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Fair Isaac Corporation Balance Sheet 2025-2011 | FICO
Brief overview of Fair Isaac Corporation's balance sheet strength
The comparison uses five available annual reports from the 2021–2025 interval.
The asset base progressed from $1.6 billion to $1.9 billion, equal to +19.2% overall and about 4.5% per year.
Funding shifted toward liabilities: they gained +115.3%, compared with +19.2% for assets.
Net asset value fell below zero as liabilities exceeded assets. This is one of the most material balance sheet risks.
Cash accounts for 7.2% of assets versus 12.5% initially. The change indicates the degree of financial flexibility.
Retained earnings are $4.6 billion versus $2.6 billion initially. The direction shows how results contributed to equity.
Overall picture
Fair Isaac Corporation's balance sheet profile remains vulnerable. Lower liabilities and capital accumulation are the main routes to improvement.
Annual Balance Sheet Fair Isaac Corporation
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Net Debt |
2.53 B | 2.05 B | 1.69 B | 1.71 B | 836 M | 605 M | 718 M | 674 M | 499 M | 495 M | 522 M | 441 M | 387 M | 405 M | 474 M |
Long Term Debt |
2.66 B | 2.19 B | 1.81 B | 1.82 B | 1.01 B | 739 M | 607 M | 529 M | 463 M | 494 M | 516 M | 376 M | 447 M | 455 M | 504 M |
Long Term Debt Current |
9.62 M | 11.6 M | 16.3 M | 19.4 M | 22.1 M | 22.8 M | - | - | - | - | - | - | - | - | - |
Total Non Current Liabilities |
- | - | - | - | - | - | 653 M | 569 M | 502 M | 528 M | 549 M | 396 M | 465 M | 475 M | 517 M |
Total Current Liabilities |
849 M | 380 M | 368 M | 331 M | 559 M | 415 M | 491 M | 422 M | 327 M | 246 M | 244 M | 341 M | 166 M | 210 M | 146 M |
Total Liabilities |
3.61 B | 2.68 B | 2.26 B | 2.24 B | 1.68 B | 1.28 B | 1.14 B | 991 M | 829 M | 774 M | 793 M | 738 M | 631 M | 684 M | 664 M |
Deferred Revenue |
187 M | 157 M | 137 M | 120 M | 105 M | 115 M | 111 M | 52.2 M | 55.4 M | 47.1 M | 46.7 M | 56.5 M | 49.2 M | 48 M | 41.8 M |
Retained Earnings |
4.55 B | 3.9 B | 3.39 B | 2.96 B | 2.59 B | 2.19 B | 1.96 B | 1.74 B | 1.6 B | 1.48 B | 1.37 B | 1.28 B | 1.19 B | 1.1 B | 1.02 B |
Total Assets |
1.87 B | 1.72 B | 1.58 B | 1.44 B | 1.57 B | 1.61 B | 1.43 B | 1.26 B | 1.26 B | 1.22 B | 1.23 B | 1.19 B | 1.16 B | 1.16 B | 1.13 B |
Cash and Cash Equivalents |
134 M | 151 M | 137 M | 133 M | 195 M | 157 M | 106 M | 90 M | 106 M | 75.9 M | 86.1 M | 105 M | 83.2 M | 71.6 M | 136 M |
Book Value |
-1.75 B | -963 M | -688 M | -802 M | -111 M | 331 M | 290 M | 264 M | 427 M | 447 M | 437 M | 455 M | 531 M | 474 M | 465 M |
Total Shareholders Equity |
-1.75 B | -963 M | -688 M | -802 M | -111 M | 331 M | 290 M | 287 M | 466 M | 447 M | 437 M | 455 M | 531 M | 474 M | 465 M |
All numbers in USD currency
Quarterly Balance Sheet Fair Isaac Corporation
| 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Long Term Debt |
3.64 B | 2.8 B | 2.66 B | 2.38 B | 2.51 B | 2.41 B | 2.19 B | 2.1 B | 2.03 B | 1.81 B | 1.81 B | 1.81 B | 1.82 B | 1.82 B | 1.82 B | - | 1.66 B | 1.57 B | 1.01 B | 807 M | 1.01 B | 740 M | 739 M | 739 M | 739 M | 738 M | 607 M | 607 M | 607 M | 604 M | 529 M | 529 M | 529 M | 463 M | 463 M | 463 M | 463 M | 519 M | 494 M | 494 M | 494 M | 516 M | 516 M | 516 M | 516 M | - | 376 M | 376 M | - | - | 455 M | - | - | - | 504 M | - | - | - | 512 M | - | - |
Total Liabilities |
4.15 B | 3.66 B | 3.61 B | 3.26 B | 2.96 B | 2.84 B | 2.68 B | 2.54 B | 2.44 B | 2.32 B | 2.26 B | 2.29 B | 2.27 B | 2.26 B | 2.24 B | - | 2.15 B | 2 B | 1.68 B | 1.46 B | 1.68 B | 1.25 B | 1.28 B | 1.28 B | 1.28 B | 1.3 B | 1.14 B | 1.14 B | 1.14 B | 1.08 B | 1.04 B | 1.04 B | 1.04 B | 855 M | 829 M | 829 M | 829 M | 802 M | 774 M | 774 M | 774 M | 793 M | 793 M | 793 M | 793 M | 765 M | 738 M | 738 M | 738 M | 627 M | 631 M | 631 M | 631 M | 667 M | 684 M | 684 M | 684 M | 663 M | 664 M | 664 M | 664 M |
Deferred Revenue |
183 M | 173 M | 187 M | 172 M | 172 M | 165 M | 157 M | 149 M | 144 M | 147 M | 137 M | 127 M | 118 M | 127 M | 120 M | - | 102 M | 98.4 M | 105 M | 99.8 M | 105 M | 116 M | 115 M | 115 M | 115 M | 115 M | 111 M | 111 M | 111 M | 104 M | 103 M | 103 M | 103 M | 58.7 M | 55.4 M | 55.4 M | 55.4 M | 57.5 M | 47.1 M | 47.1 M | 47.1 M | 51.9 M | 46.7 M | 46.7 M | 46.7 M | 57.3 M | 56.5 M | 56.5 M | 56.5 M | 48.4 M | 49.2 M | 49.2 M | 49.2 M | 47.5 M | 48 M | 48 M | 48 M | 48 M | 41.8 M | 41.8 M | 41.8 M |
Retained Earnings |
4.98 B | 4.71 B | 4.55 B | 4.4 B | 4.22 B | 4.05 B | 3.9 B | 3.77 B | 3.64 B | 3.51 B | 3.39 B | 3.29 B | 3.16 B | 3.06 B | 2.96 B | - | 2.77 B | 2.67 B | 2.59 B | 2.5 B | 2.59 B | 2.28 B | 2.19 B | 2.19 B | 2.19 B | 2.01 B | 1.96 B | 1.96 B | 1.96 B | 1.8 B | 1.76 B | 1.76 B | 1.76 B | 1.63 B | 1.6 B | 1.6 B | 1.6 B | 1.51 B | 1.47 B | 1.48 B | 1.48 B | 1.39 B | 1.37 B | 1.37 B | 1.37 B | 1.3 B | 1.28 B | 1.28 B | 1.28 B | 1.21 B | 1.19 B | 1.19 B | 1.19 B | 1.13 B | 1.1 B | 1.1 B | 1.1 B | 1.04 B | 1.02 B | 1.02 B | 1.02 B |
Total Assets |
2.05 B | 1.85 B | 1.87 B | 1.86 B | 1.84 B | 1.71 B | 1.72 B | 1.71 B | 1.7 B | 1.59 B | 1.58 B | 1.58 B | 1.5 B | 1.46 B | 1.44 B | - | 1.49 B | 1.46 B | 1.57 B | 1.59 B | 1.57 B | 1.58 B | 1.61 B | 1.61 B | 1.61 B | 1.55 B | 1.43 B | 1.43 B | 1.43 B | 1.31 B | 1.33 B | 1.33 B | 1.33 B | 1.24 B | 1.26 B | 1.26 B | 1.26 B | 1.22 B | 1.22 B | 1.22 B | 1.22 B | 1.22 B | 1.23 B | 1.23 B | 1.23 B | 1.17 B | 1.19 B | 1.19 B | 1.19 B | 1.17 B | 1.16 B | 1.16 B | 1.16 B | 1.18 B | 1.16 B | 1.16 B | 1.16 B | 1.13 B | 1.13 B | 1.13 B | 1.13 B |
Cash and Cash Equivalents |
219 M | 162 M | 134 M | 189 M | 147 M | 184 M | 151 M | 156 M | 136 M | 160 M | 137 M | 163 M | 138 M | 140 M | 133 M | 155 M | 174 M | 162 M | 195 M | 238 M | 195 M | 145 M | 157 M | 157 M | 157 M | 111 M | 106 M | 106 M | 106 M | 79.9 M | 90 M | 90 M | 90 M | 94.2 M | 106 M | 106 M | 106 M | 88.1 M | 75.9 M | 75.9 M | 88.1 M | 90.7 M | 86.1 M | 86.1 M | 90.7 M | 94.7 M | 105 M | 105 M | 94.7 M | 95.9 M | 83.2 M | 83.2 M | 95.9 M | 90.8 M | 71.6 M | 71.6 M | 90.8 M | 175 M | 136 M | 136 M | 175 M |
Book Value |
-2.1 B | -1.81 B | -1.75 B | -1.4 B | -1.12 B | -1.14 B | -963 M | -829 M | -736 M | -726 M | -688 M | -704 M | -771 M | -802 M | -802 M | - | -663 M | -538 M | -111 M | 125 M | -111 M | 324 M | 331 M | 331 M | 331 M | 241 M | 290 M | 290 M | 290 M | 228 M | 287 M | 287 M | 287 M | 386 M | 427 M | 427 M | 427 M | 422 M | 447 M | 447 M | 447 M | 422 M | 437 M | 437 M | 437 M | 403 M | 455 M | 455 M | 455 M | 539 M | 531 M | 531 M | 531 M | 509 M | 474 M | 474 M | 474 M | 462 M | 465 M | 465 M | 465 M |
Total Shareholders Equity |
-2.1 B | -1.81 B | -1.75 B | -1.4 B | -1.12 B | -1.14 B | -963 M | -829 M | -736 M | -726 M | -688 M | -704 M | -771 M | -802 M | -802 M | -847 M | -663 M | -538 M | -111 M | 125 M | -538 M | 324 M | 331 M | 324 M | 324 M | 241 M | 290 M | 241 M | 241 M | 228 M | 287 M | 228 M | 228 M | 431 M | 466 M | 427 M | 386 M | 422 M | 481 M | 447 M | 447 M | 422 M | 437 M | 437 M | 437 M | 403 M | 455 M | 455 M | 455 M | 539 M | 531 M | 531 M | 531 M | 509 M | 474 M | 474 M | 474 M | 462 M | 465 M | 465 M | 465 M |
All numbers in USD currency
Balance Sheet is a fundamental financial report of Fair Isaac Corporation, providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.
For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.
Features of balance sheet analysis- Vertical and horizontal analysis
Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods. - Asset quality
It is important to evaluate not only the amount of assets but also their liquidity and realizability. - Accounting for off-balance sheet liabilities
Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.
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