 M | 88.8 M | 78.9 M |
Revenue |
32.1 M | 25.9 M | 25.3 M | 21.7 M | 17.8 M | 677 M | 635 M | 584 M | 472 M | 417 M | 356 M |
Cost of Revenue |
245 M | 241 M | 244 M | 236 M | 227 M | 207 M | 186 M | 172 M | 129 M | 109 M | - |
Gross Profit |
- | 981 M | - | - | - | - | - | - | - | - | - |
Interest Expense |
148 M | 255 M | 385 M | 288 M | 202 M | 153 M | 137 M | 119 M | 110 M | 123 M | - |
EBITDA |
21.6 M | 21.4 M | 19.6 M | 17.1 M | 17.4 M | 16.2 M | 13.9 M | 13.2 M | 8.54 M | 7.18 M | - |
Operating Expenses |
- | 28.8 M | 807 M | 708 M | 637 M | 532 M | 491 M | 496 M | - | - | - |
General and Administrative Expenses |
2.25 M | 2.13 M | 2.22 M | 2.33 M | 3.03 M | 3.13 M | 4.37 M | 4.24 M | 167 M | 140 M | 107 M |
All numbers in USD currency
Quarterly Income Statement Investors Bancorp
| 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Shares |
- | - | - | - | 248 M | 236 M | 235 M | 235 M | 248 M | 237 M | 236 M | 233 M | 247 M | 262 M | 263 M | 268 M | 286 M | 281 M | 285 M | 288 M | 306 M | 290 M | 291 M | 291 M | 309 M | 292 M | 298 M | 309 M | 335 M | 324 M | 333 M | 344 M | 358 M | 343 M | 344 M | 344 M | 353 M | 275 M | 275 M | 274 M | - | - | - | - | - | - | - | - |
Net Income |
- | - | - | - | - | 66.9 M | 79.8 M | 72.3 M | 75.1 M | 64.3 M | 42.6 M | 39.5 M | 48.7 M | 52 M | 46.6 M | 48.2 M | 33.3 M | 54.2 M | 57.1 M | 57.9 M | -4.75 M | 45.8 M | 39.6 M | 46 M | 52.5 M | 43.4 M | 44.4 M | 43.6 M | 44.4 M | 48.8 M | 46.4 M | 41.9 M | 43.1 M | 39 M | 15.2 M | 34.4 M | 27.5 M | 29.3 M | 28.1 M | 27.2 M | - | - | - | - | - | - | - | - |
Revenue |
- | - | - | - | - | 7.59 M | 8.36 M | 8.17 M | - | 6.81 M | 4.87 M | 6.97 M | - | 6.57 M | 6.24 M | 5.51 M | - | 5.33 M | 5.77 M | 4.89 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Cost of Revenue |
- | - | - | - | - | 60.2 M | 61.4 M | 62.4 M | - | 59.9 M | 55.8 M | 60.4 M | - | 63.6 M | 59.9 M | 61 M | - | 59.3 M | 60.8 M | 59.1 M | - | 57.1 M | 53.9 M | 57.3 M | - | 53.1 M | 53.6 M | 51.8 M | - | 49 M | 45.3 M | 43.3 M | - | 40.1 M | 53.2 M | 39.8 M | - | 31.6 M | 29.1 M | 29.8 M | - | - | - | - | - | - | - | - |
Interest Expense |
- | - | - | - | - | 36.6 M | 37.1 M | 39.8 M | 49.1 M | 59.1 M | 64.2 M | 82.8 M | 91.6 M | 100 M | 99.9 M | 93.5 M | 85.1 M | 77.1 M | 67.1 M | 59.1 M | 55.6 M | 54.9 M | 48.5 M | 43 M | 39.4 M | 38.8 M | 37.7 M | 37.5 M | 37.3 M | 35.6 M | 33 M | 30.7 M | 30.9 M | 29.2 M | 29.3 M | 29.4 M | 27.8 M | 27 M | 27.5 M | 27.4 M | - | - | - | - | - | - | - | - |
EBITDA |
- | - | - | - | - | 16.1 M | 10.8 M | 5.5 M | - | 16.1 M | 10.7 M | 5.28 M | - | 14.2 M | 9.36 M | 4.67 M | - | 13.6 M | 9.06 M | 4.57 M | - | 12.7 M | 8.28 M | 4.08 M | - | 11.7 M | 7.66 M | 3.76 M | - | 10 M | 6.21 M | 2.8 M | - | 9.42 M | 5.76 M | 2.72 M | - | 6.04 M | 3.98 M | 1.94 M | - | - | - | - | - | - | - | - |
General and Administrative Expenses |
- | - | - | - | - | 706 K | 545 K | 379 K | - | 551 K | 593 K | 534 K | - | 487 K | 692 K | 484 K | - | 509 K | 693 K | 500 K | - | 691 K | 842 K | 734 K | - | 641 K | 949 K | 817 K | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
The income statement is one of the three key financial reports of a company Investors Bancorp (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:
- How much revenue the company earned
- How much it spent on production, personnel, marketing, taxes, etc.
- What profit remained in the end
Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.
Features- The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
- Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
- A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.