Export financials
ACI Worldwide (ACIW)
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ACI Worldwide Income Statement 2025-2007 | ACIW
Brief overview of income trends at ACI Worldwide
The conclusions below are based on five years of reported results. Revenue at ACI Worldwide moved from $1.3 billion in 2020 to $1.8 billion in 2025. Overall revenue changed by +36%, equal to an annualized rate of about 6.3%. The direction is positive, but the growth rate is not particularly high.
At the gross-profit level, the result moved from 672 million dollars to 862 million dollars, a change of +28.3%. Costs absorbed a larger share of revenue over the period. Gross profit as a share of revenue changed from 51.9% to 49%. The contraction points to pressure from direct costs or weaker pricing power.
Over the period, EBITDA shifted from $285 million to $427 million, a change of +49.7%. EBITDA grew faster than revenue, indicating positive operating leverage. EBITDA margin moved from 22% to 24.3%. The company improved its ability to convert sales into EBITDA.
Over the period, net income shifted from $72.7 million to $227 million (+211.9%). Net profit ended the five years at a local peak.
The market value of the business moved from $4.5 billion to $4.1 billion, or −7.7%. Capitalization grew more slowly than the underlying results.
Conclusion
The figures do not all move in the same direction. The strongest signals are positive operating leverage, a larger revenue base and net-income growth. The main areas of concern are weaker gross profitability. Investors should continue to monitor margins, costs, and earnings quality.
Annual Income Statement ACI Worldwide
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap |
4.13 B | 5.77 B | 3.55 B | 2.89 B | 4.04 B | 4.47 B | 4.1 B | 3.33 B | 2.72 B | 2.26 B | 2.1 B | 2.12 B | 2.41 B | 1.82 B | 1.03 B | 208 M | 177 M | 188 M | - |
Shares |
104 M | 105 M | 108 M | 114 M | 117 M | 116 M | 116 M | 116 M | 118 M | 118 M | 117 M | 115 M | 118 M | 116 M | 100 M | 33.6 M | 34.4 M | 34.5 M | - |
Historical Prices |
39.7 | 54.7 | 32.7 | 25.4 | 34.4 | 38.4 | 34.5 | 29.6 | 23.4 | 19.4 | 17.9 | 18.5 | 20.2 | 15.8 | 10.1 | 6.19 | 5.15 | 5.45 | 11.5 |
Net Income |
227 M | 203 M | 122 M | 142 M | 128 M | 72.7 M | 67.1 M | 68.9 M | 5.14 M | 130 M | 85.4 M | 67.6 M | 63.9 M | 48.8 M | 45.9 M | 27.2 M | 19.6 M | 10.6 M | - |
Revenue |
1.76 B | 1.59 B | 1.45 B | 1.42 B | 1.37 B | 1.29 B | 1.26 B | 1.01 B | 1.02 B | 1.01 B | 1.05 B | 1.02 B | 865 M | 667 M | 465 M | - | - | - | - |
Cost of Revenue |
898 M | 792 M | 719 M | 696 M | 639 M | 622 M | 617 M | 430 M | 452 M | 445 M | 472 M | - | - | - | - | - | - | - | - |
Gross Profit |
862 M | 803 M | 733 M | 726 M | 732 M | 672 M | 641 M | 579 M | 572 M | 561 M | 574 M | 561 M | 521 M | 441 M | 331 M | - | - | - | - |
Operating Income |
330 M | 308 M | 220 M | 204 M | 210 M | 145 M | 124 M | 126 M | 84.6 M | 221 M | 128 M | 138 M | 123 M | 74.4 M | 66.2 M | 53.6 M | 41.6 M | 21.7 M | - |
Interest Expense |
19.7 M | -1.18 M | 78.5 M | 53.2 M | 45.1 M | 56.6 M | 64 M | 41.5 M | 39 M | 40.2 M | 41.4 M | 39.7 M | 27.2 M | 10.4 M | 2.43 M | 2 M | 2.86 M | 5.01 M | - |
EBITDA |
427 M | 419 M | 343 M | 331 M | 343 M | 285 M | 235 M | 210 M | 174 M | 159 M | 211 M | 210 M | 179 M | 111 M | 88.3 M | 80 M | 65.3 M | 38.4 M | - |
Operating Expenses |
532 M | 494 M | 513 M | 522 M | 522 M | 527 M | 517 M | 454 M | 487 M | 491 M | 446 M | 423 M | 398 M | 367 M | 265 M | -53.6 M | -41.6 M | - | - |
General and Administrative Expenses |
143 M | 118 M | 117 M | 114 M | 124 M | 152 M | 135 M | 107 M | 153 M | 114 M | 87.4 M | 95.1 M | 99.3 M | 109 M | 71.4 M | 70.1 M | 79.2 M | 100 M | - |
Annual performance
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All numbers in USD currency
Quarterly Income Statement ACI Worldwide
| 2026-Q3 | 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | 2010-Q4 | 2010-Q3 | 2010-Q2 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Shares |
101 M | 102 M | 102 M | -360 K | 103 M | 104 M | 105 M | -160 K | 105 M | 105 M | 107 M | 69 M | 109 M | 108 M | 108 M | -884 K | 114 M | 115 M | 115 M | -167 K | 118 M | 118 M | 117 M | 180 M | 117 M | 116 M | 116 M | -162 K | 116 M | 117 M | 116 M | 442 K | 116 M | 116 M | 116 M | 963 K | 118 M | 117 M | 117 M | -73 K | 116 M | 115 M | 119 M | 430 K | 118 M | 117 M | 116 M | 195 M | 114 M | 114 M | 115 M | -652 K | 117 M | 120 M | 39.5 M | 77.8 M | 39.1 M | 39.3 M | 36.7 M | 37 M | 33.5 M | 33.4 M | 33.3 M | -110 K | 33.2 M | 33.5 M |
Net Income |
32.5 M | 31.8 M | 38.3 M | 64.3 M | 91.2 M | 12.2 M | 58.9 M | 98.6 M | 81.4 M | 30.9 M | -7.75 M | 123 M | 37.9 M | -6.71 M | -32.3 M | 90.2 M | 23.1 M | 13.3 M | 15.5 M | 109 M | 13.8 M | 6.5 M | -1.94 M | 67.1 M | 15.9 M | 14.1 M | -24.4 M | 55.5 M | 31.8 M | 5.72 M | -26 M | 87.7 M | 15.2 M | -14.6 M | -19.4 M | 33.2 M | 3.39 M | -29.8 M | -1.61 M | 66.7 M | -9.83 M | -16.5 M | 89.1 M | 43.8 M | 14.8 M | 27.1 M | -162 K | 46.4 M | 15.7 M | 11.2 M | -5.78 M | 50.4 M | 13.8 M | 1.88 M | -2.17 M | 49.7 M | 5.66 M | -4.65 M | -1.82 M | 23.9 M | 10.5 M | 9.8 M | 1.62 M | 27.1 M | 2.34 M | -150 K |
Revenue |
427 M | 430 M | 426 M | 482 M | 482 M | 401 M | 395 M | 453 M | 452 M | 373 M | 316 M | 477 M | 363 M | 323 M | 290 M | 452 M | 307 M | 340 M | 323 M | 467 M | 317 M | 302 M | 285 M | 387 M | 316 M | 300 M | 291 M | 400 M | 355 M | 298 M | 206 M | 320 M | 246 M | 235 M | 209 M | 326 M | 226 M | 241 M | 231 M | 343 M | 217 M | 220 M | 226 M | 309 M | 239 M | 266 M | 233 M | 290 M | 250 M | 255 M | 221 M | 283 M | 214 M | 206 M | 162 M | 224 M | 155 M | 150 M | 138 M | 135 M | 112 M | 113 M | 105 M | - | - | - |
Cost of Revenue |
231 M | 249 M | 228 M | 226 M | 223 M | 235 M | 213 M | 200 M | 197 M | 203 M | 191 M | 182 M | 178 M | 181 M | 179 M | 179 M | 172 M | 179 M | 166 M | 162 M | 159 M | 159 M | 159 M | 151 M | 159 M | 147 M | 166 M | 173 M | 174 M | 155 M | 115 M | 104 M | 102 M | 116 M | 107 M | 116 M | 107 M | 120 M | 109 M | 111 M | 100 M | 115 M | 118 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Gross Profit |
195 M | 182 M | 197 M | 255 M | 259 M | 166 M | 181 M | 253 M | 254 M | 170 M | 125 M | 295 M | 185 M | 142 M | 111 M | 273 M | 135 M | 161 M | 157 M | 305 M | 158 M | 143 M | 126 M | 236 M | 157 M | 153 M | 126 M | 227 M | 181 M | 142 M | 90.9 M | 216 M | 143 M | 119 M | 102 M | 210 M | 118 M | 120 M | 123 M | 232 M | 117 M | 105 M | 108 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Operating Income |
52.4 M | 44.6 M | 57.5 M | 109 M | 128 M | 34.9 M | 58.5 M | 122 M | 123 M | 53.7 M | 9.56 M | 172 M | 61.9 M | 10.5 M | -24.4 M | 148 M | 3.49 M | 24.5 M | 27.7 M | 163 M | 28 M | 15.4 M | 3.69 M | 95.7 M | 31.2 M | 29.1 M | -11.3 M | 102 M | 55.3 M | -5.88 M | -28.1 M | 116 M | 28.4 M | -2.16 M | -16.7 M | 108 M | 11.4 M | -38.4 M | 3.62 M | 120 M | -9.35 M | -26.6 M | 137 M | 74 M | 23.9 M | 23.7 M | 6.42 M | 79.3 M | 31.9 M | 26.7 M | 291 K | 86 M | 29.6 M | 11.5 M | -4.01 M | 75.5 M | 8.31 M | -7.86 M | -1.61 M | 37 M | 11.3 M | 10.4 M | 7.5 M | 42.8 M | 7.39 M | 4.37 M |
Interest Expense |
-1.09 M | 662 K | 1.53 M | -10.6 M | -11.1 M | -10.6 M | 23.7 M | -12.5 M | -14.5 M | -14.5 M | -15 M | -16.1 M | -16.3 M | -16.5 M | -15.4 M | -12.8 M | -11.3 M | -8.73 M | -7.74 M | -8.15 M | -8.37 M | -8.4 M | -8.62 M | 5.24 M | -10 M | -11.2 M | -14.3 M | 3.4 M | -16 M | -12.3 M | -8.58 M | -688 K | -9.81 M | -6.98 M | -6.62 M | -443 K | -9.21 M | -10.5 M | -10.1 M | -378 K | 2.79 M | 2.02 M | -334 K | -1.28 M | 4.31 M | 19.7 M | 3.72 M | 1.1 M | 3.61 M | -3.9 M | -1.06 M | -1.82 M | -3.15 M | -1.52 M | 3.16 M | 1.3 M | -1.43 M | -347 K | 878 K | -714 K | -46 K | 260 K | -302 K | -163 K | -1.56 M | -1.68 M |
EBITDA |
57.7 M | 50 M | 62.8 M | 114 M | 133 M | 40.2 M | 63.7 M | 128 M | 130 M | 61.9 M | 18.1 M | 181 M | 70.4 M | 19 M | -16 M | 157 M | 12.3 M | 33.6 M | 36.9 M | 172 M | 37.3 M | 24.6 M | 13 M | 129 M | 40.5 M | 38.3 M | -1.98 M | 134 M | 64.7 M | 1.72 M | -22.6 M | 138 M | 33.1 M | 2.64 M | -11.8 M | 130 M | 16.3 M | -33.6 M | 8.42 M | 143 M | -4.05 M | -21.3 M | 143 M | 97 M | 29.5 M | 29.4 M | 12.2 M | 98.8 M | 38 M | 32.5 M | 6.79 M | 103 M | 34.3 M | 16.3 M | -209 K | 85.7 M | 11.5 M | -4.66 M | 687 K | 42.5 M | 13.1 M | 12.1 M | 9.18 M | 47.9 M | 12.5 M | 9.49 M |
Operating Expenses |
143 M | 137 M | 140 M | 146 M | 132 M | 132 M | 123 M | 131 M | 132 M | 117 M | 115 M | 123 M | 123 M | 131 M | 135 M | 125 M | 131 M | 137 M | 129 M | 142 M | 130 M | 128 M | 122 M | 141 M | 126 M | 123 M | 137 M | 124 M | 125 M | 148 M | 119 M | 204 M | 217 M | 237 M | 226 M | 218 M | 214 M | 279 M | 228 M | 222 M | 226 M | 247 M | 89.4 M | 235 M | 215 M | 242 M | 226 M | 211 M | 218 M | 228 M | 221 M | 197 M | 184 M | 194 M | 166 M | 149 M | 147 M | 158 M | 139 M | -37 M | -11.3 M | -10.4 M | -7.5 M | - | -7.39 M | -4.37 M |
General and Administrative Expenses |
41.7 M | 34.5 M | 40.2 M | 43.4 M | 34.1 M | 37.7 M | 27.6 M | 33.4 M | 33.9 M | 25 M | 26 M | 24.5 M | 29.8 M | 31.5 M | 31.4 M | 29.4 M | 30.5 M | 28.4 M | 25.9 M | 34.4 M | 29.7 M | 31.9 M | 27.8 M | 49.8 M | 37 M | 29.8 M | 35.9 M | 27.2 M | 27.3 M | 49.3 M | 31.5 M | 20.4 M | 29.5 M | 28.8 M | 28.6 M | 22.7 M | 25.3 M | 72.5 M | 32.5 M | 21.6 M | 31.4 M | 34.5 M | 26.1 M | 20.6 M | 20.3 M | 25 M | 21.6 M | 19.9 M | 25.3 M | 24.7 M | 25.1 M | 23.6 M | 24.6 M | 26.1 M | 25 M | 21.6 M | 24.5 M | 28.2 M | 34.4 M | 20.2 M | 19.1 M | 15.8 M | 16.4 M | 20.6 M | 16.3 M | 15.7 M |
Quarterly performance
Select metrics to display
All numbers in USD currency
The income statement is one of the three key financial reports of a company ACI Worldwide (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:
- How much revenue the company earned
- How much it spent on production, personnel, marketing, taxes, etc.
- What profit remained in the end
Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.
Features- The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
- Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
- A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.
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